ACTIVE

VG ASSUFINANCES

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Financial year 2024 · closed on 31/12/2024

Net result

128,8 k €

-2.7% YoY

Gross margin

291,9 k €

+5.9% YoY

Equity

826,7 k €

+10.7% YoY

What does VG ASSUFINANCES do?

VG ASSUFINANCES is a Private limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Fleurus.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0467.167.242

Incorporation

28/10/1999

Legal form

Private limited company

Registered office

Chaussée de Charleroi(FL) 322
6220 Fleurus · WallonieSee on map

Contributed capital

18 750,00 €

Latest accounts

31/12/2024

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (2)

Contacts

2 public details availableLog in to view

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	291,9 k €	+5.9%	275,7 k €	-0.1%	276 k €	-0.2%	276,6 k €	+11.9%	247,3 k €	+17.6%	210,3 k €	+25.2%	168 k €	+20.3%	139,7 k €	+22.2%	114,3 k €	-13.7%	132,5 k €	+15.8%	114,4 k €	+81.2%	63,2 k €	+19.6%	52,8 k €	+50.8%	35 k €	-10.5%	39,1 k €	-4.8%	41,1 k €	-31.2%	59,8 k €	-11.3%	67,3 k €	+101%	33,4 k €
EBITDA	196,7 k €	-6.3%	209,9 k €	+11.7%	187,9 k €	+29.6%	145 k €	+3.6%	140 k €	+36.5%	102,6 k €	+110%	48,9 k €	-17.0%	58,9 k €	-17.1%	71 k €	-12.3%	81 k €	+39.7%	58 k €	+180%	20,7 k €	-39.3%	34,2 k €	+118%	15,6 k €	-23.5%	20,4 k €	-9.7%	22,6 k €	-54.4%	49,6 k €	-21.3%	63 k €	+150%	25,3 k €
Operating result	183,1 k €	-6.6%	196 k €	+20.7%	162,3 k €	+31.9%	123,1 k €	+4.7%	117,6 k €	+46.8%	80,1 k €	+203%	26,4 k €	-47.0%	49,8 k €	-22.3%	64,1 k €	-15.3%	75,6 k €	+32.9%	56,9 k €	+190%	19,7 k €	-39.7%	32,6 k €	+169%	12,1 k €	+12.0%	10,8 k €	-17.9%	13,1 k €	-67.6%	40,6 k €	-20.5%	51,1 k €	+297%	12,9 k €
Net result	128,8 k €	-2.7%	132,3 k €	+21.2%	109,2 k €	+28.7%	84,8 k €	+13.1%	75 k €	+53.4%	48,9 k €	+227%	14,9 k €	-48.8%	29,2 k €	-26.8%	39,9 k €	-26.1%	54 k €	+47.5%	36,6 k €	+180%	13,1 k €	-42.8%	22,9 k €	+264%	-14 k €	-193%	-4,8 k €	-158%	8,2 k €	-68.8%	26,4 k €	-17.2%	31,9 k €	+302%	7,9 k €
Balance sheet
Equity	826,7 k €	+10.7%	746,8 k €	+18.7%	629,4 k €	+14.6%	549,5 k €	+18.3%	464,7 k €	+19.2%	389,7 k €	+14.3%	340,8 k €	+7.7%	316,5 k €	+10.2%	287,3 k €	+16.1%	247,4 k €	+27.9%	193,4 k €	+23.4%	156,8 k €	+9.1%	143,7 k €	+19.0%	120,8 k €	-10.4%	134,8 k €	-3.4%	139,5 k €	+6.3%	131,3 k €	+25.2%	104,9 k €	+43.6%	73 k €
Total assets	897,5 k €	+4.7%	857,5 k €	+15.5%	742,5 k €	+21.0%	613,6 k €	+11.3%	551,3 k €	+22.4%	450,3 k €	+19.8%	375,7 k €	+1.9%	368,8 k €	+6.4%	346,5 k €	+22.0%	283,9 k €	+20.8%	235 k €	+31.3%	179 k €	+8.4%	165,2 k €	+18.2%	139,7 k €	-22.5%	180,2 k €	+3.3%	174,5 k €	-9.1%	191,9 k €	+16.3%	165,1 k €	+34.3%	122,9 k €
Cash	52,8 k €	-83.5%	320,2 k €	-44.1%	572,7 k €	+4.1%	550,3 k €	+12.8%	487,9 k €	+42.0%	343,6 k €	+41.6%	242,7 k €	-15.3%	286,5 k €	-1.5%	290,9 k €	+18.6%	245,3 k €	+5.2%	233,2 k €	+33.6%	174,5 k €	+13.2%	154,1 k €	+18.9%	129,6 k €	-20.3%	162,5 k €	+5.3%	154,3 k €	-8.8%	169,3 k €	+23.0%	137,6 k €	+66.5%	82,6 k €
Debts	70,8 k €	-36.1%	110,7 k €	-2.1%	113,1 k €	+76.3%	64,2 k €	-26.0%	86,7 k €	+43.1%	60,6 k €	+73.5%	34,9 k €	-33.2%	52,2 k €	-11.7%	59,1 k €	+62.1%	36,5 k €	-12.3%	41,6 k €	+87.1%	22,2 k €	+3.3%	21,5 k €	+13.5%	18,9 k €	-58.3%	45,5 k €	+30.1%	34,9 k €	-42.4%	60,6 k €	+0.8%	60,2 k €	+20.7%	49,9 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		1,0 ETP	-50.0%	2,0 ETP		–		0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP		–		–		0,0 ETP	-100%	0,7 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 6 ended

Active mandates

Giuseppe VACARELLA

Director

Active

Ended mandates

GIUSEPPE VACCARELLA

Mandate

Ended

GIUSEPPE VACCARELLA

Manager

Ended

GUISEPPE VACARELLA

Manager

Ended

GUISEPPE VACCARELLA

Mandate

Ended

Annual accounts

Full financial information

	2024	2023	2022	2021	2020	2019
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	29/08/2025	28/08/2024	01/09/2023	18/08/2022	30/09/2021	19/08/2020
General meeting	30/05/2025	31/05/2024	26/05/2023	27/05/2022	28/05/2021	29/05/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2024	30/05/2025	29/08/2025	French	PDF
Micro model	31/12/2023	31/05/2024	28/08/2024	French	PDF
Micro model	31/12/2022	26/05/2023	01/09/2023	French	PDF
Micro model	31/12/2021	27/05/2022	18/08/2022	French	PDF
Micro model	31/12/2020	28/05/2021	30/09/2021	French	PDF
Micro model	31/12/2019	29/05/2020	19/08/2020	French	PDF
Micro model	31/12/2018	31/05/2019	31/07/2019	French	PDF
Micro model	31/12/2017	25/05/2018	03/08/2018	French	PDF
Micro model	31/12/2016	26/05/2017	28/09/2017	French	PDF
Abridged model	31/12/2015	27/05/2016	04/10/2016	French	PDF
Abridged model	31/12/2014	29/05/2015	27/08/2015	French	PDF
Abridged model	31/12/2013	30/05/2014	26/09/2014	French	PDF
Abridged model	31/12/2012	27/05/2013	18/08/2013	French	PDF
Abridged model	31/12/2011	27/05/2012	29/06/2012	French	PDF
Abridged model	31/12/2010	20/05/2011	12/08/2011	French	PDF
Abridged model	31/12/2009	25/10/2010	05/11/2010	French	PDF
Abridged model	31/12/2008	15/09/2010	20/10/2010	French	PDF
Abridged model	31/12/2007	15/05/2009	26/01/2010	French	PDF
Abridged model	31/12/2006	25/05/2007	19/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 6 ended

Active mandates

Giuseppe VACARELLA

Director

Active

Ended mandates

GIUSEPPE VACCARELLA

Mandate

Ended

GIUSEPPE VACCARELLA

Manager

Ended

GUISEPPE VACARELLA

Manager

Ended

GUISEPPE VACCARELLA

Mandate

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates18/01/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Registered office14/09/2004
SIEGE SOCIAL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2024
Annual accounts 2024128,8 k €↓
2023
Annual accounts 2023132,3 k €↑
2022
Annual accounts 2022109,2 k €↑
2021
Annual accounts 202184,8 k €↑
2020
Annual accounts 202075 k €↑
2019
Annual accounts 201948,9 k €↑
2018
Annual accounts 201814,9 k €↓
2017
Annual accounts 201729,2 k €↓
2016
Annual accounts 201639,9 k €↓
2015
Annual accounts 201554 k €↑
2014
Annual accounts 201436,6 k €↑
2013
Annual accounts 201313,1 k €↓
2012
Annual accounts 201222,9 k €↑
2011
Annual accounts 2011-14 k €↓
2010
Annual accounts 2010-4,8 k €↓
2009
Annual accounts 20098,2 k €↓
2008
Annual accounts 200826,4 k €↓
2007
Annual accounts 200731,9 k €↑
2006
Annual accounts 20067,9 k €
28/10/1999
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

VG ASSUFINANCES

Overview

What does VG ASSUFINANCES do?

Trend over 19 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline