ACTIVE

E.F.A. VERZEKERINGEN

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Financial year 2025 · closed on 31/12/2025
Net result
162,5 k €
-20.4% YoY
Gross margin
827,4 k €
+19.9% YoY
Equity
88,9 k €
+2.9% YoY
Workforce
6,4 ETP
+42.2% YoY

What does E.F.A. VERZEKERINGEN do?

E.F.A. VERZEKERINGEN is a Private limited company incorporated in 1999. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Genk. It employs on average 6,4 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0467.246.228
Incorporation
09/11/1999
Legal form
Private limited company
Registered office
Dieplaan 23 box 1
3600 Genk · FlandreSee on map
Contributed capital
24 283,28 €
Latest accounts
31/12/2025
Average workforce
6,4 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances
Joint committees (2)
  • 306
  • 307
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 19 financial years

2025202420232022202120202019201720162015201420132012201120102009200820072006
Income statement
Gross margin827,4 k €690,1 k €485,9 k €286,2 k €200,4 k €234,6 k €166,3 k €236,9 k €279,5 k €247,7 k €298,1 k €258,1 k €250,6 k €254,1 k €213,3 k €214,9 k €223,4 k €220 k €213,6 k €
EBITDA354,2 k €394,7 k €214,3 k €74 k €69,6 k €105,3 k €45 k €100,6 k €155,9 k €118,5 k €161,2 k €124,2 k €114,2 k €134,9 k €85,5 k €81,7 k €97,9 k €97,5 k €89 k €
Operating result252 k €292,9 k €64,8 k €-30,6 k €-13,3 k €24,7 k €-35,8 k €67,2 k €117,8 k €81,2 k €118,7 k €79,1 k €65,5 k €86 k €53,4 k €41 k €55,1 k €53 k €47,3 k €
Net result162,5 k €204,2 k €49,5 k €-34,3 k €-16,3 k €21,2 k €-38,5 k €45,6 k €67,7 k €31,5 k €66,9 k €50,4 k €28,8 k €68 k €38,3 k €26,4 k €35,8 k €35,5 k €29,1 k €
Balance sheet
Equity88,9 k €86,4 k €32,1 k €5,6 k €39,8 k €56,1 k €34,9 k €578,6 k €533 k €465,3 k €433,8 k €366,9 k €346,5 k €317,7 k €249,7 k €211,4 k €185 k €149,2 k €113,6 k €
Total assets527,8 k €611,3 k €540,6 k €520,7 k €288,1 k €403,5 k €423,2 k €689,4 k €685,2 k €625 k €650,2 k €572,4 k €560,6 k €554,7 k €322,2 k €281,7 k €258,3 k €311,5 k €310,8 k €
Cash240 k €237 k €225,7 k €95,5 k €72 k €121,8 k €53 k €331 k €397,7 k €304,4 k €300,5 k €208,5 k €152 k €242,5 k €231,7 k €118 k €71,4 k €193,2 k €162,7 k €
Debts439 k €524,8 k €508,1 k €503,7 k €234 k €310,5 k €385 k €104,9 k €147,4 k €156,3 k €212,2 k €197,4 k €209,6 k €232,2 k €67,7 k €68,3 k €68,6 k €156,9 k €191,5 k €
Other
Workforce6,4 ETP4,5 ETP–––––––1,8 ETP1,8 ETP2,0 ETP2,1 ETP1,9 ETP2,2 ETP2,2 ETP2,2 ETP2,1 ETP2,0 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 9 ended

Active mandates

EERLINGS VERZEKERINGEN

Voorzitter van het Bestuursorgaan · since 20 juillet 2023 · 0502.668.054

Represented by Eerlings Jan

Active

Ended mandates

AERTS FAMILIAAL BEHEER

Administrator - manager · since 27 novembre 2018 · 0713.980.772

Represented by Lucas AERTS

Ended
EERLINGS VERZEKERINGEN

Director · since 27 novembre 2018 · 0502.668.054

Represented by Eerlings JAN

Ended
EERLINGS VERZEKERINGEN

Administrator - manager · since 27 novembre 2018 · 0502.668.054

Represented by Jan EERLINGS

Ended
AERTS FAMILIAAL BEHEER

Director · since 01 octobre 1999 · 0713.980.772

Represented by Aerts LUCAS

Ended
At this address

Other companies at this address

CompanyCBE no.
BE-E.F.A. VERZEKERINGEN● Active
1031.923.414
DEE VISNETO● Active
0698.907.071
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/08/202624/03/202529/08/202430/08/202331/08/202231/08/2021
General meeting19/06/202615/02/202521/06/202416/06/202317/06/202218/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202519/06/202631/08/2026DutchPDF
Abridged model31/12/202415/02/202524/03/2025DutchPDF
Micro model31/12/202321/06/202429/08/2024DutchPDF
Micro model31/12/202216/06/202330/08/2023DutchPDF
Micro model31/12/202117/06/202231/08/2022DutchPDF
Micro model31/12/202018/06/202131/08/2021DutchPDF
Micro model31/12/201919/06/202013/10/2020DutchPDF
Micro model31/12/201821/06/201925/09/2019DutchPDF
Micro model31/12/201715/06/201816/08/2018DutchPDF
Micro model31/12/201616/06/201716/08/2017DutchPDF
Abridged model31/12/201517/06/201631/08/2016DutchPDF
Abridged model31/12/201419/06/201528/08/2015DutchPDF
Abridged model31/12/201320/06/201426/08/2014DutchPDF
Abridged model31/12/201221/06/201327/09/2013DutchPDF
Abridged model31/12/201115/06/201217/09/2012DutchPDF
Abridged model31/12/201017/06/201131/08/2011DutchPDF
Abridged model31/12/200918/06/201028/09/2010DutchPDF
Abridged model31/12/200819/06/200925/08/2009DutchPDF
Abridged model31/12/200720/06/200806/08/2008DutchPDF
Abridged model31/12/200615/06/200710/08/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 9 ended

Active mandates

EERLINGS VERZEKERINGEN

Voorzitter van het Bestuursorgaan · since 20 juillet 2023 · 0502.668.054

Represented by Eerlings Jan

Active

Ended mandates

AERTS FAMILIAAL BEHEER

Administrator - manager · since 27 novembre 2018 · 0713.980.772

Represented by Lucas AERTS

Ended
EERLINGS VERZEKERINGEN

Director · since 27 novembre 2018 · 0502.668.054

Represented by Eerlings JAN

Ended
EERLINGS VERZEKERINGEN

Administrator - manager · since 27 novembre 2018 · 0502.668.054

Represented by Jan EERLINGS

Ended
AERTS FAMILIAAL BEHEER

Director · since 01 octobre 1999 · 0713.980.772

Represented by Aerts LUCAS

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates15/06/2026
    KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - DIVERSEN
    PDF
  • Restructuring06/05/2026
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring06/05/2026
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates15/04/2025
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - BENAMING - DIVERSEN - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates31/07/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates05/03/2019
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring10/12/2018
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring10/07/2018
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025162,5 k €↓
  2. 2025
    Name changeE.F.A. VERZEKERINGEN
  3. 2024
    Annual accounts 2024204,2 k €↑
  4. 2023
    Annual accounts 202349,5 k €↑
  5. 2022
    Annual accounts 2022-34,3 k €↓
  6. 2021
    Annual accounts 2021-16,3 k €↓
  7. 2021
    Name changeAERTS & NIJSSEN
  8. 2020
    Annual accounts 202021,2 k €↑
  9. 2019
    Annual accounts 2019-38,5 k €↓
  10. 2017
    Annual accounts 201745,6 k €↓
  11. 2016
    Annual accounts 201667,7 k €↑
  12. 2015
    Annual accounts 201531,5 k €↓
  13. 2014
    Annual accounts 201466,9 k €↑
  14. 2013
    Annual accounts 201350,4 k €↑
  15. 2012
    Annual accounts 201228,8 k €↓
  16. 2011
    Annual accounts 201168 k €↑
  17. 2010
    Annual accounts 201038,3 k €↑
  18. 2009
    Annual accounts 200926,4 k €↓
  19. 2008
    Annual accounts 200835,8 k €↑
  20. 2007
    Annual accounts 200735,5 k €↑
  21. 2006
    Annual accounts 200629,1 k €
  22. 2006
    Name changeAERTS & NIJSSEN VERZEKERINGEN
  23. 09/11/1999
    IncorporationPrivate limited company