ACTIVE

BERNARD

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Financial year 2025 · closed on 31/12/2025

Net result

32,9 k €

+235.0% YoY

Gross margin

52,3 k €

+104.5% YoY

Equity

177,3 k €

+10.5% YoY

What does BERNARD do?

BERNARD is a Private limited company incorporated in 1996. Its main activity is: Legal activities. Its registered office is in Gerpinnes.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0458.977.967

Incorporation

10/10/1996

Legal form

Private limited company

Registered office

Allée des Templiers(LOV) 41B box 21
6280 Gerpinnes · WallonieSee on map

Contributed capital

6 197,33 €

Latest accounts

31/12/2025

Activities (NACE)

69101Legal activities· main 69101Legal activities

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	52,3 k €	+104%	25,6 k €	-19.0%	31,6 k €	-7.1%	34 k €	+34.9%	25,2 k €	-53.8%	54,4 k €	+243%	15,9 k €	-32.6%	23,6 k €	+22.9%	19,2 k €	+17.7%	16,3 k €	-51.7%	33,7 k €	-64.5%	94,9 k €	-0.7%	95,5 k €	+241%	28 k €	+8.5%	25,8 k €	-8.7%	28,3 k €	+26.0%	22,4 k €	-18.8%	27,6 k €	-4.6%	28,9 k €	+17.8%	24,6 k €
EBITDA	51,7 k €	+109%	24,7 k €	-19.9%	30,9 k €	-6.8%	33,1 k €	+36.2%	24,3 k €	-52.4%	51,1 k €	+241%	15 k €	-34.2%	22,8 k €	+24.5%	18,3 k €	+20.2%	15,2 k €	-53.2%	32,5 k €	-65.3%	93,7 k €	-0.2%	93,9 k €	+249%	26,9 k €	+8.1%	24,9 k €	-9.1%	27,4 k €	+29.5%	21,1 k €	-19.5%	26,2 k €	-3.6%	27,2 k €	+16.7%	23,3 k €
Operating result	44,7 k €	+198%	15 k €	-27.7%	20,8 k €	-10.5%	23,2 k €	+60.1%	14,5 k €	-69.4%	47,4 k €	+278%	12,5 k €	-37.2%	20 k €	+163%	7,6 k €	+72.6%	4,4 k €	-79.1%	21 k €	-74.4%	82 k €	-0.3%	82,3 k €	+243%	24 k €	+77.6%	13,5 k €	-19.8%	16,8 k €	+161%	6,4 k €	-59.5%	15,9 k €	+14.6%	13,9 k €	+28.5%	10,8 k €
Net result	32,9 k €	+235%	9,8 k €	-33.9%	14,9 k €	-13.9%	17,3 k €	+72.3%	10 k €	-73.8%	38,2 k €	+370%	8,1 k €	-42.0%	14 k €	+332%	3,2 k €	+277%	860 €	-93.6%	13,4 k €	-72.8%	49,3 k €	-14.4%	57,6 k €	+234%	17,2 k €	+89.6%	9,1 k €	-12.8%	10,4 k €	+42.3%	7,3 k €	-38.1%	11,8 k €	-21.5%	15,1 k €	+23.3%	12,2 k €
Balance sheet
Equity	177,3 k €	+10.5%	160,4 k €	-3.7%	166,6 k €	-0.7%	167,7 k €	+1.8%	164,7 k €	+0.0%	164,7 k €	+20.7%	136,5 k €	-8.0%	148,3 k €	+10.4%	134,3 k €	+2.5%	131,1 k €	+0.7%	130,2 k €	+11.5%	116,8 k €	+73.2%	67,4 k €	+12.8%	59,8 k €	+40.5%	42,5 k €	+27.2%	33,4 k €	+45.3%	23 k €	-80.1%	115,7 k €	+11.4%	103,9 k €	+17.0%	88,8 k €
Total assets	209,6 k €	+4.2%	201,2 k €	-6.9%	216,1 k €	-5.2%	227,9 k €	-0.2%	228,3 k €	-3.3%	236 k €	+34.6%	175,4 k €	+11.1%	157,8 k €	+6.1%	148,8 k €	-5.3%	157,1 k €	-20.4%	197,4 k €	-4.0%	205,6 k €	+40.8%	146,1 k €	+85.6%	78,7 k €	+17.5%	67 k €	+0.9%	66,4 k €	-61.2%	171,3 k €	+15.2%	148,7 k €	+1.4%	146,6 k €	+19.3%	122,9 k €
Cash	171,6 k €	+14.4%	150,1 k €	-1.7%	152,7 k €	-2.0%	155,9 k €	+0.6%	154,9 k €	+0.5%	154,1 k €	+14.1%	135,1 k €	+21.9%	110,8 k €	-5.9%	117,7 k €	-6.7%	126,2 k €	-15.6%	149,6 k €	+52.1%	98,4 k €	+1.9%	96,5 k €	+130%	41,9 k €	+25.8%	33,3 k €	-8.5%	36,4 k €	+6.8%	34,1 k €	+9.7%	31,1 k €	+30.7%	23,8 k €	+18.5%	20,1 k €
Debts	32,3 k €	-20.9%	40,9 k €	-17.6%	49,6 k €	-16.0%	59 k €	-5.9%	62,6 k €	-11.9%	71,1 k €	+82.5%	38,9 k €	+310%	9,5 k €	-34.4%	14,5 k €	-44.4%	26,1 k €	-61.0%	66,9 k €	-24.7%	88,8 k €	+13.0%	78,6 k €	+315%	18,9 k €	-22.6%	24,5 k €	-25.8%	32,9 k €	-77.8%	148,3 k €	+350%	33 k €	-22.8%	42,7 k €	+25.2%	34,1 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

LAURENT BERNARD

Director

Active

Ended mandates

LAURENT BERNARD

Mandate

Ended

LAURENT BERNARD

Administrator - manager

Ended

PIERRE BERNARD LAURENT

Director

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/07/2026	24/07/2025	21/08/2024	16/08/2023	29/08/2022	30/09/2021
General meeting	30/05/2026	31/05/2025	06/08/2024	09/08/2023	29/08/2022	29/09/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	30/05/2026	31/07/2026	French	PDF
Micro model	31/12/2024	31/05/2025	24/07/2025	French	PDF
Micro model	31/12/2023	06/08/2024	21/08/2024	French	PDF
Micro model	31/12/2022	09/08/2023	16/08/2023	French	PDF
Micro model	31/12/2021	29/08/2022	29/08/2022	French	PDF
Micro model	31/12/2020	29/09/2021	30/09/2021	French	PDF
Micro model	31/12/2019	28/08/2020	31/08/2020	French	PDF
Micro model	31/12/2018	25/05/2019	29/08/2019	French	PDF
Micro model	31/12/2017	26/05/2018	20/07/2018	French	PDF
Micro model	31/12/2016	27/05/2017	25/08/2017	French	PDF
Abridged model	31/12/2015	28/05/2016	30/08/2016	French	PDF
Abridged model	31/12/2014	30/05/2015	28/08/2015	French	PDF
Abridged model	31/12/2013	24/05/2014	26/09/2014	French	PDF
Abridged model	31/12/2012	25/05/2013	02/10/2013	French	PDF
Abridged model	31/12/2011	26/05/2012	15/10/2012	French	PDF
Abridged model	31/12/2010	28/05/2011	29/08/2011	French	PDF
Abridged model	31/12/2009	28/08/2010	28/08/2010	French	PDF
Abridged model	31/12/2008	23/05/2009	31/08/2009	French	PDF
Abridged model	31/12/2007	31/05/2008	06/08/2008	French	PDF
Abridged model	31/12/2006	26/05/2007	28/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

LAURENT BERNARD

Director

Active

Ended mandates

LAURENT BERNARD

Mandate

Ended

LAURENT BERNARD

Administrator - manager

Ended

PIERRE BERNARD LAURENT

Director

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates07/09/2026
Nomination d'un nouvel administrateur
PDF
Registered office24/01/2025
SIEGE SOCIAL - DIVERS
PDF
Mandates21/11/2024
MODIFICATION FORME JURIDIQUE - SIEGE SOCIAL - OBJET - DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202532,9 k €↑
2024
Annual accounts 20249,8 k €↓
2023
Annual accounts 202314,9 k €↓
2022
Annual accounts 202217,3 k €↑
2021
Annual accounts 202110 k €↓
2020
Annual accounts 202038,2 k €↑
2019
Annual accounts 20198,1 k €↓
2018
Annual accounts 201814 k €↑
2017
Annual accounts 20173,2 k €↑
2016
Annual accounts 2016860 €↓
2015
Annual accounts 201513,4 k €↓
2014
Annual accounts 201449,3 k €↓
2013
Annual accounts 201357,6 k €↑
2012
Annual accounts 201217,2 k €↑
2011
Annual accounts 20119,1 k €↓
2010
Annual accounts 201010,4 k €↑
2009
Annual accounts 20097,3 k €↓
2008
Annual accounts 200811,8 k €↓
2007
Annual accounts 200715,1 k €↑
2006
Annual accounts 200612,2 k €
10/10/1996
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BERNARD

Overview

What does BERNARD do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline