ACTIVE

PACFIN

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Financial year 2025 · closed on 31/12/2025

Net result

10,8 k €

-13.5% YoY

Gross margin

48,1 k €

+2.3% YoY

Equity

153,4 k €

+7.5% YoY

What does PACFIN do?

PACFIN is a Private limited company incorporated in 2000. Its registered office is in Anthisnes.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0469.482.275

Incorporation

11/01/2000

Legal form

Private limited company

Registered office

Basse Voie 8
4163 Anthisnes · WallonieSee on map

Contributed capital

20 451,01 €

Latest accounts

31/12/2025

Joint committees (2)

Signals

ProfitableSolid equityPositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	48,1 k €	+2.3%	47 k €	+5.6%	44,5 k €	-14.0%	51,8 k €	-12.8%	59,4 k €	+11.9%	53,1 k €	-9.6%	58,7 k €	+48.2%	39,6 k €	-32.4%	58,6 k €	+7.0%	54,8 k €	+19.8%	45,7 k €	+76.7%	25,9 k €	+9.5%	23,6 k €	-10.2%	26,3 k €	+15.0%	22,9 k €	-3.7%	23,8 k €	+2.3%	23,2 k €	+83.4%	12,7 k €	+4.8%	12,1 k €	-33.5%	18,2 k €
EBITDA	40,8 k €	+2.1%	39,9 k €	+5.9%	37,7 k €	-21.7%	48,2 k €	-14.0%	56 k €	+13.6%	49,3 k €	-1.3%	50 k €	+82.2%	27,4 k €	+0.7%	27,2 k €	-17.6%	33 k €	+96.6%	16,8 k €	+245%	4,9 k €	+2.6%	4,7 k €	-40.4%	8 k €	+68.2%	4,7 k €	-24.8%	6,3 k €	+0.9%	6,2 k €	-25.4%	8,4 k €	-22.0%	10,7 k €	-36.3%	16,8 k €
Operating result	21 k €	-4.0%	21,9 k €	+1.0%	21,7 k €	-35.9%	33,8 k €	-23.4%	44,1 k €	+16.7%	37,8 k €	+24.4%	30,4 k €	+301%	7,6 k €	-9.6%	8,4 k €	-41.1%	14,3 k €	+976%	-1,6 k €	-154%	3 k €	+30.1%	2,3 k €	-58.0%	5,5 k €	+139%	2,3 k €	-40.3%	3,9 k €	+1.5%	3,8 k €	-38.3%	6,2 k €	-27.5%	8,6 k €	-41.6%	14,6 k €
Net result	10,8 k €	-13.5%	12,5 k €	+6.0%	11,7 k €	-36.6%	18,5 k €	-29.6%	26,3 k €	+13.7%	23,1 k €	+46.3%	15,8 k €	+1231%	-1,4 k €	-70.6%	-820 €	-117%	4,7 k €	+172%	-6,5 k €	-901%	815 €	+19.7%	681 €	-74.4%	2,7 k €	+108%	1,3 k €	-40.8%	2,2 k €	+7.9%	2 k €	-28.3%	2,8 k €	-30.5%	4 k €	-59.6%	10 k €
Balance sheet
Equity	153,4 k €	+7.5%	142,7 k €	+9.6%	130,2 k €	+9.9%	118,4 k €	+18.5%	99,9 k €	+35.8%	73,6 k €	+45.9%	50,5 k €	+45.7%	34,6 k €	-3.9%	36 k €	-2.2%	36,9 k €	+14.7%	32,1 k €	-16.9%	38,7 k €	+2.2%	37,8 k €	+1.8%	37,2 k €	+7.7%	34,5 k €	+3.9%	33,2 k €	+7.0%	31,1 k €	+6.9%	29 k €	+10.7%	26,3 k €	+18.1%	22,2 k €
Total assets	349 k €	-5.0%	367,4 k €	+5.3%	348,9 k €	-0.5%	350,5 k €	-0.7%	352,8 k €	+2.3%	344,8 k €	-2.5%	353,5 k €	-5.6%	374,3 k €	-1.8%	381,1 k €	-4.3%	398,2 k €	-5.3%	420,4 k €	+472%	73,5 k €	-11.8%	83,4 k €	-8.7%	91,3 k €	-7.6%	98,8 k €	-6.1%	105,2 k €	-2.8%	108,2 k €	-2.9%	111,5 k €	-0.3%	111,8 k €	-0.2%	112 k €
Cash	1,5 k €	+302%	370,8 €	+276%	98,7 €	-73.3%	369,9 €	-90.7%	4 k €	+666%	521,3 €	-40.6%	877 €	+207%	286 €	-35.6%	444 €	+160%	171 €	-43.6%	303 €	+105%	148 €	+12.1%	132 €	-62.0%	347 €	+20.5%	288 €	-32.6%	427 €	+18.3%	361 €	+76.1%	205 €	-76.3%	866 €	-87.4%	6,9 k €
Debts	195,6 k €	-13.0%	224,7 k €	+2.7%	218,7 k €	-5.8%	232,1 k €	-8.2%	252,9 k €	-6.7%	271,2 k €	-10.5%	303,1 k €	-10.8%	339,7 k €	+1.4%	335,1 k €	-7.3%	361,3 k €	-6.9%	388,3 k €	+1013%	34,9 k €	-23.4%	45,5 k €	-15.9%	54,1 k €	-15.8%	64,3 k €	-10.6%	71,9 k €	-6.8%	77,2 k €	-6.4%	82,4 k €	-3.6%	85,5 k €	-3.0%	88,2 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	+400%	0,1 ETP		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 3 ended

Active mandates

Bernard PAQUOT

Director · since 01 juin 2015

Active

Christian PAQUOT

Director · since 22 mars 2004 · until 26 septembre 2025

Active

Ended mandates

Bernard PAQUOT

Manager · since 01 juin 2015

Ended

Christian PAQUOT

Director · since 22 mars 2004

Ended

Christian PAQUOT

Manager · since 22 mars 2004

Ended

At this address

Other companies at this address

Company	CBE no.
LOCAPRO LOCAMAT● Active	0438.139.892

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	29/07/2026	30/06/2025	30/07/2024	25/06/2023	29/06/2022	11/07/2021
General meeting	23/07/2026	20/05/2025	18/07/2024	16/05/2023	17/05/2022	18/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	23/07/2026	29/07/2026	French	PDF
Micro model	31/12/2024	20/05/2025	30/06/2025	French	PDF
Micro model	31/12/2023	18/07/2024	30/07/2024	French	PDF
Micro model	31/12/2022	16/05/2023	25/06/2023	French	PDF
Micro model	31/12/2021	17/05/2022	29/06/2022	French	PDF
Micro model	31/12/2020	18/05/2021	11/07/2021	French	PDF
Micro model	31/12/2019	19/05/2020	18/08/2020	French	PDF
Micro model	31/12/2018	21/05/2019	02/07/2019	French	PDF
Micro model	31/12/2017	15/05/2018	06/06/2018	French	PDF
Abridged model	31/12/2016	16/05/2017	20/06/2017	French	PDF
Abridged model	31/12/2015	17/05/2016	08/06/2016	French	PDF
Abridged model	31/12/2014	19/05/2015	08/06/2015	French	PDF
Abridged model	31/12/2013	20/05/2014	16/06/2014	French	PDF
Abridged model	31/12/2012	21/05/2013	14/06/2013	French	PDF
Abridged model	31/12/2011	15/05/2012	04/06/2012	French	PDF
Abridged model	31/12/2010	17/05/2011	20/06/2011	French	PDF
Abridged model	31/12/2009	18/05/2010	15/06/2010	French	PDF
Abridged model	31/12/2008	19/05/2009	26/05/2009	French	PDF
Abridged model	31/12/2007	20/05/2008	06/06/2008	French	PDF
Abridged model	31/12/2006	15/05/2007	27/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 3 ended

Active mandates

Bernard PAQUOT

Director · since 01 juin 2015

Active

Christian PAQUOT

Director · since 22 mars 2004 · until 26 septembre 2025

Active

Ended mandates

Bernard PAQUOT

Manager · since 01 juin 2015

Ended

Christian PAQUOT

Director · since 22 mars 2004

Ended

Christian PAQUOT

Manager · since 22 mars 2004

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates14/03/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates30/06/2015
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Registered office16/01/2014
SIEGE SOCIAL
PDF
Registered office27/12/2011
SIEGE SOCIAL
PDF
Mandates21/04/2004
DEMISSIONS, NOMINATIONS - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - ASSEMBLEE GENERALE - CAPITAL, ACTIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202510,8 k €↓
2024
Annual accounts 202412,5 k €↑
2023
Annual accounts 202311,7 k €↓
2022
Annual accounts 202218,5 k €↓
2021
Annual accounts 202126,3 k €↑
2020
Annual accounts 202023,1 k €↑
2019
Annual accounts 201915,8 k €↑
2018
Annual accounts 2018-1,4 k €↓
2017
Annual accounts 2017-820 €↓
2016
Annual accounts 20164,7 k €↑
2015
Annual accounts 2015-6,5 k €↓
2014
Annual accounts 2014815 €↑
2013
Annual accounts 2013681 €↓
2012
Annual accounts 20122,7 k €↑
2011
Annual accounts 20111,3 k €↓
2010
Annual accounts 20102,2 k €↑
2009
Annual accounts 20092 k €↓
2008
Annual accounts 20082,8 k €↓
2007
Annual accounts 20074 k €↓
2006
Annual accounts 200610 k €
11/01/2000
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PACFIN

Overview

What does PACFIN do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline