ACTIVE

VANDAELE

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Financial year 2025 · closed on 31/12/2025

Net result

151,6 k €

-38.8% YoY

Gross margin

457,8 k €

-12.3% YoY

Equity

562,8 k €

0.0% YoY

What does VANDAELE do?

VANDAELE is a Private limited company incorporated in 1997. Its main activity is: Other monetary intermediation. Its registered office is in Brugge.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0461.650.516

Incorporation

10/10/1997

Legal form

Private limited company

Registered office

Rijselstraat 43
8200 Brugge · FlandreSee on map

Contributed capital

6 197,33 €

Latest accounts

31/12/2025

Activities (NACE)

64190Other monetary intermediation· main 64190Other monetary intermediation 66191Other activities auxiliary to financial services, except insurance and pension funding 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (3)

341
3410
34100

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	457,8 k €	-12.3%	521,8 k €	+14.8%	454,4 k €	+25.8%	361,1 k €	+16.5%	310 k €	-43.0%	544,3 k €	+2.6%	530,6 k €	+26.7%	418,7 k €	+16.0%	360,9 k €	-4.1%	376,4 k €	+49.0%	252,6 k €	-13.3%	291,2 k €	+23.4%	236 k €	-17.0%	284,5 k €	+59.1%	178,9 k €	+25.0%	143 k €	+0.8%	142 k €	+1.4%	140 k €	-13.3%	161,5 k €
EBITDA	251,7 k €	-32.0%	370,4 k €	+16.5%	317,9 k €	+34.0%	237,3 k €	+18.2%	200,7 k €	-49.3%	396 k €	-1.6%	402,6 k €	+34.4%	299,5 k €	+18.0%	253,8 k €	-8.0%	275,9 k €	+46.8%	188 k €	+3.5%	181,7 k €	+17.5%	154,6 k €	-24.2%	204 k €	+97.7%	103,2 k €	+5.8%	97,5 k €	-5.7%	103,5 k €	+0.0%	103,5 k €	-18.4%	126,8 k €
Operating result	206,1 k €	-36.6%	325 k €	+12.8%	288,2 k €	+47.1%	195,9 k €	+32.3%	148 k €	-55.1%	329,9 k €	-4.2%	344,4 k €	+48.5%	231,8 k €	+31.3%	176,6 k €	+11.2%	158,7 k €	+393%	32,2 k €	-68.1%	101 k €	-11.3%	114 k €	-11.8%	129,2 k €	+125%	57,3 k €	-6.4%	61,3 k €	+47.4%	41,6 k €	-43.1%	73 k €	-26.7%	99,7 k €
Net result	151,6 k €	-38.8%	247,7 k €	+22.6%	202,1 k €	+42.7%	141,6 k €	+11.8%	126,7 k €	-38.0%	204,2 k €	-17.4%	247,4 k €	+84.3%	134,2 k €	+30.1%	103,1 k €	-5.7%	109,4 k €	+589%	15,9 k €	-78.2%	72,9 k €	+2.3%	71,3 k €	-19.7%	88,8 k €	+91.0%	46,5 k €	-31.2%	67,6 k €	+187%	23,5 k €	-61.0%	60,4 k €	-19.8%	75,3 k €
Balance sheet
Equity	562,8 k €	0.0%	562,8 k €	0.0%	562,8 k €	0.0%	562,8 k €	-52.5%	1,2 M €	+4.1%	1,1 M €	+0.4%	1,1 M €	+27.9%	885,4 k €	+17.9%	751,2 k €	+15.9%	648 k €	+20.3%	538,6 k €	+3.0%	522,7 k €	+16.2%	449,8 k €	+18.8%	378,5 k €	-22.7%	489,7 k €	+10.5%	443,2 k €	+18.0%	375,6 k €	+6.7%	352,1 k €	+20.7%	291,7 k €
Total assets	878,2 k €	-9.6%	971 k €	-17.8%	1,2 M €	-26.8%	1,6 M €	-5.6%	1,7 M €	+6.4%	1,6 M €	+9.7%	1,5 M €	+18.7%	1,2 M €	+7.5%	1,1 M €	+5.8%	1,1 M €	-8.2%	1,2 M €	+59.0%	744,5 k €	+59.4%	467,2 k €	-29.5%	662,9 k €	+31.9%	502,5 k €	+10.5%	454,9 k €	-32.8%	676,5 k €	+59.7%	423,6 k €	+17.0%	362,1 k €
Cash	411,2 k €	+15.7%	355,2 k €	+154%	139,8 k €	-78.6%	652,7 k €	+44.6%	451,3 k €	-20.9%	570,7 k €	-38.3%	924,6 k €	+13.5%	814,7 k €	+20.2%	677,9 k €	+25.4%	540,6 k €	+64.7%	328,2 k €	+83.4%	178,9 k €	-30.6%	257,8 k €	+53.5%	167,9 k €	+12.6%	149,1 k €	+28.7%	115,8 k €	-61.9%	304,1 k €	+0.5%	302,6 k €	+12.8%	268,4 k €
Debts	305,4 k €	-25.2%	408,2 k €	-33.9%	617,9 k €	-41.2%	1,1 M €	+99.7%	526,3 k €	+12.0%	470 k €	+41.7%	331,7 k €	-4.7%	348,2 k €	-12.4%	397,3 k €	-9.3%	437,9 k €	-32.1%	644,9 k €	+191%	221,8 k €	+1178%	17,4 k €	-93.9%	284,4 k €	+2127%	12,8 k €	+9.1%	11,7 k €	-96.1%	300,9 k €	+321%	71,5 k €	+1.5%	70,5 k €
Other
Workforce	–		–		–		–		–		2,1 ETP	+5.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	0.0%	2,0 ETP	+66.7%	1,2 ETP	-33.3%	1,8 ETP	-5.3%	1,9 ETP	0.0%	1,9 ETP	0.0%	1,9 ETP	+90.0%	1,0 ETP	+42.9%	0,7 ETP	-12.5%	0,8 ETP	0.0%	0,8 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 8 ended

Active mandates

Arne Vandaele

Director

Active

Ended mandates

ARNE VANDAELE

Manager · since 02 novembre 2014 · 0565.967.383

Represented by Arne Vandaele

Ended

ARNE VANDAELE

Director · 0565.967.383

Represented by Arne Vandaele

Ended

ARNE VANDAELE

Manager · 0565.967.383

Represented by Arne Vandaele

Ended

ARNE VANDAELE

Manager · 0565.967.383

Represented by Arne Vandaele

Ended

At this address

Other companies at this address

Company	CBE no.
ARNE VANDAELE● Active	0565.967.383
GROEP ARNE VANDAELE● Active	0663.725.666

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Abridged model	Micro model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/11/2019
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	14 months
Filing date	28/07/2026	14/08/2025	26/08/2024	20/10/2023	31/08/2022	31/08/2021
General meeting	28/07/2026	14/08/2025	23/08/2024	09/10/2023	31/07/2022	26/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	28/07/2026	28/07/2026	Dutch	PDF
Micro model	31/12/2024	14/08/2025	14/08/2025	Dutch	PDF
Micro model	31/12/2023	23/08/2024	26/08/2024	Dutch	PDF
Abridged model	31/12/2022	09/10/2023	20/10/2023	Dutch	PDF
Micro model	31/12/2021	31/07/2022	31/08/2022	Dutch	PDF
Abridged model	31/12/2020	26/06/2021	31/08/2021	Dutch	PDF
Abridged model	31/10/2019	14/03/2020	14/04/2020	Dutch	PDF
Abridged model	31/10/2018	09/03/2019	03/04/2019	Dutch	PDF
Abridged model	31/10/2017	10/03/2018	30/03/2018	Dutch	PDF
Abridged model	31/10/2016	11/03/2017	21/03/2017	Dutch	PDF
Abridged model	31/10/2015	13/04/2016	02/05/2016	Dutch	PDF
Abridged model	31/10/2014	14/03/2015	27/04/2015	Dutch	PDF
Abridged model	31/10/2013	08/03/2014	10/04/2014	Dutch	PDF
Abridged modelCorrection	31/10/2012	09/03/2013	22/05/2014	Dutch	PDF
Abridged model	31/10/2012	09/03/2013	25/04/2013	Dutch	PDF
Abridged model	31/10/2011	10/03/2012	12/03/2012	Dutch	PDF
Abridged model	31/10/2010	12/03/2011	21/04/2011	Dutch	PDF
Abridged model	31/10/2009	13/03/2010	16/03/2010	Dutch	PDF
Abridged model	31/10/2008	14/03/2009	17/03/2009	Dutch	PDF
Abridged model	31/10/2007	31/03/2008	25/04/2008	Dutch	PDF
Abridged model	31/10/2006	10/03/2007	14/03/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 8 ended

Active mandates

Arne Vandaele

Director

Active

Ended mandates

ARNE VANDAELE

Manager · since 02 novembre 2014 · 0565.967.383

Represented by Arne Vandaele

Ended

ARNE VANDAELE

Director · 0565.967.383

Represented by Arne Vandaele

Ended

ARNE VANDAELE

Manager · 0565.967.383

Represented by Arne Vandaele

Ended

ARNE VANDAELE

Manager · 0565.967.383

Represented by Arne Vandaele

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates29/07/2020
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - BOEKJAAR
PDF
Mandates18/11/2014
ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates18/11/2014
ONTSLAGEN - BENOEMINGEN
PDF
Mandates30/07/2014
ONTSLAGEN - BENOEMINGEN
PDF
Mandates15/06/2005
ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025151,6 k €↓
2024
Annual accounts 2024247,7 k €↑
2023
Annual accounts 2023202,1 k €↑
2022
Annual accounts 2022141,6 k €↑
2021
Annual accounts 2021126,7 k €↓
2020
Annual accounts 2020204,2 k €↓
2019
Annual accounts 2019247,4 k €↑
2018
Annual accounts 2018134,2 k €↑
2017
Annual accounts 2017103,1 k €↓
2016
Annual accounts 2016109,4 k €↑
2015
Annual accounts 201515,9 k €↓
2014
Annual accounts 201472,9 k €↑
2013
Annual accounts 201371,3 k €↓
2012
Annual accounts 201288,8 k €↑
2011
Annual accounts 201146,5 k €↓
2010
Annual accounts 201067,6 k €↑
2009
Annual accounts 200923,5 k €↓
2008
Annual accounts 200860,4 k €↓
2007
Annual accounts 200775,3 k €
10/10/1997
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

VANDAELE

Overview

What does VANDAELE do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline