ACTIVE

V.M.D. (SRL)

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Financial year 2024 · closed on 31/12/2024

Net result

21,9 k €

-3.3% YoY

Gross margin

175,2 k €

+1.3% YoY

Equity

135,3 k €

+1.4% YoY

What does V.M.D. do?

V.M.D. is a Private limited company incorporated in 1998. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tournai.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0464.975.339

Incorporation

23/12/1998

Legal form

Private limited company

Registered office

Placette aux Oignons(TOU) 20
7500 Tournai · WallonieSee on map

Contributed capital

20 460,00 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	175,2 k €	+1.3%	173 k €	-1.7%	176 k €	+41.2%	124,6 k €	+2.8%	121,3 k €	-17.0%	146,1 k €	+16.1%	125,8 k €	-3.4%	130,2 k €	+92.0%	67,8 k €	-5.7%	72 k €	+14.7%	62,8 k €	+72.8%	36,3 k €	-27.9%	50,3 k €	+390%	10,3 k €	-65.0%	29,4 k €	+43.5%	20,5 k €	+5.9%	19,3 k €	+4.4%	18,5 k €
EBITDA	47 k €	-5.5%	49,7 k €	+88.7%	26,3 k €	-57.2%	61,5 k €	-10.0%	68,3 k €	-16.3%	81,7 k €	+43.7%	56,8 k €	-24.2%	75 k €	+109%	35,9 k €	-3.4%	37,1 k €	+27.1%	29,2 k €	-14.0%	34 k €	-27.0%	46,6 k €	+570%	6,9 k €	-73.5%	26,2 k €	+35.3%	19,3 k €	+12.4%	17,2 k €	-4.9%	18,1 k €
Operating result	32 k €	-7.6%	34,6 k €	+67.5%	20,7 k €	-59.0%	50,4 k €	+1355%	3,5 k €	-95.3%	73 k €	+53.2%	47,6 k €	-23.6%	62,4 k €	+160%	24 k €	-0.2%	24,1 k €	+38.5%	17,4 k €	-23.7%	22,8 k €	-35.1%	35,1 k €	+1059%	3 k €	-53.5%	6,5 k €	+505%	1,1 k €	+140%	-2,7 k €	-135%	7,7 k €
Net result	21,9 k €	-3.3%	22,7 k €	+114%	10,6 k €	-69.5%	34,8 k €	+571%	5,2 k €	-90.4%	54 k €	+45.6%	37,1 k €	-12.6%	42,5 k €	+80.9%	23,5 k €	+1239%	1,8 k €	+376%	-635 €	-104%	16,9 k €	-29.5%	24 k €	+305%	5,9 k €	+12.9%	5,3 k €	+229%	-4,1 k €	-24.6%	-3,3 k €	-214%	2,9 k €
Balance sheet
Equity	135,3 k €	+1.4%	133,4 k €	+2.0%	130,7 k €	+8.8%	120,1 k €	+4.1%	115,3 k €	+0.2%	115,2 k €	+26.4%	91,1 k €	-12.4%	104 k €	+8.7%	95,6 k €	+32.5%	72,2 k €	+2.5%	70,4 k €	+20.1%	58,6 k €	+40.6%	41,7 k €	+135%	17,7 k €	+50.3%	11,8 k €	+80.4%	6,5 k €	-38.5%	10,6 k €	-23.6%	13,9 k €
Total assets	565,1 k €	+4.1%	542,9 k €	-0.9%	547,7 k €	+2.3%	535,2 k €	-10.2%	595,8 k €	+132%	257,3 k €	-2.3%	263,3 k €	-1.9%	268,5 k €	+70.4%	157,6 k €	-3.9%	164 k €	+3.2%	158,8 k €	+14.0%	139,3 k €	-23.4%	181,9 k €	+190%	62,7 k €	+0.7%	62,2 k €	+32.0%	47,1 k €	-25.5%	63,3 k €	+12.6%	56,2 k €
Cash	5,8 k €	-34.4%	8,9 k €	+40.1%	6,4 k €	+183%	2,2 k €	-92.1%	28,5 k €	+96.4%	14,5 k €	+23.2%	11,8 k €	+83.0%	6,4 k €	+120%	2,9 k €	-52.6%	6,2 k €	-33.1%	9,2 k €	+58.5%	5,8 k €	+2552%	219,1 €	-64.4%	615,1 €	-78.5%	2,9 k €	+61.7%	1,8 k €	-60.0%	4,4 k €	-77.0%	19,3 k €
Debts	429,8 k €	+5.0%	409,5 k €	-1.8%	417 k €	+2.3%	407,6 k €	-13.8%	473 k €	+251%	134,6 k €	-18.2%	164,5 k €	+2.7%	160,1 k €	+159%	61,9 k €	-32.5%	91,8 k €	+3.8%	88,4 k €	+9.5%	80,7 k €	-42.4%	140,1 k €	+212%	44,9 k €	-10.9%	50,4 k €	+24.2%	40,6 k €	-22.9%	52,7 k €	+24.4%	42,3 k €
Other
Workforce	–		–		–		–		2,0 ETP	0.0%	2,0 ETP	+100%	1,0 ETP	0.0%	1,0 ETP		–		–		–		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 2 ended

Active mandates

Didier VANDENNIEUWENBROEK

Manager

Active

Ended mandates

DIDIER VANDENNIEUWENBROECK

Manager

Ended

Dominique MAURAGE

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
VMD COURTAGES● Active	0644.583.806

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Abridged model	Abridged model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/09/2025	07/10/2024	31/10/2023	31/10/2022	30/09/2021	30/10/2020
General meeting	09/05/2025	10/05/2024	10/05/2023	10/05/2022	11/05/2021	12/05/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	09/05/2025	30/09/2025	French	PDF
Micro model	31/12/2023	10/05/2024	07/10/2024	French	PDF
Micro model	31/12/2022	10/05/2023	31/10/2023	French	PDF
Micro model	31/12/2021	10/05/2022	31/10/2022	French	PDF
Abridged model	31/12/2020	11/05/2021	30/09/2021	French	PDF
Abridged model	31/12/2019	12/05/2020	30/10/2020	French	PDF
Abridged model	31/12/2018	14/05/2019	20/09/2019	French	PDF
Abridged model	31/12/2017	08/05/2018	28/09/2018	French	PDF
Abridged model	31/12/2016	09/05/2017	14/08/2017	French	PDF
Abridged model	31/12/2015	10/05/2016	25/07/2016	French	PDF
Abridged model	31/12/2014	12/05/2015	17/07/2015	French	PDF
Abridged model	31/12/2013	13/05/2014	31/07/2014	French	PDF
Abridged model	31/12/2012	13/05/2013	23/07/2013	French	PDF
Abridged model	31/12/2011	24/09/2012	25/09/2012	French	PDF
Abridged model	31/12/2010	21/09/2011	27/09/2011	French	PDF
Abridged model	31/12/2009	17/09/2010	20/09/2010	French	PDF
Abridged model	31/12/2008	03/07/2009	19/08/2009	French	PDF
Abridged model	31/12/2007	28/08/2008	01/09/2008	French	PDF
Abridged model	31/12/2006	08/05/2007	21/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 2 ended

Active mandates

Didier VANDENNIEUWENBROEK

Manager

Active

Ended mandates

DIDIER VANDENNIEUWENBROECK

Manager

Ended

Dominique MAURAGE

Manager

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Other29/04/2021
OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Registered office20/02/2020
SIEGE SOCIAL
PDF
Capital / shares27/01/2014
CAPITAL, ACTIONS
PDF
Mandates17/12/2012
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Registered office19/08/2010
SIEGE SOCIAL
PDF
Registered office02/10/2006
SIEGE SOCIAL - CAPITAL, ACTIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 202421,9 k €↓
2023
Annual accounts 202322,7 k €↑
2022
Annual accounts 202210,6 k €↓
2021
Annual accounts 202134,8 k €↑
2020
Annual accounts 20205,2 k €↓
2019
Annual accounts 201954 k €↑
2018
Annual accounts 201837,1 k €↓
2017
Annual accounts 201742,5 k €↑
2015
Annual accounts 201523,5 k €↑
2014
Annual accounts 20141,8 k €↑
2013
Annual accounts 2013-635 €↓
2012
Annual accounts 201216,9 k €↓
2011
Annual accounts 201124 k €↑
2010
Annual accounts 20105,9 k €↑
2009
Annual accounts 20095,3 k €↑
2008
Annual accounts 2008-4,1 k €↓
2007
Annual accounts 2007-3,3 k €↓
2006
Annual accounts 20062,9 k €
23/12/1998
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

V.M.D. (SRL)

Overview

What does V.M.D. do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline