ACTIVE

Adfinas Delgo

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Financial year 2025 · closed on 31/12/2025

Net result

114,5 k €

+20.9% YoY

Gross margin

613,7 k €

+8.3% YoY

Equity

325,9 k €

+19.0% YoY

Workforce

5,1 ETP

+18.6% YoY

What does Adfinas Delgo do?

Adfinas Delgo is a Private limited company incorporated in 1995. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Asse. It employs on average 5,1 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0456.165.066

Incorporation

28/09/1995

Legal form

Private limited company

Registered office

Nerviërsstraat 26
1730 Asse · FlandreSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Average workforce

5,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (2)

Contacts

2 public details availableLog in to view

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	613,7 k €	+8.3%	566,4 k €	-3.5%	586,9 k €	+3.9%	565 k €	+57.5%	358,8 k €	+11.9%	320,6 k €	+21.9%	263 k €	+23.6%	212,7 k €	+7.7%	197,5 k €	-24.1%	260,3 k €	+5.1%	247,6 k €	+24.7%	198,5 k €	-2.0%	202,7 k €	+11.8%	181,3 k €	+20.8%	150,1 k €	+7.6%	139,5 k €	+7.3%	130 k €	+31.4%	98,9 k €	+88.2%	52,5 k €	+24.8%	42,1 k €
EBITDA	255,9 k €	-4.6%	268,2 k €	-27.1%	367,7 k €	-1.9%	374,9 k €	+79.1%	209,3 k €	+15.8%	180,7 k €	+54.7%	116,8 k €	+9.8%	106,4 k €	+6.1%	100,3 k €	+5.0%	95,5 k €	-9.4%	105,3 k €	+11.5%	94,4 k €	-5.5%	99,9 k €	-1.3%	101,3 k €	+8.7%	93,2 k €	-20.4%	117,1 k €	+14.1%	102,6 k €	+30.0%	78,9 k €	+51.3%	52,2 k €	+25.5%	41,5 k €
Operating result	107,4 k €	-24.2%	141,6 k €	-47.2%	268,4 k €	-3.2%	277,3 k €	+84.1%	150,6 k €	+7.8%	139,7 k €	+97.2%	70,8 k €	+24.3%	57 k €	+22.5%	46,5 k €	+38.7%	33,6 k €	+22.0%	27,5 k €	-29.2%	38,9 k €	-19.2%	48,1 k €	-14.0%	56 k €	+24.2%	45 k €	-40.4%	75,5 k €	+8.2%	69,8 k €	+18.4%	59 k €	+50.7%	39,1 k €	+23.8%	31,6 k €
Net result	114,5 k €	+20.9%	94,7 k €	-47.9%	181,7 k €	+2.7%	177 k €	+74.6%	101,3 k €	+15.9%	87,5 k €	+101%	43,4 k €	+181%	15,4 k €	-10.0%	17,2 k €	+153%	6,8 k €	+9.0%	6,2 k €	-59.9%	15,5 k €	-3.1%	16 k €	-54.7%	35,4 k €	+86.0%	19 k €	-56.6%	43,8 k €	+11.9%	39,2 k €	+9.4%	35,8 k €	+46.8%	24,4 k €	+8.6%	22,5 k €
Balance sheet
Equity	325,9 k €	+19.0%	273,8 k €	-20.2%	343,3 k €	+112%	161,6 k €	+171%	59,6 k €	-23.8%	78,2 k €	+3.3%	75,8 k €	-2.0%	77,3 k €	+25.0%	61,9 k €	+38.4%	44,7 k €	+17.9%	37,9 k €	+19.7%	31,7 k €	-77.9%	143,8 k €	+12.6%	127,7 k €	+0.3%	127,4 k €	+17.5%	108,4 k €	+67.8%	64,6 k €	-14.4%	75,4 k €	+90.4%	39,6 k €	+17.2%	33,8 k €
Total assets	975,5 k €	-14.9%	1,1 M €	+9.5%	1 M €	+18.3%	884,5 k €	-12.3%	1 M €	+111%	477,3 k €	+8.0%	441,9 k €	-1.1%	447 k €	-15.3%	527,4 k €	-6.8%	565,9 k €	+8.1%	523,7 k €	+190%	180,4 k €	-41.0%	305,7 k €	-8.6%	334,5 k €	+1.6%	329,1 k €	-7.4%	355,2 k €	+13.7%	312,3 k €	+48.5%	210,4 k €	+142%	86,9 k €	+8.2%	80,3 k €
Cash	61,2 k €	+342%	13,8 k €	+101%	6,9 k €	+24178%	28,3 €	-100.0%	429,8 k €	+71451%	600,7 €	+6.5%	563,9 €	+157%	219,8 €	-79.5%	1,1 k €	-32.5%	1,6 k €	-72.7%	5,8 k €	+808%	640,8 €		–		42,2 k €	+354%	9,3 k €	+43930%	21,1 €	-99.1%	2,3 k €	-92.7%	30,9 k €	+280%	8,1 k €	-52.9%	17,3 k €
Debts	649,6 k €	-25.5%	871,6 k €	+24.0%	702,7 k €	-2.3%	719,3 k €	-24.1%	947,6 k €	+138%	398,8 k €	+9.1%	365,7 k €	-1.0%	369,3 k €	-20.2%	462,8 k €	-11.2%	520,9 k €	+7.6%	484,3 k €	+226%	148,5 k €	-8.2%	161,8 k €	-21.7%	206,6 k €	+2.5%	201,6 k €	-18.3%	246,7 k €	+0.6%	245,3 k €	+81.7%	135 k €	+194%	45,9 k €	-1.3%	46,5 k €
Other
Workforce	5,1 ETP	+18.6%	4,3 ETP	+43.3%	3,0 ETP		–		–		–		–		–		–		–		3,0 ETP	+7.1%	2,8 ETP	+40.0%	2,0 ETP	+81.8%	1,1 ETP	0.0%	1,1 ETP	+267%	0,3 ETP	-57.1%	0,7 ETP	+40.0%	0,5 ETP		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 5 ended

Active mandates

Carbon 30

Director · 1017.885.930

Represented by Bram Luyckx

Active

Lennert De Vos

Director

Active

Niels Van Weyenbergh

Director

Active

Ended mandates

Dirk De Troch

Manager

Ended

Lennert De Vos

Manager

Ended

Niels Van Weyenberg

Director

Ended

Niels Van Weyenberg

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
ADFINAS BEHEER● Active	0536.810.965
Adfinas Groep● Active	1027.643.041
Carbon 30● Active	1017.885.930
VERENIGING VAN MEDEEIGENAARS GEBOUW CROKINGHEIM, te 1730 Asse, Nerviërsstraat 26● Active	0867.435.564

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	13/07/2026	30/06/2025	26/06/2024	28/06/2023	29/06/2022	30/09/2021
General meeting	15/06/2026	20/06/2025	15/06/2024	15/06/2023	15/06/2022	15/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	15/06/2026	13/07/2026	Dutch	PDF
Abridged model	31/12/2024	20/06/2025	30/06/2025	Dutch	PDF
Abridged model	31/12/2023	15/06/2024	26/06/2024	Dutch	PDF
Micro model	31/12/2022	15/06/2023	28/06/2023	Dutch	PDF
Micro model	31/12/2021	15/06/2022	29/06/2022	Dutch	PDF
Micro model	31/12/2020	15/06/2021	30/09/2021	Dutch	PDF
Micro model	31/12/2019	15/06/2020	28/09/2020	Dutch	PDF
Micro model	31/12/2018	15/06/2019	30/09/2019	Dutch	PDF
Micro model	31/12/2017	15/06/2018	30/08/2018	Dutch	PDF
Micro model	31/12/2016	15/06/2017	30/08/2017	Dutch	PDF
Abridged model	31/12/2015	15/06/2016	29/08/2016	Dutch	PDF
Abridged model	31/12/2014	15/06/2015	29/09/2015	Dutch	PDF
Abridged model	31/12/2013	15/06/2014	31/10/2014	Dutch	PDF
Abridged model	31/12/2012	15/06/2013	29/08/2013	Dutch	PDF
Abridged model	31/12/2011	15/06/2012	30/08/2012	Dutch	PDF
Abridged model	31/12/2010	15/06/2011	30/09/2011	Dutch	PDF
Abridged model	31/12/2009	15/06/2010	30/09/2010	Dutch	PDF
Abridged model	31/12/2008	15/06/2009	30/09/2009	Dutch	PDF
Abridged model	31/12/2007	15/06/2008	20/06/2008	Dutch	PDF
Abridged model	31/12/2006	15/06/2007	27/06/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 5 ended

Active mandates

Carbon 30

Director · 1017.885.930

Represented by Bram Luyckx

Active

Lennert De Vos

Director

Active

Niels Van Weyenbergh

Director

Active

Ended mandates

Dirk De Troch

Manager

Ended

Lennert De Vos

Manager

Ended

Niels Van Weyenberg

Director

Ended

Niels Van Weyenberg

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates29/08/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates01/03/2022
BENAMING - ONTSLAGEN - BENOEMINGEN
PDF
Registered office17/05/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DIVERSEN - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL
PDF
Mandates02/12/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates14/12/2016
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/02/2015
ONTSLAGEN - BENOEMINGEN
PDF
Mandates12/06/2013
ONTSLAGEN - BENOEMINGEN
PDF
Other15/12/2010
BENAMING
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025114,5 k €↑
2024
Annual accounts 202494,7 k €↓
2023
Annual accounts 2023181,7 k €↑
2022
Annual accounts 2022177 k €↑
2021
Annual accounts 2021101,3 k €↑
2021
Name changeAdfinas Delgo
2020
Annual accounts 202087,5 k €↑
2019
Annual accounts 201943,4 k €↑
2018
Annual accounts 201815,4 k €↓
2017
Annual accounts 201717,2 k €↑
2016
Annual accounts 20166,8 k €↑
2015
Annual accounts 20156,2 k €↓
2014
Annual accounts 201415,5 k €↓
2013
Annual accounts 201316 k €↓
2012
Annual accounts 201235,4 k €↑
2011
Annual accounts 201119 k €↓
2010
Annual accounts 201043,8 k €↑
2010
Name changeADFINAS
2009
Annual accounts 200939,2 k €↑
2008
Annual accounts 200835,8 k €↑
2007
Annual accounts 200724,4 k €↑
2006
Annual accounts 200622,5 k €
2006
Name changeVerzekeringen De Troch en Partners
28/09/1995
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Adfinas Delgo

Overview

What does Adfinas Delgo do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline