ACTIVE

FINCOVER

Export PDF

Financial year 2025 · Closed on 31/12/2025

Net result
6,7 k €
-58,4 %over 1 year
Gross margin
15,4 k €
-42,2 %over 1 year
Equity
199,2 k €
+3,5 %over 1 year

Identity

Source · BCE/KBO

FINCOVER is a Private limited company incorporated in 1995. Its registered office is in Schoten.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0454.277.427
Incorporation
12/01/1995
Legal form
Private limited company
Registered office
Alfons Verdijckstraat 66
2900 Schoten · FlandreSee on map
Contributed capital
79 800,00 €
Latest accounts
31/12/2025
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin15,4 k €26,6 k €30,2 k €55,3 k €40,8 k €
EBITDA14,7 k €25,7 k €29 k €54,7 k €40,1 k €
Operating result12 k €24 k €16,7 k €42,8 k €28,2 k €
Net result6,7 k €16,2 k €10,4 k €28,7 k €20 k €
Balance sheet
Equity199,2 k €192,5 k €193,7 k €183,3 k €154,6 k €
Total assets213,9 k €216,2 k €207,1 k €201,7 k €174,9 k €
Cash141,9 k €101,2 k €103 k €99,7 k €78 k €
Debts14,7 k €23,7 k €13,3 k €18,4 k €20,3 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Vera Smets

Director · since 20 décembre 2021

Active

Ended mandates

V. Smets

Director

Ended
V. Smets

Manager

Ended
Vera Jozef Maria Smets

Manager

Ended

Other companies at this address

Alfons Verdijckstraat 66 2900 Schoten
CompanyCBE no.
BenS● Active
0879.965.291

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date18/06/202629/08/202530/08/202423/08/202317/08/202230/08/2021
General meeting15/06/202628/08/202506/05/202402/05/202330/06/202230/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for 7 days

Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202515/06/202618/06/2026DutchPDF
Abridged model31/12/202428/08/202529/08/2025DutchPDF
Abridged model31/12/202306/05/202430/08/2024DutchPDF
Abridged model31/12/202202/05/202323/08/2023DutchPDF
Abridged model31/12/202130/06/202217/08/2022DutchPDF
Abridged model31/12/202030/06/202130/08/2021DutchPDF
Abridged model31/12/201931/08/202016/09/2020DutchPDF
Abridged model31/12/201806/05/201927/08/2019DutchPDF
Abridged model31/12/201730/06/201830/08/2018DutchPDF
Abridged model31/12/201602/05/201730/08/2017DutchPDF
Abridged model31/12/201502/05/201608/07/2016DutchPDF
Abridged model31/12/201404/05/201525/08/2015DutchPDF
Abridged model31/12/201305/05/201425/08/2014DutchPDF
Abridged model31/12/201206/05/201326/07/2013DutchPDF
Abridged model31/12/201107/05/201226/06/2012DutchPDF
Abridged model31/12/201002/05/201108/08/2011DutchPDF
Abridged model31/12/200903/09/201025/10/2010DutchPDF
Abridged model31/12/200804/05/200921/08/2009DutchPDF
Abridged model31/12/200705/05/200819/06/2008DutchPDF
Abridged model31/12/200607/05/200709/07/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Vera Smets

Director · since 20 décembre 2021

Active

Ended mandates

V. Smets

Director

Ended
V. Smets

Manager

Ended
Vera Jozef Maria Smets

Manager

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Other02/07/2026
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Mandates27/12/2021
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20256,7 k €↓
  2. 2024
    Annual accounts 202416,2 k €↑
  3. 2023
    Annual accounts 202310,4 k €↓
  4. 2022
    Annual accounts 202228,7 k €↑
  5. 2021
    Annual accounts 202120 k €↑
  6. 2020
    Annual accounts 20202 k €↓
  7. 2019
    Annual accounts 201912,1 k €↑
  8. 2018
    Annual accounts 201811,5 k €↑
  9. 2017
    Annual accounts 2017-3,5 k €↓
  10. 2016
    Annual accounts 201625,7 k €↑
  11. 2015
    Annual accounts 20151,5 k €↓
  12. 2014
    Annual accounts 20149,3 k €↑
  13. 2013
    Annual accounts 2013-6,2 k €↑
  14. 2012
    Annual accounts 2012-16,6 k €↑
  15. 2011
    Annual accounts 2011-22,5 k €↓
  16. 2010
    Annual accounts 20104,3 k €↓
  17. 2009
    Annual accounts 200912,4 k €↑
  18. 2008
    Annual accounts 20081,1 k €↑
  19. 2007
    Annual accounts 2007-3,9 k €↓
  20. 2006
    Annual accounts 200617,9 k €
  21. 12/01/1995
    IncorporationPrivate limited company