INSURIA
0471.505.122 · rovalta.com · 23/09/2026
ACTIVE
INSURIA
Financial year 2025 · closed on 31/12/2025
Net result
17,9 k €
-33.0% YoY
Gross margin
365,1 k €
+0.3% YoY
Equity
286,3 k €
+6.7% YoY
Overview
What does INSURIA do?
INSURIA is a Private limited company incorporated in 2000. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Mechelen.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0471.505.122
Incorporation
24/03/2000
Legal form
Private limited company
Registered office
Brusselsesteenweg 17
2800 Mechelen · FlandreSee on map
2800 Mechelen · FlandreSee on map
Contributed capital
6 205,32 €
Latest accounts
31/12/2025
Activities (NACE)
Joint committees (2)
- 307
- 3070
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Available with a Rovalta subscriptionTry for 7 days
Financials
Trend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | ||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||||
| Gross margin | 365,1 k € | +0.3% | 364,1 k € | -7.9% | 395,5 k € | +2.3% | 386,7 k € | -13.2% | 445,4 k € | +1.1% | 440,4 k € | +9.6% | 401,7 k € | -7.6% | 434,9 k € | +0.3% | 433,5 k € | -7.7% | 469,8 k € | +3.1% | 455,6 k € | -15.9% | 541,7 k € | +32.7% | 408,3 k € | +54.2% | 264,8 k € | +12.5% | 235,4 k € | -4.2% | 245,7 k € | +30.0% | 189 k € | -4.1% | 197,1 k € | -1.9% | 200,8 k € | +20.2% | 167,1 k € |
| EBITDA | 87,2 k € | -8.3% | 95,1 k € | -30.2% | 136,1 k € | -11.6% | 154 k € | -20.1% | 192,8 k € | +18.8% | 162,3 k € | +3.6% | 156,7 k € | +44.9% | 108,2 k € | +16.3% | 93 k € | -15.3% | 109,8 k € | -21.0% | 138,9 k € | -26.5% | 189,1 k € | +16.0% | 163 k € | +58.7% | 102,7 k € | -5.4% | 108,6 k € | +0.6% | 108 k € | +24.0% | 87,1 k € | -9.2% | 96 k € | -8.3% | 104,7 k € | +45.3% | 72 k € |
| Operating result | 34,4 k € | -26.9% | 47,1 k € | -46.0% | 87,2 k € | +31.9% | 66,1 k € | -37.1% | 105,1 k € | +46.0% | 72 k € | +0.8% | 71,4 k € | +299% | 17,9 k € | +1400% | -1,4 k € | +74.3% | -5,4 k € | -120% | 26,2 k € | -63.4% | 71,7 k € | +60.7% | 44,6 k € | +39.3% | 32 k € | -30.9% | 46,4 k € | -24.6% | 61,5 k € | +238% | 18,2 k € | -19.1% | 22,5 k € | -0.8% | 22,7 k € | +13.4% | 20 k € |
| Net result | 17,9 k € | -33.0% | 26,7 k € | -49.8% | 53,2 k € | +32.9% | 40 k € | -44.3% | 71,9 k € | +42.0% | 50,6 k € | +19.6% | 42,3 k € | +3736% | 1,1 k € | +106% | -19,6 k € | -42.6% | -13,7 k € | -173% | -5 k € | -121% | 24,3 k € | +65.6% | 14,7 k € | +72.1% | 8,5 k € | -64.1% | 23,8 k € | -21.3% | 30,2 k € | +1431% | -2,3 k € | -156% | 4,1 k € | +79.6% | 2,3 k € | -43.4% | 4 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||||
| Equity | 286,3 k € | +6.7% | 268,4 k € | -24.7% | 356,6 k € | +17.5% | 303,4 k € | +15.2% | 263,3 k € | +37.5% | 191,5 k € | +36.0% | 140,8 k € | +43.0% | 98,5 k € | +1.1% | 97,4 k € | -16.7% | 117 k € | -10.5% | 130,7 k € | -3.7% | 135,7 k € | +21.8% | 111,4 k € | +15.2% | 96,7 k € | +9.7% | 88,2 k € | +37.0% | 64,4 k € | +88.7% | 34,1 k € | -6.2% | 36,4 k € | +12.6% | 32,3 k € | +7.6% | 30 k € |
| Total assets | 453,5 k € | +5.4% | 430,2 k € | -20.4% | 540,5 k € | +1.2% | 534,3 k € | -3.7% | 554,8 k € | -3.3% | 573,5 k € | +3.7% | 552,8 k € | -3.5% | 572,7 k € | -12.9% | 657,6 k € | -11.4% | 742,6 k € | -5.5% | 785,5 k € | -11.0% | 882,7 k € | +4.2% | 847,4 k € | +77.5% | 477,3 k € | -7.4% | 515,3 k € | +105% | 251,9 k € | -11.3% | 284 k € | -19.9% | 354,4 k € | -4.7% | 371,7 k € | -12.0% | 422,2 k € |
| Cash | 228 k € | +5.3% | 216,5 k € | -30.8% | 312,7 k € | +26.6% | 246,9 k € | +36.2% | 181,3 k € | -11.9% | 205,7 k € | +27.4% | 161,4 k € | +43.9% | 112,1 k € | +5.5% | 106,3 k € | +4.8% | 101,4 k € | -18.0% | 123,7 k € | +10.4% | 112,1 k € | +93.9% | 57,8 k € | +100% | 28,9 k € | -56.4% | 66,2 k € | +19.6% | 55,3 k € | +42.1% | 38,9 k € | -1.0% | 39,3 k € | +103% | 19,3 k € | +254% | 5,5 k € |
| Debts | 167,2 k € | +3.3% | 161,8 k € | -12.0% | 183,9 k € | -20.4% | 230,9 k € | -20.8% | 291,5 k € | -23.7% | 382 k € | -7.3% | 412 k € | -13.1% | 474,2 k € | -15.4% | 560,3 k € | -10.5% | 625,6 k € | -4.4% | 654,8 k € | -12.3% | 746,9 k € | +1.5% | 736,1 k € | +93.4% | 380,6 k € | -10.9% | 427,1 k € | +128% | 187,5 k € | -25.0% | 249,9 k € | -21.4% | 318 k € | -6.3% | 339,4 k € | -13.5% | 392,2 k € |
| Other | |||||||||||||||||||||||||||||||||||||||
| Workforce | – | 4,0 ETP | -9.1% | 4,4 ETP | -4.3% | 4,6 ETP | +4.5% | 4,4 ETP | -12.0% | 5,0 ETP | +2.0% | 4,9 ETP | -15.5% | 5,8 ETP | -10.8% | 6,5 ETP | -1.5% | 6,6 ETP | +1.5% | 6,5 ETP | 0.0% | 6,5 ETP | +32.7% | 4,9 ETP | +63.3% | 3,0 ETP | 0.0% | 3,0 ETP | +3.4% | 2,9 ETP | +45.0% | 2,0 ETP | 0.0% | 2,0 ETP | -9.1% | 2,2 ETP | -4.3% | 2,3 ETP | |
Estimate
Indicative valuation
As an indication, this company is worth
between 500 k€ and 1 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 4 active · 7 ended
Active mandates
Ended mandates
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
INLORA● Active | 0652.829.794 |
Financials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 28/08/2026 | 12/08/2025 | 08/07/2024 | 05/07/2023 | 25/08/2022 | 19/10/2021 |
| General meeting | 20/06/2026 | 12/07/2025 | 15/06/2024 | 17/06/2023 | 31/07/2022 | 30/09/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
20 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 20/06/2026 | 28/08/2026 | Dutch | |
| Abridged model | 31/12/2024 | 12/07/2025 | 12/08/2025 | Dutch | |
| Abridged model | 31/12/2023 | 15/06/2024 | 08/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 17/06/2023 | 05/07/2023 | Dutch | |
| Abridged model | 31/12/2021 | 31/07/2022 | 25/08/2022 | Dutch | |
| Abridged model | 31/12/2020 | 30/09/2021 | 19/10/2021 | Dutch | |
| Abridged model | 31/12/2019 | 21/08/2020 | 14/09/2020 | Dutch | |
| Abridged model | 31/12/2018 | 31/07/2019 | 30/08/2019 | Dutch | |
| Abridged model | 31/12/2017 | 30/06/2018 | 27/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 30/06/2017 | 28/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 09/07/2016 | 04/08/2016 | Dutch | |
| Abridged model | 31/12/2014 | 30/08/2015 | 25/09/2015 | Dutch | |
| Abridged model | 31/12/2013 | 30/06/2014 | 31/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 29/06/2013 | 25/07/2013 | Dutch | |
| Abridged model | 31/12/2011 | 29/06/2012 | 25/07/2012 | Dutch | |
| Abridged model | 31/12/2010 | 05/07/2011 | 02/08/2011 | Dutch | |
| Abridged model | 31/12/2009 | 19/06/2010 | 07/07/2010 | Dutch | |
| Abridged model | 31/12/2008 | 20/07/2009 | 22/07/2009 | Dutch | |
| Abridged model | 31/12/2007 | 23/08/2008 | 04/09/2008 | Dutch | |
| Abridged model | 31/12/2006 | 16/06/2007 | 21/06/2007 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 500 k€ and 1 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 4 active · 7 ended
Active mandates
Ended mandates
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Other21/02/2025DIVERSEN
- Mandates08/08/2024ONTSLAGEN - BENOEMINGEN
- Mandates18/12/2023STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
- Registered office04/05/2012BENAMING - MAATSCHAPPELIJKE ZETEL
- Mandates11/02/2010ONTSLAGEN - BENOEMINGEN
- Mandates18/11/2009ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202517,9 k €↓
- 2024Annual accounts 202426,7 k €↓
- 2023Annual accounts 202353,2 k €↑
- 2022Annual accounts 202240 k €↓
- 2021Annual accounts 202171,9 k €↑
- 2020Annual accounts 202050,6 k €↑
- 2019Annual accounts 201942,3 k €↑
- 2018Annual accounts 20181,1 k €↑
- 2017Annual accounts 2017-19,6 k €↓
- 2016Annual accounts 2016-13,7 k €↓
- 2015Annual accounts 2015-5 k €↓
- 2014Annual accounts 201424,3 k €↑
- 2013Annual accounts 201314,7 k €↑
- 2012Annual accounts 20128,5 k €↓
- 2011Annual accounts 201123,8 k €↓
- 2010Annual accounts 201030,2 k €↑
- 2009Annual accounts 2009-2,3 k €↓
- 2008Annual accounts 20084,1 k €↑
- 2007Annual accounts 20072,3 k €↓
- 2006Annual accounts 20064 k €
- 24/03/2000IncorporationPrivate limited company