ACTIVE

PARFRAY

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Financial year 2025 · closed on 31/12/2025

Net result

24,6 k €

+1030.9% YoY

Gross margin

94,9 k €

+19.5% YoY

Equity

103 k €

+31.3% YoY

What does PARFRAY do?

PARFRAY is a Private company with limited liability incorporated in 2000. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Durbuy.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0471.856.597

Incorporation

11/05/2000

Legal form

Private company with limited liability

Registered office

Rue de Soy (Oppagne) 3
6940 Durbuy · WallonieSee on map

Contributed capital

12 400,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitablePositive cashflowPositive EBITDA

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	94,9 k €	+19.5%	79,4 k €	-7.4%	85,8 k €	+128%	37,6 k €	-16.6%	45,1 k €	-41.4%	77 k €	+19.7%	64,3 k €	+10.7%	58,1 k €	-10.2%	64,7 k €	-3.9%	67,3 k €	-1.8%	68,6 k €	+11.8%	61,3 k €	+0.7%	60,9 k €	+64.9%	36,9 k €	+9.4%	33,8 k €	-2.0%	34,5 k €	+287%	8,9 k €	-35.7%	13,8 k €	-14.6%	16,2 k €	+64.2%	9,9 k €
EBITDA	82,4 k €	+15.1%	71,5 k €	-8.2%	77,9 k €	+122%	35,1 k €	-19.5%	43,6 k €	-38.9%	71,3 k €	+14.9%	62,1 k €	+10.2%	56,3 k €	-11.7%	63,7 k €	+1.6%	62,7 k €	+12.5%	55,8 k €	+2.2%	54,5 k €	-7.1%	58,7 k €	+66.8%	35,2 k €	+11.6%	31,5 k €	-8.0%	34,3 k €	+295%	8,7 k €	+14.1%	7,6 k €	-18.6%	9,4 k €	+185%	3,3 k €
Operating result	47,7 k €	+68.6%	28,3 k €	-30.8%	40,9 k €	+90.9%	21,4 k €	-28.4%	29,9 k €	-48.7%	58,3 k €	+20.8%	48,3 k €	+13.6%	42,5 k €	-17.2%	51,3 k €	+4.1%	49,3 k €	+37.5%	35,8 k €	+33.9%	26,8 k €	-18.1%	32,7 k €	+51.3%	21,6 k €	-27.2%	29,7 k €	-8.8%	32,5 k €	+881%	3,3 k €	+47.9%	2,2 k €	-43.7%	4 k €	+291%	-2,1 k €
Net result	24,6 k €	+1031%	2,2 k €	+103%	-68,4 k €	-158%	-26,5 k €	-272%	-7,1 k €	-151%	14,1 k €	+162%	5,4 k €	+1069%	459,9 €	-97.9%	22 k €	-0.4%	22,1 k €	-29.2%	31,2 k €	+17.4%	26,6 k €	+46.8%	18,1 k €	+197%	-18,6 k €	+26.8%	-25,5 k €	-133%	77,6 k €	+4015%	1,9 k €	+21.6%	1,5 k €	-62.7%	4,2 k €	+253%	-2,7 k €
Balance sheet
Equity	103 k €	+31.3%	78,4 k €	+2.9%	76,3 k €	-47.3%	144,6 k €	-15.5%	171,1 k €	-4.0%	178,2 k €	+8.6%	164,1 k €	+3.4%	158,8 k €	+0.3%	158,3 k €	+16.1%	136,3 k €	+22.0%	111,7 k €	+38.7%	80,6 k €	+49.2%	54 k €	+50.4%	35,9 k €	-34.2%	54,6 k €	-31.8%	80 k €	+3170%	2,4 k €	+336%	561,5 €	+157%	-988,2 €	+80.8%	-5,1 k €
Total assets	664,1 k €	+5.1%	631,6 k €	-4.0%	658,1 k €	-56.4%	1,5 M €	+19.6%	1,3 M €	-1.1%	1,3 M €	-0.5%	1,3 M €	-1.2%	1,3 M €	-0.9%	1,3 M €	+142%	540,8 k €	-3.7%	561,4 k €	-5.6%	595 k €	-1.6%	604,4 k €	+5.2%	574,4 k €	+66.6%	344,9 k €	+8.3%	318,5 k €	+692%	40,2 k €	-11.0%	45,2 k €	-1.6%	45,9 k €	+16.9%	39,3 k €
Cash	16,4 k €	+67.5%	9,8 k €	+225%	3 k €	+1000%	273,5 €	+277%	72,5 €	-31.3%	105,5 €	-87.6%	853,5 €	-12.0%	970,1 €	-14.1%	1,1 k €	+20.9%	934,2 €	+148%	376 €	+152%	149 €	+16.4%	128 €	-75.4%	521 €	+157%	203 €	-87.3%	1,6 k €	+301%	398 €	+144%	163,4 €	+618%	22,8 €	+142%	9,4 €
Debts	553,4 k €	+3.0%	537,4 k €	-7.2%	578,9 k €	-56.3%	1,3 M €	+24.7%	1,1 M €	-0.6%	1,1 M €	-1.9%	1,1 M €	-1.8%	1,1 M €	-3.5%	1,2 M €	+185%	404,4 k €	-10.1%	449,7 k €	+18.2%	380,4 k €	+1.8%	373,6 k €	+12.6%	331,9 k €	+270%	89,6 k €	+151%	35,7 k €	-5.1%	37,6 k €	-15.6%	44,6 k €	-4.9%	46,9 k €	+5.6%	44,4 k €

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 6 ended

Active mandates

Eric Parisse

Mandate

Active

Ended mandates

Nancy Fraymann

Director · since 01 janvier 2020

Ended

Eric PARISSE

Director · since 04 mai 2000

Ended

Eric Parisse

Director

Ended

ERIC PARISSE

Manager

Ended

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/08/2026	26/09/2025	30/08/2024	24/08/2023	31/08/2022	31/08/2021
General meeting	06/06/2026	07/06/2025	01/06/2024	03/06/2023	04/06/2022	12/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

22 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	06/06/2026	27/08/2026	French	PDF
Micro model	31/12/2024	07/06/2025	26/09/2025	French	PDF
Micro model	31/12/2023	01/06/2024	30/08/2024	French	PDF
Abridged model	31/12/2022	03/06/2023	24/08/2023	French	PDF
Abridged model	31/12/2021	04/06/2022	31/08/2022	French	PDF
Abridged model	31/12/2020	12/06/2021	31/08/2021	French	PDF
Abridged model	31/12/2019	27/11/2020	30/11/2020	French	PDF
Abridged model	31/12/2018	01/06/2019	19/08/2019	French	PDF
Abridged model	31/12/2017	02/06/2018	31/08/2018	French	PDF
Abridged model	31/12/2016	03/06/2017	30/08/2017	French	PDF
Abridged model	31/12/2015	11/08/2016	29/08/2016	French	PDF
Abridged model	31/12/2014	25/09/2015	29/09/2015	French	PDF
Abridged model	31/12/2013	27/10/2014	24/11/2014	French	PDF
Abridged modelCorrection	31/12/2012	31/01/2014	03/02/2014	French	PDF
Abridged modelCorrection	31/12/2012	26/09/2013	26/11/2013	French	PDF
Abridged model	31/12/2012	26/09/2013	27/09/2013	French	PDF
Abridged model	31/12/2011	19/07/2012	14/08/2012	French	PDF
Abridged model	31/12/2010	14/07/2011	29/07/2011	French	PDF
Abridged model	31/12/2009	20/08/2010	31/08/2010	French	PDF
Abridged model	31/12/2008	28/09/2009	30/09/2009	French	PDF
Abridged model	31/12/2007	28/10/2008	21/11/2008	French	PDF
Abridged model	31/12/2006	06/10/2007	27/11/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 6 ended

Active mandates

Eric Parisse

Mandate

Active

Ended mandates

Nancy Fraymann

Director · since 01 janvier 2020

Ended

Eric PARISSE

Director · since 04 mai 2000

Ended

Eric Parisse

Director

Ended

ERIC PARISSE

Manager

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Restructuring28/07/2023
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - MODIFICATION FORME JURIDIQUE - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring08/06/2023
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates19/05/2022
DEMISSIONS, NOMINATIONS
PDF
Registered office26/03/2009
SIEGE SOCIAL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202524,6 k €↑
2024
Annual accounts 20242,2 k €↑
2023
Annual accounts 2023-68,4 k €↓
2022
Annual accounts 2022-26,5 k €↓
2021
Annual accounts 2021-7,1 k €↓
2020
Annual accounts 202014,1 k €↑
2019
Annual accounts 20195,4 k €↑
2018
Annual accounts 2018459,9 €↓
2017
Annual accounts 201722 k €↓
2016
Annual accounts 201622,1 k €↓
2015
Annual accounts 201531,2 k €↑
2014
Annual accounts 201426,6 k €↑
2013
Annual accounts 201318,1 k €↑
2012
Annual accounts 2012-18,6 k €↑
2011
Annual accounts 2011-25,5 k €↓
2010
Annual accounts 201077,6 k €↑
2009
Annual accounts 20091,9 k €↑
2008
Annual accounts 20081,5 k €↓
2007
Annual accounts 20074,2 k €↑
2006
Annual accounts 2006-2,7 k €
11/05/2000
IncorporationPrivate company with limited liability

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PARFRAY

Overview

What does PARFRAY do?

Trend over 20 financial years

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline