ACTIVE

SAG & S

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Financial year 2025 · closed on 30/09/2025

Net result

39,9 k €

+0.9% YoY

Gross margin

64,5 k €

-4.5% YoY

Equity

657,4 k €

+6.5% YoY

Workforce

0,0 ETP

What does SAG & S do?

SAG & S is a Private company with limited liability incorporated in 1995. Its main activity is: Retail sale of flowers, plants, seeds, fertilisers, pet animals and pet food in specialised stores. Its registered office is in Péruwelz.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0454.237.439

Incorporation

01/01/1995

Legal form

Private company with limited liability

Registered office

Rue des Sapins(B.S) 32
7603 Péruwelz · WallonieSee on map

Contributed capital

432 052,09 €

Latest accounts

30/09/2025

Average workforce

0,0 ETP

Activities (NACE)

47761Retail sale of flowers, plants, seeds, fertilisers, pet animals and pet food in specialised stores· main 47761Retail sale of flowers, plants, seeds, fertilisers, pet animals and pet food in specialised stores 52483Warehousing and support activities for transportation 46220Wholesale of flowers and plants 46220Wholesale of flowers and plants 47552Retail sale of other household equipment in specialised stores+3

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2022		2021		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	64,5 k €	-4.5%	67,5 k €	-0.2%	67,7 k €	-16.3%	80,8 k €	+21.2%	66,7 k €	+142%	27,6 k €	+25.1%	22 k €	+193%	-23,7 k €	-1073%	-2 k €	-122%	9,3 k €	+337%	-3,9 k €	-107%	59,7 k €	+4556%	-1,3 k €	-0.9%	-1,3 k €	+63.1%	-3,6 k €	-5828%	62,9 €	-98.3%	3,6 k €	-78.8%	17,1 k €
EBITDA	59,8 k €	-5.1%	63 k €	-0.5%	63,3 k €	-17.7%	76,8 k €	+26.3%	60,8 k €	+160%	23,4 k €	+44.5%	16,2 k €	+162%	-26,3 k €	-320%	-6,3 k €	-627%	1,2 k €	+121%	-5,6 k €	-109%	59,7 k €	+2927%	-2,1 k €	-56.7%	-1,3 k €	+65.9%	-4 k €	-113%	-1,9 k €	-247%	1,3 k €	-91.3%	14,4 k €
Operating result	51,9 k €	-5.8%	55,1 k €	-0.5%	55,4 k €	-19.7%	68,9 k €	+36.1%	50,6 k €	+280%	13,3 k €	+118%	6,1 k €	+117%	-36,5 k €	-124%	-16,3 k €	-84.9%	-8,8 k €	+43.7%	-15,6 k €	-131%	49,7 k €	+511%	-12,1 k €	-6.7%	-11,3 k €	+18.7%	-13,9 k €	-15.8%	-12 k €	-21.2%	-9,9 k €	-589%	2 k €
Net result	39,9 k €	+0.9%	39,6 k €	-25.4%	53,1 k €	+14.1%	46,5 k €	+20.7%	38,5 k €	+71.9%	22,4 k €	+321%	5,3 k €	+114%	-37,9 k €	-119%	-17,3 k €	-80.6%	-9,6 k €	+51.1%	-19,6 k €	-140%	49,7 k €	+510%	-12,1 k €	-6.7%	-11,3 k €	+18.7%	-13,9 k €	-15.9%	-12 k €	-113%	89,2 k €	+263772%	33,8 €
Balance sheet
Equity	657,4 k €	+6.5%	617,5 k €	+6.8%	577,9 k €	+10.1%	524,8 k €	+9.7%	478,3 k €	+32.6%	360,8 k €	+6.6%	338,4 k €	+1.6%	333 k €	+135%	141,4 k €	-10.9%	158,8 k €	-5.7%	168,4 k €	+73.6%	97 k €	+105%	47,3 k €	-20.4%	59,4 k €	-16.0%	70,8 k €	-16.5%	84,7 k €	-12.4%	96,8 k €	+1174%	7,6 k €
Total assets	690,6 k €	+6.2%	650,5 k €	+6.5%	610,8 k €	-4.0%	636,1 k €	+5.4%	603,2 k €	+11.1%	542,9 k €	+3.7%	523,7 k €	+9.7%	477,4 k €	+85.1%	257,9 k €	-5.0%	271,5 k €	+28.8%	210,8 k €	+4.3%	202,2 k €	+34.2%	150,7 k €	-12.7%	172,8 k €	-5.4%	182,5 k €	-5.1%	192,4 k €	-7.8%	208,7 k €	-2.4%	213,9 k €
Cash	103,2 k €	-61.1%	265,2 k €	+19.3%	222,2 k €	-6.3%	237,2 k €	+18.8%	199,6 k €	+250%	57 k €	+211%	18,3 k €	+12.6%	16,3 k €	+30.4%	12,5 k €	-78.5%	58 k €	+504%	9,6 k €	-84.4%	61,5 k €	+101511%	60,5 €	-99.2%	7,9 k €	-0.1%	7,9 k €	-9.6%	8,8 k €	-26.8%	12 k €	+673%	1,6 k €
Debts	33,2 k €	+0.5%	33,1 k €	+0.4%	32,9 k €	-70.4%	111,2 k €	-8.3%	121,4 k €	-33.4%	182,1 k €	-1.7%	185,3 k €	+28.5%	144,2 k €	+24.6%	115,7 k €	+2.6%	112,8 k €	+166%	42,5 k €	-59.6%	105,2 k €	+1.8%	103,4 k €	-8.8%	113,3 k €	+1.4%	111,8 k €	+3.8%	107,7 k €	-3.8%	111,9 k €	-45.7%	206,3 k €
Other
Workforce	0,0 ETP		0,0 ETP		0,0 ETP		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 8 ended

Active mandates

Stéphane RUBBERS

Director · since 20 janvier 2013

Active

Ended mandates

Stéphane RUBBERS

Manager · since 20 janvier 2013

Ended

André Frébutte

Manager

Ended

Anne Gaelle Lefebvre

Mandate

Ended

Béatrice Mestdagh

Associate

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Micro model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	15/04/2026	09/05/2025	25/04/2024	02/05/2023	29/04/2022	07/04/2021
General meeting	24/03/2026	05/03/2025	06/03/2024	01/03/2023	02/03/2022	03/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/09/2025	24/03/2026	15/04/2026	French	PDF
Abridged model	30/09/2024	05/03/2025	09/05/2025	French	PDF
Abridged model	30/09/2023	06/03/2024	25/04/2024	French	PDF
Abridged model	30/09/2022	01/03/2023	02/05/2023	French	PDF
Abridged model	30/09/2021	02/03/2022	29/04/2022	French	PDF
Micro model	30/09/2020	03/03/2021	07/04/2021	French	PDF
Micro model	30/09/2019	04/03/2020	19/03/2020	French	PDF
Micro model	30/09/2018	06/03/2019	25/03/2019	French	PDF
Micro model	30/09/2017	07/03/2018	29/03/2018	French	PDF
Abridged model	30/09/2016	01/03/2017	27/03/2017	French	PDF
Abridged model	30/09/2015	02/03/2016	30/03/2016	French	PDF
Abridged model	30/09/2014	04/03/2015	08/06/2015	French	PDF
Abridged model	30/09/2013	05/03/2014	04/04/2014	French	PDF
Abridged model	31/12/2012	06/03/2013	23/08/2013	French	PDF
Abridged model	31/12/2011	04/06/2012	20/08/2012	French	PDF
Abridged model	31/12/2010	06/06/2011	12/08/2011	French	PDF
Abridged model	31/12/2009	07/06/2010	13/08/2010	French	PDF
Abridged model	31/12/2008	01/06/2009	18/08/2009	French	PDF
Abridged model	31/12/2007	02/06/2008	27/08/2008	French	PDF
Abridged model	31/12/2006	04/06/2007	26/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 8 ended

Active mandates

Stéphane RUBBERS

Director · since 20 janvier 2013

Active

Ended mandates

Stéphane RUBBERS

Manager · since 20 janvier 2013

Ended

André Frébutte

Manager

Ended

Anne Gaelle Lefebvre

Mandate

Ended

Béatrice Mestdagh

Associate

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Capital / shares30/11/2015
CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates15/10/2013
DENOMINATION - SIEGE SOCIAL - OBJET - ANNEE COMPTABLE
PDF
Mandates07/02/2013
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates04/12/2007
DEMISSIONS, NOMINATIONS
PDF
Other18/02/2004
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202539,9 k €↑
2024
Annual accounts 202439,6 k €↓
2023
Annual accounts 202353,1 k €↑
2022
Annual accounts 202246,5 k €↑
2021
Annual accounts 202138,5 k €↑
2018
Annual accounts 201822,4 k €↑
2017
Annual accounts 20175,3 k €↑
2016
Annual accounts 2016-37,9 k €↓
2015
Annual accounts 2015-17,3 k €↓
2014
Annual accounts 2014-9,6 k €↑
2013
Annual accounts 2013-19,6 k €↓
2012
Annual accounts 201249,7 k €↑
2011
Annual accounts 2011-12,1 k €↓
2010
Annual accounts 2010-11,3 k €↑
2009
Annual accounts 2009-13,9 k €↓
2008
Annual accounts 2008-12 k €↓
2007
Annual accounts 200789,2 k €↑
2006
Annual accounts 200633,8 €
01/01/1995
IncorporationPrivate company with limited liability

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

SAG & S

Overview

What does SAG & S do?

Trend over 18 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline