ACTIVE

BERUM

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Financial year 2024 · closed on 31/12/2024

Net result

-468,2 k €

-19.0% YoY

Gross margin

225 k €

+529.8% YoY

Equity

-1,3 M €

-58.6% YoY

What does BERUM do?

BERUM is a Private limited company incorporated in 1998. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Roeselare.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0464.229.330

Incorporation

28/09/1998

Legal form

Private limited company

Registered office

Duivelshoekstraat 13
8800 Roeselare · FlandreSee on map

Contributed capital

1 010 282,70 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70100Activities of head offices 70100Activities of head offices 01500Mixed farming 01500Mixed farming+4

Joint committees (2)

307
3070

Contacts

3 public details availableLog in to view

Signals

Healthy social debts

View the BCE/KBO Public Search record →

Health score

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Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	225 k €	+530%	-52,4 k €	+85.7%	-366 k €	-177%	-132,1 k €	-133%	399,8 k €	-39.8%	663,7 k €	+27.1%	522,2 k €	+4.9%	497,6 k €	+40.3%	354,6 k €	+36.9%	258,9 k €	+33.2%	194,5 k €	-33.3%	291,3 k €	+56.2%	186,5 k €	+101%	92,8 k €	-21.8%	118,6 k €	-37.3%	189,2 k €	+31.8%	143,5 k €	+1.8%	141 k €	+41.2%	99,8 k €
EBITDA	-228,5 k €	-33.0%	-171,8 k €	+56.3%	-393,5 k €	-148%	-158,9 k €	-184%	189,2 k €	-22.4%	243,7 k €	-1.4%	247,3 k €	+13.4%	218,1 k €	-13.4%	251,9 k €	-0.2%	252,5 k €	+36.8%	184,5 k €	-19.6%	229,4 k €	+27.3%	180,2 k €	+120%	82 k €	-28.4%	114,6 k €	-27.9%	158,8 k €	+19.2%	133,2 k €	-2.5%	136,7 k €	+45.4%	94 k €
Operating result	-408,6 k €	-14.4%	-357,2 k €	+39.0%	-585,1 k €	-64.8%	-355,1 k €	-636%	-48,2 k €	-134%	143,7 k €	+334%	33,1 k €	+88.7%	17,5 k €	-54.9%	38,9 k €	+20.8%	32,2 k €	+256%	9,1 k €	-88.7%	80 k €	+70.4%	46,9 k €	+186%	-54,6 k €	-342%	-12,4 k €	-147%	26,3 k €	+165%	9,9 k €	-39.6%	16,4 k €	+188%	-18,7 k €
Net result	-468,2 k €	-19.0%	-393,4 k €	+36.4%	-618,5 k €	-55.1%	-398,8 k €	-350%	-88,7 k €	-1448%	-5,7 k €	-231%	4,4 k €	+110%	-43 k €	-2178%	2,1 k €	-7.9%	2,2 k €	+104%	-56 k €	-253%	36,6 k €	+665%	4,8 k €	+111%	-42,3 k €	+14.4%	-49,4 k €	-350%	-11 k €	+63.8%	-30,4 k €	-30.5%	-23,3 k €	+56.8%	-54 k €
Balance sheet
Equity	-1,3 M €	-58.6%	-799,1 k €	-97.0%	-405,7 k €	-291%	212,8 k €	-65.2%	611,6 k €	-12.7%	700,3 k €	-0.8%	706,1 k €	+0.6%	701,7 k €	-5.8%	744,7 k €	+0.3%	742,6 k €	+0.3%	740,4 k €	+526%	-173,6 k €	+17.4%	-210,3 k €	+2.2%	-215 k €	-24.5%	-172,7 k €	-40.1%	-123,3 k €	-9.8%	-112,3 k €	-37.1%	-81,9 k €	-39.8%	-58,6 k €
Total assets	2,4 M €	-22.2%	3,1 M €	+10.7%	2,8 M €	+2.8%	2,7 M €	-2.2%	2,8 M €	-7.6%	3 M €	+1.0%	3 M €	+11.2%	2,7 M €	+0.4%	2,7 M €	+4.8%	2,5 M €	+7.3%	2,4 M €	+152%	934,7 k €	+7.2%	872,1 k €	-9.4%	962 k €	-0.3%	965 k €	-9.4%	1,1 M €	-4.7%	1,1 M €	-10.1%	1,2 M €	-5.8%	1,3 M €
Cash	6,4 k €	-67.4%	19,6 k €	+5.2%	18,7 k €	+373%	3,9 k €	-87.8%	32,3 k €	-63.1%	87,6 k €	+344%	19,7 k €	-76.4%	83,6 k €	+189%	28,9 k €	+59.4%	18,1 k €	-27.7%	25,1 k €	+1.7%	24,7 k €	+25.0%	19,7 k €	+16.4%	17 k €		–		–		–		13,5 k €	-68.2%	42,6 k €
Debts	3,6 M €	-5.6%	3,9 M €	+21.2%	3,2 M €	+27.9%	2,5 M €	+15.7%	2,2 M €	-6.1%	2,3 M €	+1.6%	2,3 M €	+15.0%	2 M €	+3.0%	1,9 M €	+6.4%	1,8 M €	+10.5%	1,6 M €	+46.1%	1,1 M €	+2.5%	1,1 M €	-8.1%	1,2 M €	+3.5%	1,1 M €	-4.2%	1,2 M €	-3.3%	1,2 M €	-7.2%	1,3 M €	-3.8%	1,4 M €

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 5 ended

Active mandates

Bernard Nuytten

Director

Active

Léonard Nuytten

Director

Active

Ended mandates

Léonard Nuytten

Director · since 01 janvier 2024

Ended

Bernard Nuytten

Director · since 28 septembre 1998

Ended

Bernard Nuytten

Director · since 23 septembre 1998

Ended

Bernard Nuytten

Manager · since 23 septembre 1998

Ended

At this address

Other companies at this address

Company	CBE no.
ALL SPECIALTY BROKERAGE● Active	0788.690.271
All Specialty Underwriting● Active	0743.918.536
EBNR● Active	0760.492.470
LC Technics● Active	0767.982.256
LC Tools● Active	0767.982.355

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	02/01/2026	30/10/2024	07/11/2023	20/10/2022	20/12/2021	30/11/2020
General meeting	29/10/2025	30/10/2024	17/06/2023	30/06/2022	19/06/2021	05/09/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	29/10/2025	02/01/2026	Dutch	PDF
Micro model	31/12/2023	30/10/2024	30/10/2024	Dutch	PDF
Micro model	31/12/2022	17/06/2023	07/11/2023	Dutch	PDF
Micro model	31/12/2021	30/06/2022	20/10/2022	Dutch	PDF
Micro model	31/12/2020	19/06/2021	20/12/2021	Dutch	PDF
Micro model	31/12/2019	05/09/2020	30/11/2020	Dutch	PDF
Micro model	31/12/2018	29/06/2019	30/09/2019	Dutch	PDF
Micro model	31/12/2017	30/06/2018	05/03/2019	Dutch	PDF
Micro model	31/12/2016	17/06/2017	27/09/2017	Dutch	PDF
Abridged model	31/12/2015	18/06/2016	30/09/2016	Dutch	PDF
Abridged model	31/12/2014	30/06/2015	19/10/2015	Dutch	PDF
Abridged model	31/12/2013	30/06/2014	31/07/2014	Dutch	PDF
Abridged model	31/12/2012	30/06/2013	30/08/2013	Dutch	PDF
Abridged model	31/12/2011	30/06/2012	31/07/2012	Dutch	PDF
Abridged model	31/12/2010	30/06/2011	31/08/2011	Dutch	PDF
Abridged model	31/12/2009	30/06/2010	31/08/2010	Dutch	PDF
Abridged model	31/12/2008	30/06/2009	30/07/2009	Dutch	PDF
Abridged model	31/12/2007	21/06/2008	23/06/2008	Dutch	PDF
Abridged model	31/12/2006	16/06/2007	20/06/2007	Dutch	PDF

Estimate

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 5 ended

Active mandates

Bernard Nuytten

Director

Active

Léonard Nuytten

Director

Active

Ended mandates

Léonard Nuytten

Director · since 01 janvier 2024

Ended

Bernard Nuytten

Director · since 28 septembre 1998

Ended

Bernard Nuytten

Director · since 23 septembre 1998

Ended

Bernard Nuytten

Manager · since 23 septembre 1998

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates10/09/2026
ONTSLAG BESTUURDER
PDF
Mandates25/04/2024
ONTSLAGEN - BENOEMINGEN
PDF
Mandates11/05/2021
WIJZIGING RECHTSVORM - DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares07/07/2014
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Mandates28/02/2003
ONTSLAGEN - BENOEMINGEN - DOEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - KAPITAAL - AANDELEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 2024-468,2 k €↓
2023
Annual accounts 2023-393,4 k €↑
2022
Annual accounts 2022-618,5 k €↓
2021
Annual accounts 2021-398,8 k €↓
2020
Annual accounts 2020-88,7 k €↓
2019
Annual accounts 2019-5,7 k €↓
2018
Annual accounts 20184,4 k €↑
2017
Annual accounts 2017-43 k €↓
2016
Annual accounts 20162,1 k €↓
2015
Annual accounts 20152,2 k €↑
2014
Annual accounts 2014-56 k €↓
2013
Annual accounts 201336,6 k €↑
2012
Annual accounts 20124,8 k €↑
2011
Annual accounts 2011-42,3 k €↑
2010
Annual accounts 2010-49,4 k €↓
2009
Annual accounts 2009-11 k €↑
2008
Annual accounts 2008-30,4 k €↓
2007
Annual accounts 2007-23,3 k €↑
2006
Annual accounts 2006-54 k €
28/09/1998
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BERUM

Overview

What does BERUM do?

Trend over 19 financial years

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline