Credco
0460.941.228 · rovalta.com · 23/09/2026
ACTIVE
Credco
Financial year 2024 · closed on 31/12/2024
Net result
-17,8 k €
-568.3% YoY
Gross margin
-16,8 k €
-387.1% YoY
Equity
-28,9 k €
-160.1% YoY
Overview
What does Credco do?
Credco is a Private limited company incorporated in 1997. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Antwerpen.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0460.941.228
Incorporation
26/06/1997
Legal form
Private limited company
Registered office
Belgiëlei 85GLV
2018 Antwerpen · FlandreSee on map
2018 Antwerpen · FlandreSee on map
Contributed capital
18 592,01 €
Latest accounts
31/12/2024
Activities (NACE)
Joint committees (1)
- 201
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Financials
Trend over 17 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 | 2015 | 2014 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||
| Gross margin | -16,8 k € | -387% | 5,9 k € | -57.8% | 13,9 k € | +312% | 3,4 k € | +171% | -4,7 k € | -1267% | -347 € | – | – | – | – | 4,6 k € | -90.0% | 46 k € | +71.3% | 26,8 k € | -21.3% | 34,1 k € | +6.7% | 31,9 k € | +12.7% | 28,3 k € | -40.7% | 47,8 k € | |||||
| EBITDA | -17,4 k € | -430% | 5,3 k € | -59.6% | 13 k € | +321% | 3,1 k € | +165% | -4,7 k € | -1267% | -347 € | – | – | – | -348 € | +90.1% | -3,5 k € | -116% | 22,2 k € | +276% | 5,9 k € | -58.3% | 14,2 k € | +12.1% | 12,6 k € | +72.0% | 7,4 k € | -79.0% | 35 k € | ||||
| Operating result | -17,8 k € | -438% | 5,3 k € | -59.6% | 13 k € | +321% | 3,1 k € | +165% | -4,7 k € | -1267% | -347 € | – | – | – | -348 € | +98.7% | -25,9 k € | -234% | 19,3 k € | +1058% | -2 k € | -134% | 5,9 k € | +52.7% | 3,8 k € | +305% | -1,9 k € | -107% | 26,6 k € | ||||
| Net result | -17,8 k € | -568% | 3,8 k € | -58.3% | 9,1 k € | +205% | 3 k € | +163% | -4,8 k € | -1276% | -347 € | – | – | – | -415 € | +98.1% | -22,3 k € | -226% | 17,6 k € | +1010% | -1,9 k € | -143% | 4,5 k € | +308% | 1,1 k € | +104% | -29,4 k € | -227% | 23 k € | ||||
| Balance sheet | |||||||||||||||||||||||||||||||||
| Equity | -28,9 k € | -160% | -11,1 k € | +25.5% | -14,9 k € | +37.9% | -24 k € | +11.1% | -27 k € | -21.5% | -22,3 k € | -1.6% | -21,9 k € | 0.0% | -21,9 k € | 0.0% | -21,9 k € | 0.0% | -21,9 k € | -5.2% | -20,8 k € | -1550% | 1,4 k € | +109% | -16,2 k € | -13.6% | -14,3 k € | +23.9% | -18,7 k € | +5.5% | -19,8 k € | -308% | 9,5 k € |
| Total assets | 93,7 k € | +162% | 35,8 k € | +169% | 13,3 k € | +849% | 1,4 k € | -70.6% | 4,8 k € | – | – | – | 1,3 k € | 0.0% | 1,3 k € | -63.4% | 3,7 k € | -93.3% | 55,1 k € | +9.3% | 50,4 k € | -29.8% | 71,8 k € | +0.3% | 71,6 k € | -19.7% | 89,2 k € | -30.1% | 127,7 k € | ||||
| Cash | 30 k € | +322% | 7,1 k € | +159% | 2,7 k € | +202% | 908,5 € | -73.3% | 3,4 k € | – | – | – | 996 € | 0.0% | 996 € | -65.2% | 2,9 k € | -88.9% | 25,8 k € | +265% | 7,1 k € | -60.2% | 17,8 k € | +72.7% | 10,3 k € | -38.9% | 16,9 k € | -53.5% | 36,2 k € | ||||
| Debts | 122,6 k € | +165% | 46,2 k € | +63.7% | 28,2 k € | +10.9% | 25,4 k € | -20.0% | 31,8 k € | +42.9% | 22,3 k € | +1.6% | 21,9 k € | 0.0% | 21,9 k € | -5.8% | 23,3 k € | 0.0% | 23,3 k € | -5.1% | 24,5 k € | -54.3% | 53,7 k € | -19.4% | 66,6 k € | -22.6% | 86,1 k € | -4.7% | 90,3 k € | -16.6% | 108,3 k € | -7.8% | 117,4 k € |
| Other | |||||||||||||||||||||||||||||||||
| Workforce | – | – | – | – | – | – | – | – | – | – | 0,2 ETP | -77.8% | 0,9 ETP | 0.0% | 0,9 ETP | 0.0% | 0,9 ETP | 0.0% | 0,9 ETP | 0.0% | 0,9 ETP | +200% | 0,3 ETP | ||||||||||
Governance
Board of directors
Seen on filing of 31/12/2024 · 1 active · 7 ended
Active mandates
Yoel Apter
ActiveEnded mandates
Paula De Bontridder
EndedMommaerts Jules
Ended. Mommaerts
EndedIngrid Mommaert
EndedFinancials
Annual accounts
Full financial information
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/10/2019 | 01/10/2018 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 30/09/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 15 months | 12 months |
| Filing date | 28/08/2025 | 27/09/2024 | 12/10/2023 | 28/10/2022 | 23/09/2021 | 28/09/2020 |
| General meeting | 31/07/2025 | 30/08/2024 | 15/05/2023 | 16/05/2022 | 17/05/2021 | 02/03/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
17 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2024 | 31/07/2025 | 28/08/2025 | Dutch | |
| Abridged model | 31/12/2023 | 30/08/2024 | 27/09/2024 | Dutch | |
| Abridged model | 31/12/2022 | 15/05/2023 | 12/10/2023 | Dutch | |
| Micro model | 31/12/2021 | 16/05/2022 | 28/10/2022 | Dutch | |
| Micro model | 31/12/2020 | 17/05/2021 | 23/09/2021 | Dutch | |
| Micro model | 30/09/2019 | 02/03/2020 | 28/09/2020 | Dutch | |
| Micro model | 30/09/2018 | 18/03/2019 | 25/04/2019 | Dutch | |
| Abridged model | 30/09/2016 | 20/03/2017 | 31/05/2017 | Dutch | |
| Abridged model | 30/09/2015 | 21/03/2016 | 30/05/2016 | Dutch | |
| Abridged model | 30/09/2014 | 16/03/2015 | 27/05/2015 | Dutch | |
| Abridged model | 30/09/2012 | 18/03/2013 | 30/05/2013 | Dutch | |
| Abridged model | 30/09/2011 | 19/03/2012 | 31/05/2012 | Dutch | |
| Abridged model | 30/09/2010 | 21/03/2011 | 31/10/2011 | Dutch | |
| Abridged model | 30/09/2009 | 15/03/2010 | 30/04/2010 | Dutch | |
| Abridged model | 30/09/2008 | 16/03/2009 | 29/06/2009 | Dutch | |
| Abridged model | 30/09/2007 | 17/03/2008 | 30/04/2008 | Dutch | |
| Abridged model | 30/09/2006 | 19/03/2007 | 05/03/2008 | Dutch |
Valuation
Estimate
Indicative valuation
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2024 · 1 active · 7 ended
Active mandates
Yoel Apter
ActiveEnded mandates
Paula De Bontridder
EndedMommaerts Jules
Ended. Mommaerts
EndedIngrid Mommaert
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Registered office15/09/2025MAATSCHAPPELIJKE ZETEL
- Mandates16/06/2020STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DIVERSEN - ONTSLAGEN - BENOEMINGEN
- Mandates04/03/2020STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - MAATSCHAPPELIJKE ZETEL - DOEL - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - BOEKJAAR
- Mandates27/07/2016ONTSLAGEN - BENOEMINGEN
- Mandates09/06/2010ONTSLAGEN - BENOEMINGEN
- Mandates07/08/2003ONTSLAGEN - BENOEMINGEN - KAPITAAL - AANDELEN
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 2024-17,8 k €↓
- 2023Annual accounts 20233,8 k €↓
- 2022Annual accounts 20229,1 k €↑
- 2021Annual accounts 20213 k €↑
- 2020Annual accounts 2020-4,8 k €↓
- 2019Annual accounts 2019-347 €↑
- 2018Annual accounts 2018
- 2016Annual accounts 2016
- 2015Annual accounts 2015
- 2014Annual accounts 2014-415 €↑
- 2012Annual accounts 2012-22,3 k €↓
- 2011Annual accounts 201117,6 k €↑
- 2010Annual accounts 2010-1,9 k €↓
- 2009Annual accounts 20094,5 k €↑
- 2008Annual accounts 20081,1 k €↑
- 2007Annual accounts 2007-29,4 k €↓
- 2006Annual accounts 200623 k €
- 26/06/1997IncorporationPrivate limited company