ACTIVE

STEMA CAR

Financial year 2025 · closed on 31/12/2025
Net result
-10 k €
-192.9% YoY
Revenue
81,1 k €
+30.1% YoY
Equity
9,7 k €
-50.7% YoY

What does STEMA CAR do?

STEMA CAR is a Public limited company incorporated in 2001. Its main activity is: Maintenance and repair of motor vehicles. Its registered office is in Montigny-le-Tilleul.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0474.868.646
Incorporation
23/05/2001
Legal form
Public limited company
Registered office
Rue de Gozée 388
6110 Montigny-le-Tilleul · WallonieSee on map
Contributed capital
62 001,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 218
Signals
Positive cashflowPositive EBITDA
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 20 financial years

20252024202320222021202020192018201720162015201420132012201120102009200820072006
Income statement
Revenue81,1 k €62,3 k €64,7 k €73,4 k €58,7 k €44,9 k €67,3 k €87,4 k €69,3 k €67,1 k €70 k €85,2 k €89 k €86,1 k €89,1 k €81,9 k €83,6 k €85,6 k €102,2 k €113,7 k €
EBITDA10,3 k €16,2 k €20,6 k €25,7 k €11,3 k €1,1 k €20,9 k €47 k €24,5 k €13,8 k €17,3 k €30,7 k €33,1 k €30,5 k €29,5 k €25,1 k €36,4 k €35,8 k €49,9 k €33,6 k €
Operating result-9,1 k €-2,4 k €2,2 k €8,6 k €-5,8 k €-17,1 k €1,8 k €20,3 k €9 k €5,9 k €2,8 k €6,5 k €9,9 k €8,5 k €5,1 k €-1,5 k €3,9 k €3,4 k €16,9 k €558,9 €
Net result-10 k €-3,4 k €1,4 k €8 k €-7 k €-18,2 k €-4,3 k €18,6 k €7,1 k €2,8 k €3,3 k €2,6 k €8,9 k €6,5 k €3,3 k €1,4 k €1,8 k €212,2 €6,1 k €-4,9 k €
Balance sheet
Equity9,7 k €19,8 k €23,2 k €21,9 k €13,8 k €20,8 k €38,9 k €43,2 k €24,6 k €17,5 k €14,8 k €11,4 k €8,9 k €-77,5 €-6,5 k €-9,8 k €-11,2 k €-13,1 k €-13,3 k €-19,4 k €
Total assets48,9 k €59,7 k €81,4 k €72,6 k €92,4 k €109,3 k €138 k €158 k €172,6 k €184,4 k €199,5 k €50,3 k €73,6 k €90,6 k €122,4 k €123 k €98,4 k €109,8 k €147,7 k €183 k €
Cash3,6 k €4,7 k €3 k €2,8 k €1,5 k €1 €9,9 k €10,8 k €1,7 k €1,7 k €2,5 k €2,2 k €1,6 k €804,9 €4,1 k €3,3 k €1,3 k €1,4 k €4,1 k €3 k €
Debts39,1 k €39,9 k €58,2 k €50,7 k €78,6 k €88,5 k €99,1 k €114,8 k €147,9 k €166,9 k €184,7 k €38,8 k €60,2 k €86,1 k €124,5 k €128,2 k €105,1 k €118,4 k €156,5 k €201,7 k €
Other
Workforce0,0 ETP0,2 ETP0,4 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 3 ended

Active mandates

Stéphanie De Spiegeleer

Managing director · since 08 juin 2019

Active
MARIA BERKOFF

Mandate

Active

Ended mandates

Eddy Descamps

Director · since 08 juin 2019

Ended
Daniel Tielemans

Mandate

Ended
Juan Berkhoff

Mandate

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date30/08/202630/12/202509/11/202430/12/202313/11/202228/12/2021
General meeting26/06/202627/06/202528/06/202423/06/202326/06/202226/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged modelCorrection31/12/202526/06/202630/08/2026FrenchPDF
Abridged model31/12/202526/06/202630/08/2026FrenchPDF
Abridged model31/12/202427/06/202530/12/2025FrenchPDF
Abridged model31/12/202328/06/202409/11/2024FrenchPDF
Abridged model31/12/202223/06/202330/12/2023FrenchPDF
Abridged model31/12/202126/06/202213/11/2022FrenchPDF
Abridged model31/12/202026/06/202128/12/2021FrenchPDF
Abridged model31/12/201901/06/202030/11/2020FrenchPDF
Abridged model31/12/201803/06/201927/10/2019FrenchPDF
Abridged model31/12/201704/06/201830/09/2018FrenchPDF
Abridged model31/12/201605/06/201731/08/2017FrenchPDF
Abridged model31/12/201506/06/201631/08/2016FrenchPDF
Abridged model31/12/201401/06/201531/08/2015FrenchPDF
Abridged model31/12/201302/06/201430/09/2014FrenchPDF
Abridged model31/12/201207/06/201331/08/2013FrenchPDF
Abridged model31/12/201101/01/201230/09/2012FrenchPDF
Abridged model31/12/201003/06/201130/08/2011FrenchPDF
Abridged model31/12/200904/06/201030/08/2010FrenchPDF
Abridged model31/12/200805/06/200904/08/2009FrenchPDF
Abridged model31/12/200706/06/200825/08/2008FrenchPDF
Abridged model31/12/200601/05/200726/07/2007FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 3 ended

Active mandates

Stéphanie De Spiegeleer

Managing director · since 08 juin 2019

Active
MARIA BERKOFF

Mandate

Active

Ended mandates

Eddy Descamps

Director · since 08 juin 2019

Ended
Daniel Tielemans

Mandate

Ended
Juan Berkhoff

Mandate

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates23/02/2026
    DEMISSIONS, NOMINATIONS
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-10 k €
  2. 2024
    Annual accounts 2024-3,4 k €
  3. 2023
    Annual accounts 20231,4 k €
  4. 2022
    Annual accounts 20228 k €
  5. 2021
    Annual accounts 2021-7 k €
  6. 2020
    Annual accounts 2020-18,2 k €
  7. 2019
    Annual accounts 2019-4,3 k €
  8. 2018
    Annual accounts 201818,6 k €
  9. 2017
    Annual accounts 20177,1 k €
  10. 2016
    Annual accounts 20162,8 k €
  11. 2015
    Annual accounts 20153,3 k €
  12. 2014
    Annual accounts 20142,6 k €
  13. 2013
    Annual accounts 20138,9 k €
  14. 2012
    Annual accounts 20126,5 k €
  15. 2011
    Annual accounts 20113,3 k €
  16. 2010
    Annual accounts 20101,4 k €
  17. 2009
    Annual accounts 20091,8 k €
  18. 2008
    Annual accounts 2008212,2 €
  19. 2007
    Annual accounts 20076,1 k €
  20. 2006
    Annual accounts 2006-4,9 k €
  21. 23/05/2001
    IncorporationPublic limited company