ACTIVE

FINSTRA

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Financial year 2025 · closed on 30/09/2025

Net result

1 M €

+90.6% YoY

Gross margin

1,2 M €

+73.2% YoY

Equity

91,4 k €

+15.2% YoY

Workforce

1,0 ETP

0.0% YoY

What does FINSTRA do?

FINSTRA is a Public limited company incorporated in 1995. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Asse. It employs on average 1,0 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0455.139.935

Incorporation

19/05/1995

Legal form

Public limited company

Registered office

Laarbeeklaan 79
1731 Asse · FlandreSee on map

Contributed capital

63 000,00 €

Latest accounts

30/09/2025

Average workforce

1,0 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	1,2 M €	+73.2%	669,3 k €	-2.0%	683 k €	+24.9%	546,7 k €	-74.6%	2,2 M €	+156%	839,5 k €	+20.5%	696,4 k €	-4.7%	730,6 k €	-22.0%	936,6 k €	+80.5%	518,9 k €	+42.4%	364,4 k €	-18.1%	444,9 k €	-51.9%	924,2 k €	+8.4%	852,8 k €	-8.7%	934,2 k €	+65.7%	563,7 k €	-26.9%	771,3 k €	+45.8%	529,1 k €	-36.1%	828,1 k €
EBITDA	1,1 M €	+79.9%	617,5 k €	+0.8%	612,6 k €	+29.3%	473,8 k €	-77.3%	2,1 M €	+169%	774,3 k €	+20.1%	644,8 k €	-6.6%	690,6 k €	-19.1%	853,9 k €	+113%	401,2 k €	+46.3%	274,2 k €	-20.2%	343,4 k €	-58.0%	818,4 k €	+6.6%	768 k €	-12.8%	881,1 k €	+71.9%	512,7 k €	-29.4%	726,1 k €	+57.1%	462,2 k €	-40.9%	781,6 k €
Operating result	1 M €	+89.0%	550,3 k €	+0.6%	546,8 k €	+27.2%	429,9 k €	-79.2%	2,1 M €	+174%	753 k €	+22.8%	613,1 k €	-6.6%	656,4 k €	-15.5%	776,8 k €	+139%	324,7 k €	+63.0%	199,3 k €	-25.8%	268,7 k €	-63.5%	737 k €	+1.6%	725,5 k €	-10.3%	808,6 k €	+81.6%	445,4 k €	-32.9%	663,6 k €	+65.8%	400,3 k €	-45.6%	736,6 k €
Net result	1 M €	+90.6%	541,6 k €	+0.0%	541,5 k €	+27.6%	424,5 k €	-79.3%	2,1 M €	+177%	743 k €	+23.7%	600,8 k €	-7.2%	647,4 k €	-15.2%	763,5 k €	+140%	318 k €	+53.7%	206,9 k €	-19.8%	258 k €	-66.3%	765,3 k €	+6.6%	717,7 k €	-10.5%	801,5 k €	+83.8%	436,1 k €	-32.8%	648,6 k €	+65.7%	391,5 k €	-44.2%	701,7 k €
Balance sheet
Equity	91,4 k €	+15.2%	79,4 k €	+10.6%	71,8 k €	+2.2%	70,2 k €	+1.1%	69,5 k €	-74.7%	274,6 k €	+0.1%	274,4 k €	+0.0%	274,3 k €	-52.3%	574,9 k €	-0.3%	576,3 k €	-0.1%	577,1 k €	-0.1%	577,7 k €	+3.5%	558,2 k €	+9.2%	511,4 k €	+7.8%	474,5 k €	+3.7%	457,3 k €	+6.3%	430,1 k €	+10.2%	390,5 k €	+13.6%	343,7 k €
Total assets	1,1 M €	+79.4%	628,1 k €	-5.3%	663,2 k €	+8.1%	613,4 k €	-72.6%	2,2 M €	+93.8%	1,2 M €	+7.8%	1,1 M €	-27.4%	1,5 M €	-5.4%	1,6 M €	+40.8%	1,1 M €	+18.5%	933,3 k €	-4.1%	973,6 k €	-30.0%	1,4 M €	+4.0%	1,3 M €	-1.2%	1,4 M €	+35.8%	995,8 k €	-15.8%	1,2 M €	+21.0%	977,9 k €	-19.8%	1,2 M €
Cash	886,1 k €	+160%	340,3 k €	+8.2%	314,5 k €	+43.7%	218,9 k €	-84.9%	1,5 M €	+153%	575,1 k €	-22.4%	740,9 k €	-33.8%	1,1 M €	-3.9%	1,2 M €	+80.4%	645,8 k €	+66.9%	386,9 k €	+80.1%	214,8 k €	-71.4%	750,3 k €	-9.9%	832,4 k €	+0.7%	826,2 k €	+87.3%	441,2 k €	-29.3%	624,2 k €	+37.7%	453,4 k €	-51.4%	932,4 k €
Debts	1 M €	+89.3%	543 k €	-6.9%	583,5 k €	+8.8%	536,5 k €	-75.2%	2,2 M €	+148%	869,6 k €	+11.3%	781,4 k €	-34.3%	1,2 M €	+23.9%	959,9 k €	+90.1%	504,9 k €	+51.3%	333,7 k €	-9.2%	367,4 k €	-55.1%	818,4 k €	+0.1%	817,2 k €	-5.9%	868,6 k €	+66.2%	522,6 k €	-29.8%	744,3 k €	+56.5%	475,6 k €	-42.5%	827,8 k €
Other
Workforce	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	-16.7%	1,2 ETP	-7.7%	1,3 ETP	0.0%	1,3 ETP	+18.2%	1,1 ETP	+37.5%	0,8 ETP	-57.9%	1,9 ETP	-29.6%	2,7 ETP	+12.5%	2,4 ETP	+14.3%	2,1 ETP	0.0%	2,1 ETP	+16.7%	1,8 ETP	+63.6%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP	0.0%	1,1 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 3 active · 26 ended

Active mandates

JOMIP INVEST

Director · since 06 avril 2023 · until 06 mars 2029 · 0472.231.731

Represented by Pieter GODDEAU

Active

K.K.D.

Director · since 06 avril 2023 · until 06 mars 2029 · 0472.225.593

Represented by Dirk VANDENBUSSCHE

Active

VAN DEN BERGE CONSULT

Director · since 06 avril 2023 · until 06 mars 2029 · 0472.253.705

Represented by VANDEN BERGHE Pascal

Active

Ended mandates

JOMIP INVEST

Director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Represented by Pieter GODDEAU

Ended

JOMIP INVEST

Director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Represented by Pieter GODDEAU

Ended

JOMIP INVEST

Managing director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Ended

JOMIP INVEST

Director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Represented by Pieter GODDEAU

Ended

At this address

Other companies at this address

Company	CBE no.
FINSTRA-EENHEID● Active	0663.757.934
Instituut Quality Control● Active	0400.514.285
Jacob Michaela● Active	1004.158.549
VERENIGING VAN MEDEEIGENAARS RESIDENTIE HARMONIE, LAARBEEKLAAN 79, TE 1731 ZELLIK● Active	0537.840.650

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/03/2026	28/04/2025	04/04/2024	19/04/2023	05/04/2022	06/04/2021
General meeting	10/03/2026	29/03/2025	03/04/2024	06/04/2023	28/03/2022	30/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/09/2025	10/03/2026	17/03/2026	Dutch	PDF
Abridged model	30/09/2024	29/03/2025	28/04/2025	Dutch	PDF
Abridged model	30/09/2023	03/04/2024	04/04/2024	Dutch	PDF
Abridged model	30/09/2022	06/04/2023	19/04/2023	Dutch	PDF
Abridged model	30/09/2021	28/03/2022	05/04/2022	Dutch	PDF
Abridged model	30/09/2020	30/03/2021	06/04/2021	Dutch	PDF
Abridged model	30/09/2019	30/03/2020	06/04/2020	Dutch	PDF
Abridged model	30/09/2018	05/03/2019	26/04/2019	Dutch	PDF
Abridged model	30/09/2017	06/03/2018	29/04/2018	Dutch	PDF
Abridged model	30/09/2016	07/03/2017	28/04/2017	Dutch	PDF
Abridged model	30/09/2015	01/03/2016	27/04/2016	Dutch	PDF
Abridged model	30/09/2014	03/03/2015	29/04/2015	Dutch	PDF
Abridged model	30/09/2013	04/03/2014	26/05/2014	Dutch	PDF
Abridged model	30/09/2012	05/03/2013	13/05/2013	Dutch	PDF
Abridged model	30/09/2011	06/03/2012	14/05/2012	Dutch	PDF
Abridged model	30/09/2010	01/03/2011	16/05/2011	Dutch	PDF
Abridged model	30/09/2009	02/03/2010	30/04/2010	Dutch	PDF
Abridged model	30/09/2008	03/03/2009	12/05/2009	Dutch	PDF
Abridged model	30/09/2007	04/03/2008	29/05/2008	Dutch	PDF
Abridged model	30/09/2006	06/03/2007	30/03/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 3 active · 26 ended

Active mandates

JOMIP INVEST

Director · since 06 avril 2023 · until 06 mars 2029 · 0472.231.731

Represented by Pieter GODDEAU

Active

K.K.D.

Director · since 06 avril 2023 · until 06 mars 2029 · 0472.225.593

Represented by Dirk VANDENBUSSCHE

Active

VAN DEN BERGE CONSULT

Director · since 06 avril 2023 · until 06 mars 2029 · 0472.253.705

Represented by VANDEN BERGHE Pascal

Active

Ended mandates

JOMIP INVEST

Director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Represented by Pieter GODDEAU

Ended

JOMIP INVEST

Director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Represented by Pieter GODDEAU

Ended

JOMIP INVEST

Managing director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Ended

JOMIP INVEST

Director · since 16 février 2017 · until 07 mars 2023 · 0472.231.731

Represented by Pieter GODDEAU

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Other26/09/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - DOEL
PDF
Mandates30/05/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates30/03/2017
ONTSLAGEN - BENOEMINGEN
PDF
Mandates10/02/2012
ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Registered office19/01/2010
MAATSCHAPPELIJKE ZETEL
PDF
Mandates08/06/2006
ONTSLAGEN - BENOEMINGEN
PDF
Mandates25/06/2004
ONTSLAGEN - BENOEMINGEN
PDF
Mandates25/06/2004
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20251 M €↑
2024
Annual accounts 2024541,6 k €↑
2023
Annual accounts 2023541,5 k €↑
2022
Annual accounts 2022424,5 k €↓
2021
Annual accounts 20212,1 M €↑
2020
Annual accounts 2020743 k €↑
2019
Annual accounts 2019600,8 k €↓
2018
Annual accounts 2018647,4 k €↓
2017
Annual accounts 2017763,5 k €↑
2016
Annual accounts 2016318 k €↑
2015
Annual accounts 2015206,9 k €↓
2014
Annual accounts 2014258 k €↓
2013
Annual accounts 2013765,3 k €↑
2012
Annual accounts 2012717,7 k €↓
2011
Annual accounts 2011801,5 k €↑
2010
Annual accounts 2010436,1 k €↓
2009
Annual accounts 2009648,6 k €↑
2008
Annual accounts 2008391,5 k €↓
2007
Annual accounts 2007701,7 k €
19/05/1995
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FINSTRA

Overview

What does FINSTRA do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline