ACTIVE

M LACROIX

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

6,5 k €

-73.5% YoY

Gross margin

87,5 k €

-22.0% YoY

Equity

709,9 k €

-0.6% YoY

Workforce

0,0 ETP

What does M LACROIX do?

M LACROIX is a Public limited company incorporated in 2000. Its main activity is: Buying and selling of own real estate. Its registered office is in Namur.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0473.597.253

Incorporation

22/12/2000

Legal form

Public limited company

Registered office

Route de Saint-Gérard(WP) 361
5100 Namur · WallonieSee on map

Contributed capital

200 000,00 €

Latest accounts

31/12/2025

Average workforce

0,0 ETP

Activities (NACE)

68100Buying and selling of own real estate· main 68110Buying and selling of own real estate

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	87,5 k €	-22.0%	112,2 k €	+19.4%	94 k €	-6.1%	100 k €	+4.3%	95,9 k €	+15.0%	83,4 k €	-14.1%	97,1 k €	+28.2%	75,7 k €	-36.1%	118,6 k €	+63.8%	72,4 k €	-91.4%	846,1 k €	-40.6%	1,4 M €	+4.5%	1,4 M €	+29.6%	1,1 M €	-18.9%	1,3 M €	+2.7%	1,3 M €	+5.5%	1,2 M €	+0.1%	1,2 M €	+4.8%	1,1 M €
EBITDA	69,6 k €	-27.3%	95,7 k €	+22.2%	78,3 k €	-8.7%	85,7 k €	+4.7%	81,9 k €	+17.7%	69,6 k €	-15.8%	82,6 k €	+43.1%	57,8 k €	-44.3%	103,7 k €	+109%	49,6 k €	-94.0%	823,8 k €	+304%	204,1 k €	-21.8%	260,9 k €	+12.0%	232,9 k €	-10.8%	261,2 k €	+9.7%	238,1 k €	+67.9%	141,8 k €	-45.4%	259,7 k €	-8.8%	284,9 k €
Operating result	11,6 k €	-70.0%	38,6 k €	+89.8%	20,3 k €	-36.8%	32,2 k €	+0.5%	32 k €	+166%	-48,4 k €	-316%	22,4 k €	+251%	-14,9 k €	-153%	28,2 k €	+206%	-26,7 k €	-103%	768,4 k €	+552%	117,8 k €	-31.3%	171,6 k €	+24.8%	137,4 k €	-20.5%	172,8 k €	+16.6%	148,2 k €	+180%	52,9 k €	-69.3%	172,3 k €	-10.7%	192,9 k €
Net result	6,5 k €	-73.5%	24,6 k €	+103%	12,1 k €	-66.2%	35,8 k €	-6.9%	38,5 k €	+178%	-49 k €	-349%	19,7 k €	+244%	-13,6 k €	-158%	23,7 k €	+211%	-21,3 k €	-104%	507,5 k €	+1811%	26,6 k €	-76.8%	114,7 k €	+36.2%	84,2 k €	-21.5%	107,3 k €	+17.4%	91,4 k €	+429%	17,3 k €	-80.5%	88,6 k €	-19.3%	109,7 k €
Balance sheet
Equity	709,9 k €	-0.6%	714,4 k €	-8.9%	783,9 k €	-13.1%	901,8 k €	+4.1%	866 k €	-7.6%	937,5 k €	-5.0%	986,5 k €	-20.2%	1,2 M €	-1.1%	1,3 M €	+1.9%	1,2 M €	-1.7%	1,2 M €	+68.5%	740,6 k €	+3.7%	714 k €	-2.1%	729,4 k €	-2.1%	745,2 k €	+16.8%	637,9 k €	+16.7%	546,5 k €	+3.3%	529,2 k €	+20.1%	440,6 k €
Total assets	905,9 k €	-1.6%	920,7 k €	-5.6%	974,8 k €	+3.0%	946,1 k €	-5.7%	1 M €	-4.8%	1,1 M €	-13.8%	1,2 M €	-19.2%	1,5 M €	-5.6%	1,6 M €	-1.5%	1,6 M €	-5.4%	1,7 M €	+27.7%	1,3 M €	-18.4%	1,7 M €	+12.2%	1,5 M €	+2.7%	1,4 M €	+6.8%	1,3 M €	+0.9%	1,3 M €	-10.8%	1,5 M €	+5.4%	1,4 M €
Cash	519,5 k €	+2.7%	505,8 k €	+4262%	11,6 k €	-89.2%	107,4 k €	-37.3%	171,2 k €	-15.9%	203,6 k €	-52.8%	431,5 k €	+356%	94,7 k €	-53.6%	203,9 k €	+73.7%	117,4 k €	-85.3%	800,9 k €	+193%	273,8 k €	-41.9%	471,5 k €	+157%	183,4 k €	+8.3%	169,3 k €	+11.0%	152,5 k €	+22.0%	125 k €	-40.8%	211,1 k €	+66.4%	126,9 k €
Debts	195,9 k €	-5.0%	206,2 k €	+8.0%	191 k €	+331%	44,3 k €	-67.7%	137,3 k €	+17.6%	116,8 k €	-50.7%	237 k €	-14.5%	277,1 k €	-21.7%	354 k €	-12.1%	402,6 k €	-15.0%	473,6 k €	-22.0%	607,4 k €	-35.1%	936,5 k €	+26.1%	742,9 k €	+70.6%	435,3 k €	-10.3%	485,5 k €	-18.5%	596,1 k €	-25.5%	799,9 k €	-5.1%	842,6 k €
Other
Workforce	0,0 ETP		–		–		–		–		–		–		–		–		–		–		27,3 ETP	+11.0%	24,6 ETP	+1.7%	24,2 ETP	+3.9%	23,3 ETP	+5.0%	22,2 ETP	+5.7%	21,0 ETP	-15.3%	24,8 ETP	+5.5%	23,5 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 17 ended

Active mandates

BELLA NOVA

Director · since 21 octobre 2024 · 1014.383.834

Represented by RIGAUX Catherine

Active

Ended mandates

Jean Delvigne

Director · since 21 août 2020 · until 21 août 2026

Ended

Martine Lacroix

Managing director · since 21 août 2020 · until 21 août 2026

Ended

Martine LACROIX

Director · since 21 août 2020 · until 19 juin 2026

Ended

Catherine Rigaux

Director · since 03 juin 2014 · until 30 juin 2015

Ended

At this address

Other companies at this address

Company	CBE no.
Association des Copropriétaires Résidence Anaïs à Wépion. route de Saint-Gérard. 361● Active	0884.625.944
BELLA NOVA● Active	1014.383.834
BELLA NOVA UNITE TVA● Active	1016.299.088
RESIDENCE ANAÏS● Active	0505.624.376

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	22/05/2026	13/06/2025	04/06/2024	05/06/2023	21/06/2022	18/06/2021
General meeting	25/04/2026	13/06/2025	22/05/2024	03/06/2023	13/06/2022	05/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	25/04/2026	22/05/2026	French	PDF
Micro model	31/12/2024	13/06/2025	13/06/2025	French	PDF
Micro model	31/12/2023	22/05/2024	04/06/2024	French	PDF
Micro model	31/12/2022	03/06/2023	05/06/2023	French	PDF
Micro model	31/12/2021	13/06/2022	21/06/2022	French	PDF
Micro model	31/12/2020	05/06/2021	18/06/2021	French	PDF
Micro model	31/12/2019	21/08/2020	09/09/2020	French	PDF
Micro model	31/12/2018	16/03/2019	11/04/2019	French	PDF
Abridged model	31/12/2017	30/06/2018	17/07/2018	French	PDF
Abridged model	31/12/2016	24/04/2017	05/05/2017	French	PDF
Abridged model	31/12/2015	21/06/2016	14/07/2016	French	PDF
Abridged model	31/12/2014	30/06/2015	15/07/2015	French	PDF
Abridged model	31/12/2013	03/06/2014	13/06/2014	French	PDF
Abridged model	31/12/2012	30/06/2013	16/07/2013	French	PDF
Abridged model	31/12/2011	15/06/2012	15/10/2012	French	PDF
Abridged model	31/12/2010	17/06/2011	21/12/2011	French	PDF
Abridged model	31/12/2009	18/06/2010	15/10/2010	French	PDF
Abridged model	31/12/2008	19/06/2009	31/08/2009	French	PDF
Abridged model	31/12/2007	20/06/2008	29/08/2008	French	PDF
Abridged model	31/12/2006	16/06/2007	24/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 17 ended

Active mandates

BELLA NOVA

Director · since 21 octobre 2024 · 1014.383.834

Represented by RIGAUX Catherine

Active

Ended mandates

Jean Delvigne

Director · since 21 août 2020 · until 21 août 2026

Ended

Martine Lacroix

Managing director · since 21 août 2020 · until 21 août 2026

Ended

Martine LACROIX

Director · since 21 août 2020 · until 19 juin 2026

Ended

Catherine Rigaux

Director · since 03 juin 2014 · until 30 juin 2015

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates07/11/2024
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Mandates19/12/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - DEMISSIONS, NOMINATIONS
PDF
Mandates14/09/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates29/09/2020
DEMISSIONS, NOMINATIONS
PDF
Capital / shares19/02/2020
CAPITAL, ACTIONS - DIVERS
PDF
Registered office06/09/2019
SIEGE SOCIAL
PDF
Mandates27/02/2017
DENOMINATION - OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Mandates03/09/2015
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20256,5 k €↓
2024
Annual accounts 202424,6 k €↑
2023
Annual accounts 202312,1 k €↓
2022
Annual accounts 202235,8 k €↓
2021
Annual accounts 202138,5 k €↑
2020
Annual accounts 2020-49 k €↓
2019
Annual accounts 201919,7 k €↑
2018
Annual accounts 2018-13,6 k €↓
2017
Annual accounts 201723,7 k €↑
2016
Annual accounts 2016-21,3 k €↓
2015
Annual accounts 2015507,5 k €↑
2014
Annual accounts 201426,6 k €↓
2013
Annual accounts 2013114,7 k €↑
2012
Annual accounts 201284,2 k €↓
2011
Annual accounts 2011107,3 k €↑
2010
Annual accounts 201091,4 k €↑
2009
Annual accounts 200917,3 k €↓
2008
Annual accounts 200888,6 k €↓
2007
Annual accounts 2007109,7 k €
22/12/2000
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

M LACROIX

Overview

What does M LACROIX do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline