ACTIVE

Estimos

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Financial year 2025 · closed on 31/12/2025

Net result

95,9 k €

+151.5% YoY

Gross margin

146,7 k €

-7.8% YoY

Equity

206,3 k €

+17.7% YoY

What does Estimos do?

Estimos is a Private limited company incorporated in 1997. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Antwerpen.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0460.315.082

Incorporation

28/03/1997

Legal form

Private limited company

Registered office

Quinten Matsijslei 44
2018 Antwerpen · FlandreSee on map

Contributed capital

18 550,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main

Signals

ProfitableGood liquidityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	146,7 k €	-7.8%	159,1 k €	-8.1%	173,1 k €	+29.1%	134,2 k €	-4.8%	141 k €	-43.2%	248,4 k €	+80.7%	137,5 k €	+3.9%	132,4 k €	-16.2%	158 k €	+77.9%	88,8 k €	-24.2%	117,1 k €	+31.0%	89,4 k €	-21.2%	113,5 k €	+8.3%	104,8 k €	+3.0%	101,7 k €	-12.6%	116,3 k €	+7.7%	108 k €	+0.5%	107,5 k €	-32.1%	158,3 k €
EBITDA	144,7 k €	-7.8%	157 k €	-7.6%	169,8 k €	+28.9%	131,7 k €	-5.3%	139,1 k €	-43.1%	244,6 k €	+151%	-481,3 k €	-469%	130,3 k €	-16.6%	156,3 k €	+79.7%	87 k €	-24.2%	114,7 k €	+31.3%	87,4 k €	-21.6%	111,5 k €	+9.2%	102,1 k €	+2.0%	100 k €	-13.2%	115,2 k €	+8.7%	106 k €	+0.1%	105,9 k €	-32.5%	156,8 k €
Operating result	149 k €	-0.3%	149,5 k €	-11.8%	169,5 k €	+28.7%	131,6 k €	-5.2%	138,9 k €	-42.9%	243,2 k €	+150%	-482,1 k €	-470%	130,3 k €	-16.6%	156,3 k €	+79.7%	87 k €	-20.1%	108,9 k €	+48.4%	73,3 k €	-24.6%	97,2 k €	+10.7%	87,8 k €	+3.3%	85 k €	-20.3%	106,6 k €	+17.1%	91 k €	+0.1%	91 k €	-34.9%	139,7 k €
Net result	95,9 k €	+151%	38,1 k €	-26.5%	51,9 k €	+102%	25,7 k €	-17.0%	31 k €	+13.5%	27,3 k €	+105%	-524,5 k €	-865%	68,6 k €	-7.6%	74,2 k €	+109%	35,6 k €	-15.8%	42,2 k €	+126%	18,7 k €	-36.0%	29,1 k €	-83.1%	172,1 k €	+1160%	13,7 k €	-56.4%	31,3 k €	+62.4%	19,3 k €	+73.2%	11,1 k €	-72.6%	40,6 k €
Balance sheet
Equity	206,3 k €	+17.7%	175,3 k €	+27.8%	137,2 k €	+60.8%	85,3 k €	-34.2%	129,6 k €	+31.4%	98,7 k €	+38.2%	71,4 k €	-88.0%	595,9 k €	+13.0%	527,3 k €	+16.4%	453 k €	+8.5%	417,5 k €	+11.3%	375,3 k €	+5.2%	356,6 k €	+8.9%	327,5 k €	+5.5%	310,3 k €	+4.6%	296,7 k €	+11.8%	265,4 k €	-9.7%	293,8 k €	+3.9%	282,7 k €
Total assets	1,4 M €	+2.0%	1,4 M €	-5.8%	1,5 M €	+1.7%	1,4 M €	-0.1%	1,4 M €	-1.2%	1,5 M €	+0.4%	1,5 M €	+17.2%	1,2 M €	-0.3%	1,2 M €	+10.2%	1,1 M €	-1.9%	1,2 M €	+2.3%	1,1 M €	-2.2%	1,2 M €	-1.2%	1,2 M €	-0.0%	1,2 M €	-0.4%	1,2 M €	-0.4%	1,2 M €	-11.2%	1,3 M €	-2.8%	1,4 M €
Cash	4,6 k €	+150%	1,8 k €	+632%	250,5 €	-60.5%	634 €	-54.5%	1,4 k €	-72.0%	5 k €	+9.1%	4,6 k €	+455%	821,6 €	-49.3%	1,6 k €	-84.4%	10,4 k €	+508%	1,7 k €	+129%	747 €	+240%	219,8 €	-87.9%	1,8 k €	-73.7%	6,9 k €	+685%	880,5 €	-92.6%	11,9 k €	+149%	4,8 k €	-85.9%	34 k €
Debts	299,4 k €	+10.3%	271,5 k €	-26.4%	368,9 k €	-1.3%	373,7 k €	+22.3%	305,4 k €	-6.9%	328,2 k €	+6.6%	307,8 k €	-2.3%	315,1 k €	+1.5%	310,4 k €	+55.5%	199,7 k €	+7.5%	185,7 k €	+34.5%	138 k €	+16.5%	118,4 k €	+9.8%	107,9 k €	+44.6%	74,6 k €	+68.7%	44,2 k €	+21.8%	36,3 k €	-68.3%	114,7 k €	-8.9%	125,9 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 14 ended

Active mandates

Eduard Steinbach

Director · since 31 mars 2020

Active

Ended mandates

Eduard Steinbach

Manager · since 26 août 2008

Ended

Daniël Steinbach

Director · since 19 septembre 2002 · until 17 septembre 2008

Ended

Daniël Steinbach

Director · since 19 septembre 2002 · until 19 septembre 2008

Ended

David Steinbach

Director · since 19 septembre 2002 · until 17 septembre 2008

Ended

At this address

Other companies at this address

Company	CBE no.
Mazalimo● Active	0417.358.237

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/04/2019
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	21 months
Filing date	23/07/2026	24/07/2025	15/07/2024	25/07/2023	27/07/2022	23/07/2021
General meeting	30/06/2026	30/06/2025	28/06/2024	30/06/2023	30/06/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	23/07/2026	Dutch	PDF
Abridged model	31/12/2024	30/06/2025	24/07/2025	Dutch	PDF
Abridged model	31/12/2023	28/06/2024	15/07/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	25/07/2023	Dutch	PDF
Abridged model	31/12/2021	30/06/2022	27/07/2022	Dutch	PDF
Abridged model	31/12/2020	30/06/2021	23/07/2021	Dutch	PDF
Abridged model	31/03/2019	30/09/2019	28/10/2019	Dutch	PDF
Abridged model	31/03/2018	28/09/2018	25/10/2018	Dutch	PDF
Abridged model	31/03/2017	28/09/2017	26/10/2017	Dutch	PDF
Abridged model	31/03/2016	15/09/2016	27/09/2016	Dutch	PDF
Abridged model	31/03/2015	17/09/2015	28/09/2015	Dutch	PDF
Abridged model	31/03/2014	18/09/2014	02/10/2014	Dutch	PDF
Abridged model	31/03/2013	19/09/2013	26/11/2013	Dutch	PDF
Abridged model	31/03/2012	28/09/2012	30/10/2012	Dutch	PDF
Abridged model	31/03/2011	29/09/2011	27/10/2011	Dutch	PDF
Abridged model	31/03/2010	30/09/2010	28/10/2010	Dutch	PDF
Abridged model	31/03/2009	17/09/2009	12/10/2009	Dutch	PDF
Abridged model	31/03/2008	18/09/2008	03/10/2008	Dutch	PDF
Abridged model	31/03/2007	20/09/2007	02/10/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 14 ended

Active mandates

Eduard Steinbach

Director · since 31 mars 2020

Active

Ended mandates

Eduard Steinbach

Manager · since 26 août 2008

Ended

Daniël Steinbach

Director · since 19 septembre 2002 · until 17 septembre 2008

Ended

Daniël Steinbach

Director · since 19 septembre 2002 · until 19 septembre 2008

Ended

David Steinbach

Director · since 19 septembre 2002 · until 17 septembre 2008

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Registered office11/01/2023
MAATSCHAPPELIJKE ZETEL
PDF
Mandates02/06/2020
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - BOEKJAAR
PDF
Mandates23/12/2008
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates17/11/2008
ONTSLAGEN - BENOEMINGEN
PDF
Registered office29/12/2004
MAATSCHAPPELIJKE ZETEL
PDF
Mandates13/11/2002
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202595,9 k €↑
2024
Annual accounts 202438,1 k €↓
2023
Annual accounts 202351,9 k €↑
2022
Annual accounts 202225,7 k €↓
2021
Annual accounts 202131 k €↑
2020
Annual accounts 202027,3 k €↑
2019
Annual accounts 2019-524,5 k €↓
2018
Annual accounts 201868,6 k €↓
2017
Annual accounts 201774,2 k €↑
2016
Annual accounts 201635,6 k €↓
2015
Annual accounts 201542,2 k €↑
2014
Annual accounts 201418,7 k €↓
2013
Annual accounts 201329,1 k €↓
2012
Annual accounts 2012172,1 k €↑
2011
Annual accounts 201113,7 k €↓
2010
Annual accounts 201031,3 k €↑
2009
Annual accounts 200919,3 k €↑
2008
Annual accounts 200811,1 k €↓
2007
Annual accounts 200740,6 k €
28/03/1997
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Estimos

Overview

What does Estimos do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline