ACTIVE

Bank- en verzekeringsagent REGIO AALST

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Financial year 2022 · closed on 31/12/2022

Net result

2,2 M €

+18.9% YoY

Gross margin

5,1 M €

+7.5% YoY

Equity

748,6 k €

+20.9% YoY

Workforce

36,1 ETP

-0.3% YoY

What does Bank- en verzekeringsagent REGIO AALST do?

Bank- en verzekeringsagent REGIO AALST is a Limited partnership incorporated in 1998. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Aalst. It employs on average 36,1 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0464.206.861

Incorporation

24/09/1998

Legal form

Limited partnership

Registered office

Stationsstraat 4
9300 Aalst · FlandreSee on map

Contributed capital

75 000,00 €

Latest accounts

31/12/2022

Average workforce

36,1 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (3)

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 17 financial years

	2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	5,1 M €	+7.5%	4,7 M €	+39.5%	3,4 M €	-2.6%	3,5 M €	-3.1%	3,6 M €	+15.9%	3,1 M €	-5.8%	3,3 M €	+5.6%	3,1 M €	-10.8%	3,5 M €	+33.2%	2,6 M €	-6.8%	2,8 M €	-18.8%	3,4 M €	-11.4%	3,9 M €	+21.0%	3,2 M €	+14.4%	2,8 M €	+14.4%	2,5 M €	+9.9%	2,2 M €
EBITDA	2,4 M €	+17.3%	2 M €	+148%	815,7 k €	-9.1%	897,8 k €	+12.6%	797,3 k €	+12.2%	710,9 k €	-10.3%	792,7 k €	-11.4%	894,4 k €	-25.4%	1,2 M €	+139%	501 k €	-25.0%	668,1 k €	-45.3%	1,2 M €	-16.3%	1,5 M €	+111%	689,7 k €	+14.0%	604,8 k €	+24.0%	487,7 k €	-32.3%	720,8 k €
Operating result	2,3 M €	+18.1%	2 M €	+162%	759 k €	-8.8%	832,4 k €	+12.3%	741,5 k €	+13.7%	652 k €	-9.5%	720,8 k €	-13.9%	837,4 k €	-26.8%	1,1 M €	+146%	464,5 k €	-26.5%	631,7 k €	-46.7%	1,2 M €	-17.1%	1,4 M €	+116%	661 k €	+15.2%	573,6 k €	+26.1%	454,9 k €	-35.4%	704 k €
Net result	2,2 M €	+18.9%	1,9 M €	+187%	646,8 k €	-7.3%	697,5 k €	+14.9%	606,9 k €	+18.7%	511,1 k €	-13.0%	587,5 k €	-16.5%	703,6 k €	-28.0%	976,8 k €	+129%	425,9 k €	-35.2%	657,7 k €	-14.6%	769,9 k €	-12.3%	878,1 k €	+114%	410,4 k €	+14.1%	359,8 k €	+33.9%	268,8 k €	-38.9%	440,1 k €
Balance sheet
Equity	748,6 k €	+20.9%	619,4 k €	+6.9%	579,3 k €	-10.1%	644,3 k €	+12.9%	570,9 k €	-7.9%	619,6 k €	-4.7%	649,9 k €	-18.8%	800,6 k €	-3.3%	828 k €	-30.3%	1,2 M €	+11.9%	1,1 M €	+14.6%	926,7 k €	+12.7%	822 k €	+28.8%	638 k €	+23.0%	518,8 k €	+30.4%	397,7 k €	+25.4%	317 k €
Total assets	3,3 M €	+6.6%	3,1 M €	+75.1%	1,7 M €	+3.1%	1,7 M €	-12.1%	1,9 M €	+20.0%	1,6 M €	-3.8%	1,7 M €	-15.4%	2 M €	-21.1%	2,5 M €	+2.2%	2,4 M €	-0.3%	2,4 M €	-3.6%	2,5 M €	-0.3%	2,5 M €	+60.0%	1,6 M €	+3.5%	1,5 M €	+19.6%	1,3 M €	+27.4%	1 M €
Cash	1,2 M €	+355%	272,3 k €	+26915%	1 k €	-89.2%	9,3 k €	+1381%	630,7 €	-99.7%	185 k €	-24.8%	245,9 k €	-71.5%	862,7 k €	+26.7%	680,8 k €	-2.8%	700,3 k €	-17.0%	843,5 k €	-17.3%	1 M €	+376%	214,3 k €	-9.2%	236 k €	+4719240%	5 €	-100.0%	257,5 k €	+10.4%	233,2 k €
Debts	2,5 M €	+1.9%	2,4 M €	+108%	1,2 M €	+11.0%	1 M €	-22.6%	1,4 M €	+39.6%	967,2 k €	-3.8%	1 M €	-12.1%	1,1 M €	-31.0%	1,7 M €	+33.2%	1,2 M €	-3.9%	1,3 M €	-14.8%	1,5 M €	-6.9%	1,6 M €	+89.6%	862,3 k €	-15.3%	1 M €	+58.5%	642 k €	-2.8%	660,6 k €
Other
Workforce	36,1 ETP	-0.3%	36,2 ETP	+2.3%	35,4 ETP	+4.4%	33,9 ETP	-9.1%	37,3 ETP	+6.9%	34,9 ETP	-1.1%	35,3 ETP	+10.7%	31,9 ETP	-2.7%	32,8 ETP	+5.8%	31,0 ETP	-8.6%	33,9 ETP	+3.4%	32,8 ETP	-10.9%	36,8 ETP	-6.8%	39,5 ETP	-1.5%	40,1 ETP	+14.2%	35,1 ETP	+26.7%	27,7 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 10 M€ and 25 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2022 · 5 active · 28 ended

Active mandates

Filip Groessens

Manager

Active

Jan Buydens

Manager

Active

Jan Callebaut

Manager

Active

Koen Abeel

Manager

Active

Kristof Kestens

Manager

Active

Ended mandates

Bert VAN CLEEMPUT

Director · since 01 janvier 2019

Ended

Kristof KESTENS

Director · since 01 janvier 2019

Ended

Bart ROGGEMAN

Director · since 01 juillet 2018

Ended

Filip GROESSENS

Director · since 01 janvier 2016

Ended

Annual accounts

Full financial information

	2022	2021	2020	2019	2018	2017
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2022	01/01/2021	01/01/2020	01/01/2019	01/01/2018	01/01/2017
Closing of the financial year	31/12/2022	31/12/2021	31/12/2020	31/12/2019	31/12/2018	31/12/2017
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/08/2023	21/07/2022	18/06/2021	20/08/2020	23/07/2019	28/06/2018
General meeting	20/06/2023	21/06/2022	15/06/2021	16/06/2020	18/06/2019	19/06/2018
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

17 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2022	20/06/2023	30/08/2023	Dutch	PDF
Abridged model	31/12/2021	21/06/2022	21/07/2022	Dutch	PDF
Abridged model	31/12/2020	15/06/2021	18/06/2021	Dutch	PDF
Abridged model	31/12/2019	16/06/2020	20/08/2020	Dutch	PDF
Abridged model	31/12/2018	18/06/2019	23/07/2019	Dutch	PDF
Abridged model	31/12/2017	19/06/2018	28/06/2018	Dutch	PDF
Abridged model	31/12/2016	30/06/2017	03/07/2017	Dutch	PDF
Abridged model	31/12/2015	21/06/2016	27/07/2016	Dutch	PDF
Abridged model	31/12/2014	10/07/2015	10/07/2015	Dutch	PDF
Abridged model	31/12/2013	12/06/2014	12/06/2014	Dutch	PDF
Abridged model	31/12/2012	13/06/2013	13/06/2013	Dutch	PDF
Abridged model	31/12/2011	14/06/2012	14/06/2012	Dutch	PDF
Abridged model	31/12/2010	09/06/2011	12/07/2011	Dutch	PDF
Abridged model	31/12/2009	10/06/2010	10/06/2010	Dutch	PDF
Abridged model	31/12/2008	11/06/2009	11/06/2009	Dutch	PDF
Abridged model	31/12/2007	12/06/2008	12/06/2008	Dutch	PDF
Abridged model	31/12/2006	14/06/2007	14/06/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 10 M€ and 25 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2022 · 5 active · 28 ended

Active mandates

Filip Groessens

Manager

Active

Jan Buydens

Manager

Active

Jan Callebaut

Manager

Active

Koen Abeel

Manager

Active

Kristof Kestens

Manager

Active

Ended mandates

Bert VAN CLEEMPUT

Director · since 01 janvier 2019

Ended

Kristof KESTENS

Director · since 01 janvier 2019

Ended

Bart ROGGEMAN

Director · since 01 juillet 2018

Ended

Filip GROESSENS

Director · since 01 janvier 2016

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates02/09/2026
TOETREDING & BENOEMING
PDF
Mandates29/01/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates04/08/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates27/11/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/12/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates28/11/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/11/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates03/06/2022
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2022
Annual accounts 20222,2 M €↑
2021
Annual accounts 20211,9 M €↑
2020
Annual accounts 2020646,8 k €↓
2019
Annual accounts 2019697,5 k €↑
2019
Name changeBank- en verzekeringsagent REGIO AALST
2018
Annual accounts 2018606,9 k €↑
2017
Annual accounts 2017511,1 k €↓
2016
Annual accounts 2016587,5 k €↓
2015
Annual accounts 2015703,6 k €↓
2014
Annual accounts 2014976,8 k €↑
2013
Annual accounts 2013425,9 k €↓
2012
Annual accounts 2012657,7 k €↓
2011
Annual accounts 2011769,9 k €↓
2011
Name changeBelfius Regio Aalst
2010
Annual accounts 2010878,1 k €↑
2009
Annual accounts 2009410,4 k €↑
2008
Annual accounts 2008359,8 k €↑
2007
Annual accounts 2007268,8 k €↓
2006
Annual accounts 2006440,1 k €
2006
Name changeDexia Regio Aalst
24/09/1998
IncorporationLimited partnership

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

Bank- en verzekeringsagent REGIO AALST

Overview

What does Bank- en verzekeringsagent REGIO AALST do?

Trend over 17 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline