ACTIVE

ASSA

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Financial year 2024 · closed on 31/12/2024

Net result

-13,4 k €

-857.4% YoY

Gross margin

-2,9 k €

-105.4% YoY

Equity

254,8 k €

-5.0% YoY

What does ASSA do?

ASSA is a Private limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Floreffe.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0465.574.363

Incorporation

03/03/1999

Legal form

Private limited company

Registered office

Rue Oscar-Kaisin 1
5150 Floreffe · WallonieSee on map

Contributed capital

11 148,59 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 70200Management consultancy activities 70220Business and other management consultancy activities

Joint committees (2)

Signals

Solid equityLow riskGood liquidityHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	-2,9 k €	-105%	54,3 k €	-32.5%	80,4 k €	+133%	34,4 k €	-73.3%	128,9 k €	-19.6%	160,3 k €	+597%	23 k €	-73.4%	86,4 k €	+1300%	6,2 k €	-72.5%	22,4 k €	-78.0%	101,8 k €	+64.2%	62 k €	-20.4%	78 k €	-16.5%	93,3 k €	+4.5%	89,3 k €	-18.1%	109 k €	-25.6%	146,5 k €	-15.0%	172,5 k €	-12.3%	196,7 k €
EBITDA	-7,5 k €	-184%	8,9 k €	-83.3%	53,6 k €	+206%	17,5 k €	-84.9%	116,4 k €	-24.3%	153,7 k €	+612%	21,6 k €	-55.6%	48,6 k €	+804%	5,4 k €	-75.1%	21,6 k €	-78.6%	101,1 k €	+87.4%	53,9 k €	-7.5%	58,3 k €	-29.6%	82,8 k €	+126%	36,6 k €	-46.5%	68,5 k €	+243%	19,9 k €	-8.7%	21,8 k €	-34.1%	33,1 k €
Operating result	-16,5 k €	-1191%	-1,3 k €	-103%	46,9 k €	+325%	11 k €	-90.0%	109,8 k €	-25.2%	146,8 k €	+621%	20,4 k €	-57.1%	47,5 k €	+1016%	4,3 k €	-79.3%	20,5 k €	-79.5%	99,9 k €	+90.1%	52,6 k €	+6.1%	49,6 k €	-28.8%	69,6 k €	+196%	23,5 k €	-57.4%	55,2 k €	+795%	6,2 k €	+9.8%	5,6 k €	-63.9%	15,6 k €
Net result	-13,4 k €	-857%	-1,4 k €	-104%	32,3 k €	+292%	8,3 k €	-89.7%	80 k €	-44.2%	143,5 k €	+653%	19 k €	-58.5%	45,9 k €	+3968%	1,1 k €	-93.0%	16,1 k €	+204%	-15,5 k €	-144%	35 k €	-23.7%	45,9 k €	-69.0%	147,9 k €	+136%	-412,3 k €	-940%	-39,6 k €	-821%	-4,3 k €	+73.6%	-16,3 k €	-241%	11,6 k €
Balance sheet
Equity	254,8 k €	-5.0%	268,3 k €	-0.5%	269,7 k €	+13.6%	237,4 k €	+3.6%	229,1 k €	+53.7%	149,1 k €	+22455%	661 €	+104%	-18,4 k €	+71.4%	-64,3 k €	+1.7%	-65,5 k €	+19.8%	-81,6 k €	-23.4%	-66,1 k €	+34.6%	-101,1 k €	+31.2%	-147 k €	+50.2%	-294,9 k €	-351%	117,4 k €	-25.2%	157 k €	-2.7%	161,4 k €	-9.2%	177,7 k €
Total assets	288,1 k €	-13.3%	332,4 k €	-2.8%	341,9 k €	+17.0%	292,2 k €	+2.4%	285,4 k €	+52.8%	186,8 k €	+617%	26 k €	+125%	11,6 k €	-85.4%	79,2 k €	+6.6%	74,3 k €	-6.1%	79,2 k €	+278%	20,9 k €	-66.0%	61,6 k €	-25.6%	82,8 k €	-50.6%	167,4 k €	-71.7%	592,5 k €	+37.6%	430,7 k €	+2.4%	420,6 k €	+15.0%	365,6 k €
Cash	281,9 €	-97.1%	9,7 k €	-46.5%	18,1 k €	-50.5%	36,5 k €	+8.9%	33,5 k €	-39.5%	55,4 k €	+948%	5,3 k €	-1.0%	5,3 k €	-84.9%	35,5 k €	+16.4%	30,5 k €	+32.8%	23 k €	+312%	5,6 k €	+13.6%	4,9 k €	-16.3%	5,9 k €	+15.2%	5,1 k €	-58.9%	12,4 k €	+124%	5,5 k €	-73.3%	20,7 k €	+38.8%	14,9 k €
Debts	33,2 k €	-48.2%	64,1 k €	-11.3%	72,2 k €	+31.8%	54,8 k €	-2.6%	56,3 k €	+49.2%	37,7 k €	+48.6%	25,4 k €	-15.2%	29,9 k €	-79.1%	143,5 k €	+2.7%	139,8 k €	-13.0%	160,7 k €	+84.7%	87 k €	-46.5%	162,7 k €	-29.2%	229,7 k €	-46.0%	425,7 k €	-6.4%	454,6 k €	+70.5%	266,7 k €	+3.6%	257,4 k €	+37.5%	187,2 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		–		0,1 ETP	-85.7%	0,7 ETP	-30.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	-63.0%	2,7 ETP	-22.9%	3,5 ETP	-34.0%	5,3 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 4 ended

Active mandates

Michel Davister

Director · since 03 mars 1999

Active

Ended mandates

Michel DAVISTER

Mandate

Ended

Michel DAVISTER

Manager

Ended

MICHEL DAVISTER

Director

Ended

MICHEL DAVISTER

Administrator - manager

Ended

At this address

Other companies at this address

Company	CBE no.
CESAL● Active	0887.299.283
DP HOUSE ARCHITECTES● Active	0563.878.222

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	10/10/2025	31/07/2024	10/10/2023	29/09/2022	31/08/2021	30/06/2020
General meeting	30/06/2025	29/07/2024	03/10/2023	10/06/2022	11/06/2021	12/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	30/06/2025	10/10/2025	French	PDF
Micro model	31/12/2023	29/07/2024	31/07/2024	French	PDF
Micro model	31/12/2022	03/10/2023	10/10/2023	French	PDF
Micro model	31/12/2021	10/06/2022	29/09/2022	French	PDF
Micro model	31/12/2020	11/06/2021	31/08/2021	French	PDF
Micro model	31/12/2019	12/06/2020	30/06/2020	French	PDF
Micro model	31/12/2018	14/06/2019	01/07/2019	French	PDF
Micro model	31/12/2017	08/06/2018	12/09/2018	French	PDF
Micro model	31/12/2016	09/06/2017	03/10/2017	French	PDF
Abridged model	31/12/2015	13/06/2016	14/09/2016	French	PDF
Abridged model	31/12/2014	12/06/2015	18/09/2015	French	PDF
Abridged model	31/12/2013	16/09/2014	24/09/2014	French	PDF
Abridged model	31/12/2012	17/09/2013	30/09/2013	French	PDF
Abridged model	31/12/2011	24/09/2012	27/09/2012	French	PDF
Abridged model	31/12/2010	03/11/2011	08/11/2011	French	PDF
Abridged model	31/12/2009	03/11/2011	08/11/2011	French	PDF
Abridged model	31/12/2008	03/11/2011	08/11/2011	French	PDF
Abridged model	31/12/2007	10/02/2009	17/02/2009	French	PDF
Abridged model	31/12/2006	08/06/2007	20/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 4 ended

Active mandates

Michel Davister

Director · since 03 mars 1999

Active

Ended mandates

Michel DAVISTER

Mandate

Ended

Michel DAVISTER

Manager

Ended

MICHEL DAVISTER

Director

Ended

MICHEL DAVISTER

Administrator - manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates16/01/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DIVERS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates23/06/2011
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Mandates04/10/2007
DEMISSIONS, NOMINATIONS
PDF
Mandates13/10/2006
DENOMINATION - CAPITAL, ACTIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 2024-13,4 k €↓
2023
Annual accounts 2023-1,4 k €↓
2022
Annual accounts 202232,3 k €↑
2021
Annual accounts 20218,3 k €↓
2020
Annual accounts 202080 k €↓
2019
Annual accounts 2019143,5 k €↑
2018
Annual accounts 201819 k €↓
2017
Annual accounts 201745,9 k €↑
2016
Annual accounts 20161,1 k €↓
2015
Annual accounts 201516,1 k €↑
2014
Annual accounts 2014-15,5 k €↓
2013
Annual accounts 201335 k €↓
2012
Annual accounts 201245,9 k €↓
2011
Annual accounts 2011147,9 k €↑
2010
Annual accounts 2010-412,3 k €↓
2009
Annual accounts 2009-39,6 k €↓
2008
Annual accounts 2008-4,3 k €↑
2007
Annual accounts 2007-16,3 k €↓
2006
Annual accounts 200611,6 k €
03/03/1999
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSA

Overview

What does ASSA do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline