ACTIVE

M&G

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Financial year 2025 · closed on 31/12/2025

Net result

36,4 k €

+237.8% YoY

Gross margin

565,2 k €

+31.8% YoY

Equity

215,9 k €

-11.7% YoY

What does M&G do?

M&G is a Private limited company incorporated in 2000. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Léglise.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0471.841.553

Incorporation

08/05/2000

Legal form

Private limited company

Registered office

Rue du Bourzy, Assenois 12
6860 Léglise · WallonieSee on map

Contributed capital

23 600,00 €

Latest accounts

31/12/2025

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (2)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	565,2 k €	+31.8%	428,9 k €	+0.7%	426 k €	+0.2%	424,9 k €	-1.9%	433,3 k €	-13.7%	502 k €	+25.2%	400,8 k €	+34.7%	297,5 k €	+2.7%	289,5 k €	+115%	134,5 k €	-2.9%	138,4 k €	-13.7%	160,4 k €	+10.4%	145,4 k €	-8.3%	158,5 k €	-19.2%	196,1 k €	+10.1%	178,2 k €	-10.5%	199,1 k €	+11.8%	178,1 k €	+4.4%	170,7 k €	-2.8%	175,6 k €
EBITDA	374,3 k €	+45.4%	257,4 k €	-2.7%	264,6 k €	-12.4%	302,2 k €	-1.0%	305,2 k €	-14.3%	356,3 k €	+23.5%	288,4 k €	+33.1%	216,7 k €	+23.9%	174,9 k €	+82.4%	95,9 k €	-10.5%	107,2 k €	-16.9%	129 k €	+0.8%	127,9 k €	-42.9%	224,2 k €	+39.6%	160,6 k €	+20.6%	133,1 k €	-15.4%	157,3 k €	+122%	70,7 k €	-25.7%	95,1 k €	-14.0%	110,7 k €
Operating result	121,3 k €	+503%	20,1 k €	-65.1%	57,6 k €	-37.2%	91,6 k €	+25.8%	72,8 k €	-43.5%	128,9 k €	+15.6%	111,6 k €	+33.1%	83,9 k €	+650%	11,2 k €	-58.3%	26,8 k €	-13.0%	30,8 k €	+9.5%	28,2 k €	-8.2%	30,7 k €	-72.9%	113 k €	+52.7%	74 k €	+18.9%	62,2 k €	-30.8%	90 k €	+159%	34,8 k €	-35.7%	54,1 k €	-24.3%	71,4 k €
Net result	36,4 k €	+238%	-26,5 k €	-376%	9,6 k €	+265%	2,6 k €	-82.2%	14,7 k €	-75.1%	59,1 k €	+18.4%	49,9 k €	+8.5%	46 k €	+257%	-29,3 k €	-435%	8,7 k €	-42.6%	15,2 k €	+226%	4,7 k €	-54.5%	10,3 k €	-87.2%	80,4 k €	+156%	31,4 k €	+39.3%	22,6 k €	-34.3%	34,3 k €	+869%	-4,5 k €	+43.3%	-7,9 k €	-119%	42,3 k €
Balance sheet
Equity	215,9 k €	-11.7%	244,5 k €	-9.8%	270,9 k €	+3.7%	261,3 k €	+1.0%	258,7 k €	+6.0%	244 k €	+32.0%	184,9 k €	+37.0%	134,9 k €	+51.8%	88,9 k €	-70.3%	299,6 k €	+3.0%	290,8 k €	-3.6%	301,6 k €	-6.6%	322,9 k €	-3.7%	335,2 k €	+30.3%	257,2 k €	+12.7%	228,2 k €	+9.7%	208 k €	+18.5%	175,5 k €	-3.8%	182,4 k €	-0.9%	184,1 k €
Total assets	1,7 M €	-7.1%	1,8 M €	+31.0%	1,4 M €	-15.1%	1,6 M €	-10.4%	1,8 M €	-12.5%	2 M €	+29.4%	1,6 M €	+35.0%	1,2 M €	-8.4%	1,3 M €	+18.9%	1,1 M €	+37.6%	780,9 k €	-6.8%	838 k €	-6.1%	892,9 k €	-6.4%	953,7 k €	-5.9%	1 M €	-7.5%	1,1 M €	-9.4%	1,2 M €	+30.5%	926 k €	-14.1%	1,1 M €	+5.0%	1 M €
Cash	59,9 k €	+156%	23,4 k €	-69.1%	75,7 k €	-23.9%	99,5 k €	-30.7%	143,5 k €	-33.4%	215,6 k €	+114%	100,9 k €	+7.2%	94,2 k €	-17.9%	114,7 k €	-38.1%	185,3 k €	-15.2%	218,5 k €	-3.1%	225,3 k €	+1.0%	223,1 k €	+6.0%	210,5 k €	-40.6%	354,4 k €	+92.8%	183,8 k €	-29.0%	258,9 k €	+40.0%	185 k €	-27.5%	255,1 k €	+87.6%	136 k €
Debts	1,3 M €	-6.8%	1,4 M €	+47.4%	943 k €	-20.6%	1,2 M €	-14.2%	1,4 M €	-16.2%	1,7 M €	+32.7%	1,2 M €	+37.4%	905,4 k €	-14.5%	1,1 M €	+64.2%	644,7 k €	+79.8%	358,6 k €	-11.3%	404,5 k €	-7.6%	437,9 k €	-9.0%	481,4 k €	-9.4%	531,1 k €	-17.8%	646,2 k €	-18.3%	790,9 k €	+38.7%	570,3 k €	-21.1%	722,9 k €	+6.4%	679,6 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		–		–		0,7 ETP	+133%	0,3 ETP	-50.0%	0,6 ETP	0.0%	0,6 ETP	-14.3%	0,7 ETP	-65.0%	2,0 ETP	-31.0%	2,9 ETP	+107%	1,4 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 5 ended

Active mandates

Maire-Hélène GUILLAUME

Managing director · since 18 août 2020

Active

Christian MAGNEE

Managing director · since 04 mai 2000

Active

Ended mandates

Marie-Hélène GUILLAUME

Managing director · since 18 août 2020

Ended

Christian MAGNEE

Manager · since 08 mai 2000

Ended

Christian MAGNEE

Director · since 04 mai 2000

Ended

Christian Magnée

Manager · since 04 mai 2000

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	25/08/2026	20/06/2025	22/08/2024	10/08/2023	16/08/2022	29/06/2021
General meeting	21/05/2026	16/05/2025	16/05/2024	19/05/2023	19/05/2022	20/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	21/05/2026	25/08/2026	French	PDF
Micro model	31/12/2024	16/05/2025	20/06/2025	French	PDF
Abridged model	31/12/2023	16/05/2024	22/08/2024	French	PDF
Abridged model	31/12/2022	19/05/2023	10/08/2023	French	PDF
Abridged model	31/12/2021	19/05/2022	16/08/2022	French	PDF
Abridged model	31/12/2020	20/05/2021	29/06/2021	French	PDF
Micro model	31/12/2019	21/05/2020	08/07/2020	French	PDF
Micro model	31/12/2018	16/05/2019	17/07/2019	French	PDF
Micro model	31/12/2017	17/05/2018	08/08/2018	French	PDF
Micro model	31/12/2016	18/05/2017	09/08/2017	French	PDF
Abridged model	31/12/2015	19/05/2016	17/08/2016	French	PDF
Abridged model	31/12/2014	21/05/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	15/05/2014	28/08/2014	French	PDF
Abridged model	31/12/2012	16/05/2013	27/08/2013	French	PDF
Abridged model	31/12/2011	18/05/2012	20/08/2012	French	PDF
Abridged model	31/12/2010	19/05/2011	14/06/2011	French	PDF
Abridged model	31/12/2009	20/05/2010	30/09/2010	French	PDF
Abridged model	31/12/2008	22/05/2009	28/08/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	27/08/2008	French	PDF
Abridged modelCorrection	31/12/2006	18/05/2007	14/09/2007	French	PDF
Abridged model	31/12/2006	18/05/2007	22/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 5 ended

Active mandates

Maire-Hélène GUILLAUME

Managing director · since 18 août 2020

Active

Christian MAGNEE

Managing director · since 04 mai 2000

Active

Ended mandates

Marie-Hélène GUILLAUME

Managing director · since 18 août 2020

Ended

Christian MAGNEE

Manager · since 08 mai 2000

Ended

Christian MAGNEE

Director · since 04 mai 2000

Ended

Christian Magnée

Manager · since 04 mai 2000

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates21/09/2020
DENOMINATION - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Capital / shares29/01/2018
CAPITAL, ACTIONS
PDF
Restructuring23/06/2017
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring19/06/2017
CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring12/04/2017
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Capital / shares30/01/2014
CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Registered office26/04/2013
SIEGE SOCIAL
PDF
Registered office10/04/2009
SIEGE SOCIAL - OBJET
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202536,4 k €↑
2024
Annual accounts 2024-26,5 k €↓
2023
Annual accounts 20239,6 k €↑
2022
Annual accounts 20222,6 k €↓
2021
Annual accounts 202114,7 k €↓
2020
Annual accounts 202059,1 k €↑
2020
Name changeM&G
2019
Annual accounts 201949,9 k €↑
2018
Annual accounts 201846 k €↑
2017
Annual accounts 2017-29,3 k €↓
2016
Annual accounts 20168,7 k €↓
2015
Annual accounts 201515,2 k €↑
2014
Annual accounts 20144,7 k €↓
2013
Annual accounts 201310,3 k €↓
2012
Annual accounts 201280,4 k €↑
2011
Annual accounts 201131,4 k €↑
2010
Annual accounts 201022,6 k €↓
2009
Annual accounts 200934,3 k €↑
2008
Annual accounts 2008-4,5 k €↑
2007
Annual accounts 2007-7,9 k €↓
2006
Annual accounts 200642,3 k €
2006
Name changeC.M.F. FINANCE
08/05/2000
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

M&G

Overview

What does M&G do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline