ACTIVE

IFCS

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Financial year 2025 · closed on 31/12/2025
Net result
4,8 k €
-41.6% YoY
Gross margin
130,4 k €
+27.6% YoY
Equity
98,3 k €
+5.1% YoY

What does IFCS do?

IFCS is a Private limited company incorporated in 1998. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Bruxelles.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0464.140.149
Incorporation
15/09/1998
Legal form
Private limited company
Registered office
Avenue Louise 317 box 5D
1050 Bruxelles · BruxellesSee on map
Contributed capital
7 726,08 €
Latest accounts
31/12/2025
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances
Joint committees (1)
  • 307
Signals
ProfitableGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 20 financial years

20252024202320222021202020192018201720162015201420132012201120102009200820072006
Income statement
Gross margin130,4 k €102,2 k €131 k €86,3 k €83,2 k €108,1 k €78,1 k €44,1 k €66,6 k €30,6 k €8,8 k €275,6 €35,5 k €17,1 k €63,1 k €48,4 k €85,8 k €62,9 k €69,9 k €69,5 k €
EBITDA58,8 k €64,6 k €90,9 k €52,2 k €51 k €41,8 k €12,9 k €-16,8 k €23,7 k €20,6 k €3 k €-17,1 k €-8,2 k €12,6 k €24,4 k €10,7 k €44,2 k €26,7 k €37,6 k €17 k €
Operating result12,7 k €19,3 k €50,3 k €12,7 k €11,8 k €6,3 k €5,3 k €-25 k €18,2 k €13,7 k €2,1 k €-18,9 k €-10,8 k €9,5 k €18,6 k €7,7 k €36,3 k €13,1 k €28,8 k €8 k €
Net result4,8 k €8,2 k €34,4 k €4,2 k €3,1 k €-20,3 k €3,3 k €-26,9 k €10,1 k €13,1 k €2,4 k €-20,2 k €-10,9 k €–13,3 k €1,3 k €22,3 k €6,5 k €19,1 k €4 k €
Balance sheet
Equity98,3 k €93,5 k €85,2 k €50,9 k €46,7 k €43,5 k €63,8 k €60,5 k €87,5 k €77,4 k €64,3 k €61,9 k €82,1 k €91,9 k €81,9 k €77,1 k €75,8 k €53,5 k €47 k €27,9 k €
Total assets502,4 k €543,7 k €570,7 k €554,9 k €609,2 k €653,1 k €127,3 k €121,1 k €134,5 k €80,1 k €66,1 k €66,3 k €85,2 k €103,8 k €106,4 k €94 k €110,8 k €89,7 k €71,2 k €73,3 k €
Cash22,1 k €16,4 k €20,3 k €18,9 k €25,6 k €33,7 k €28,9 k €23,8 k €24,2 k €10,1 k €17,2 k €37,2 k €55,4 k €77,8 k €19,6 k €62,4 k €47 k €35,5 k €9,3 k €3,9 k €
Debts379,3 k €425,9 k €469 k €504 k €544,1 k €591,1 k €49,4 k €46,5 k €47 k €2,7 k €1,8 k €4,5 k €3,1 k €11,9 k €24,5 k €15,5 k €35 k €36,2 k €24,2 k €45,3 k €
Other
Workforce––––––––––––1,0 ETP1,0 ETP1,4 ETP1,0 ETP1,0 ETP1,0 ETP1,3 ETP1,5 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 12 ended

Active mandates

Mertens & Co

Director · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Active
COSTERS & Co

Director · since 09 mars 2011 · 0833.871.485

Represented by Jan Costers

Active
Libefin

Director · 0754.967.034

Represented by Lisa Berwouts

Active

Ended mandates

Mertens & Co

Manager · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Ended
Mertens & Co

Director · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Ended
Mertens & Co

Manager · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Ended
COSTERS & Co

Administrator - manager · since 09 mars 2011 · 0833.871.485

Represented by Jan Costers

Ended
At this address

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AESTHETE AGENCY● Active
1016.343.729
BRUSSELS CONSULT● Active
0556.688.047
IFCS UNIT● Active
0755.934.955
OWELLD● Bankrupt
0896.661.070
Studio Lieven De Boeck● Active
0848.186.509
The Bull● Active
0418.433.551
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date23/06/202621/06/202527/06/202405/06/202329/06/202207/06/2021
General meeting06/06/202607/06/202501/06/202403/06/202304/06/202205/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202506/06/202623/06/2026DutchPDF
Micro model31/12/202407/06/202521/06/2025DutchPDF
Micro model31/12/202301/06/202427/06/2024DutchPDF
Micro model31/12/202203/06/202305/06/2023DutchPDF
Micro model31/12/202104/06/202229/06/2022DutchPDF
Micro model31/12/202005/06/202107/06/2021DutchPDF
Micro model31/12/201906/06/202022/06/2020DutchPDF
Micro model31/12/201801/06/201912/06/2019DutchPDF
Micro model31/12/201702/06/201818/06/2018DutchPDF
Micro model31/12/201603/06/201731/08/2017DutchPDF
Abridged model31/12/201504/06/201630/06/2016DutchPDF
Abridged model31/12/201406/06/201522/07/2015DutchPDF
Abridged model31/12/201307/06/201431/08/2014DutchPDF
Abridged model31/12/201201/06/201331/08/2013DutchPDF
Abridged model31/12/201102/06/201229/08/2012DutchPDF
Abridged model31/12/201004/06/201130/08/2011DutchPDF
Abridged model31/12/200905/06/201010/08/2010DutchPDF
Abridged model31/12/200830/06/200927/08/2009DutchPDF
Abridged model31/12/200730/06/200828/08/2008DutchPDF
Abridged model31/12/200616/06/200706/07/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 12 ended

Active mandates

Mertens & Co

Director · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Active
COSTERS & Co

Director · since 09 mars 2011 · 0833.871.485

Represented by Jan Costers

Active
Libefin

Director · 0754.967.034

Represented by Lisa Berwouts

Active

Ended mandates

Mertens & Co

Manager · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Ended
Mertens & Co

Director · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Ended
Mertens & Co

Manager · since 25 octobre 2013 · 0540.880.611

Represented by Gino Mertens

Ended
COSTERS & Co

Administrator - manager · since 09 mars 2011 · 0833.871.485

Represented by Jan Costers

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates16/12/2025
    WIJZIGING RECHTSVORM - MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
    PDF
  • Mandates03/03/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates13/03/2017
    MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates22/01/2014
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates12/04/2011
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office22/09/2010
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Capital / shares11/03/2004
    KAPITAAL - AANDELEN - ALGEMENE VERGADERING - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Registered office19/01/2004
    MAATSCHAPPELIJKE ZETEL
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20254,8 k €↓
  2. 2024
    Annual accounts 20248,2 k €↓
  3. 2023
    Annual accounts 202334,4 k €↑
  4. 2022
    Annual accounts 20224,2 k €↑
  5. 2021
    Annual accounts 20213,1 k €↑
  6. 2020
    Annual accounts 2020-20,3 k €↓
  7. 2019
    Annual accounts 20193,3 k €↑
  8. 2018
    Annual accounts 2018-26,9 k €↓
  9. 2017
    Annual accounts 201710,1 k €↓
  10. 2016
    Annual accounts 201613,1 k €↑
  11. 2015
    Annual accounts 20152,4 k €↑
  12. 2014
    Annual accounts 2014-20,2 k €↓
  13. 2013
    Annual accounts 2013-10,9 k €↓
  14. 2012
    Annual accounts 2012
  15. 2011
    Annual accounts 201113,3 k €↑
  16. 2010
    Annual accounts 20101,3 k €↓
  17. 2009
    Annual accounts 200922,3 k €↑
  18. 2008
    Annual accounts 20086,5 k €↓
  19. 2007
    Annual accounts 200719,1 k €↑
  20. 2006
    Annual accounts 20064 k €
  21. 15/09/1998
    IncorporationPrivate limited company