ACTIVE

BERNARD & LOUISE

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Financial year 2025 · closed on 31/12/2025

Net result

18,6 k €

-44.1% YoY

Gross margin

97,1 k €

-9.6% YoY

Equity

242 k €

+8.3% YoY

What does BERNARD & LOUISE do?

BERNARD & LOUISE is a Private limited company incorporated in 2001. Its main activity is: Agents involved in the sale of textiles, clothing, fur, footwear and leather goods. Its registered office is in Antwerpen.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0474.920.413

Incorporation

31/05/2001

Legal form

Private limited company

Registered office

Kasteelpleinstraat 28
2000 Antwerpen · FlandreSee on map

Contributed capital

600,00 €

Latest accounts

31/12/2025

Activities (NACE)

46160Agents involved in the sale of textiles, clothing, fur, footwear and leather goods· main 46160Agents involved in the sale of textiles, clothing, fur, footwear and leather goods 47711Retail sale of clothing in specialised stores 47711Retail sale of clothing in specialised stores 52423Warehousing and support activities for transportation 47713Retail sale of clothing in specialised stores+2

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	97,1 k €	-9.6%	107,4 k €	-10.9%	120,6 k €	-21.5%	153,5 k €	+82.3%	84,2 k €	+182%	29,9 k €	-72.4%	108,2 k €	+15.0%	94,1 k €	+9.2%	86,2 k €	-11.4%	97,2 k €	+101%	48,4 k €	+0.7%	48 k €	+13.6%	42,3 k €	+8.4%	39 k €	+122%	17,5 k €	+915%	-2,2 k €	+56.2%	-4,9 k €	-112%	41,4 k €	-44.9%	75,3 k €	+28.7%	58,5 k €
EBITDA	62,3 k €	-31.8%	91,4 k €	+7.8%	84,8 k €	-29.4%	120,1 k €	+69.8%	70,7 k €	+493%	11,9 k €	-87.6%	96,6 k €	+20.3%	80,3 k €	-3.9%	83,6 k €	-11.9%	94,9 k €	+104%	46,5 k €	-1.7%	47,3 k €	+17.7%	40,2 k €	+10.2%	36,5 k €	+121%	16,5 k €	+613%	-3,2 k €	-122%	-1,5 k €	-106%	23,8 k €	-43.1%	41,8 k €	-14.4%	48,9 k €
Operating result	44,8 k €	-30.7%	64,7 k €	+10.9%	58,3 k €	-41.2%	99,1 k €	+54.1%	64,3 k €	+1585%	-4,3 k €	-105%	79,9 k €	+22.6%	65,2 k €	+35.0%	48,3 k €	-24.7%	64,2 k €	+333%	14,8 k €	+1.4%	14,6 k €	-31.6%	21,3 k €	+24.2%	17,2 k €	+154%	6,8 k €	+191%	-7,4 k €	-52.6%	-4,9 k €	-130%	16,4 k €	-47.7%	31,3 k €	-5.0%	33 k €
Net result	18,6 k €	-44.1%	33,2 k €	+14.4%	29 k €	-57.5%	68,2 k €	+47.6%	46,2 k €	+756%	-7 k €	-113%	53,2 k €	-2.7%	54,7 k €	+128%	23,9 k €	-29.9%	34,1 k €	+7396%	455,5 €	-84.7%	3 k €	-73.6%	11,3 k €	+39.2%	8,1 k €	+279%	2,1 k €	+17.9%	1,8 k €	+131%	-5,9 k €	-156%	10,5 k €	+93.3%	5,4 k €	-48.7%	10,6 k €
Balance sheet
Equity	242 k €	+8.3%	223,4 k €	-16.9%	268,8 k €	+3.1%	260,8 k €	+35.4%	192,6 k €	+31.6%	146,3 k €	-4.6%	153,4 k €	+53.1%	100,2 k €	-13.8%	116,2 k €	+25.9%	92,3 k €	+58.7%	58,2 k €	+0.8%	57,7 k €	+5.5%	54,7 k €	+26.0%	43,4 k €	+22.9%	35,3 k €	+6.4%	33,2 k €	+5.8%	31,4 k €	-15.7%	37,2 k €	+39.4%	26,7 k €	-42.3%	46,3 k €
Total assets	733,4 k €	-2.1%	749,2 k €	-4.4%	783,6 k €	-0.3%	785,9 k €	+223%	243,2 k €	+4.8%	232,2 k €	+6.1%	218,9 k €	+23.5%	177,2 k €	-39.1%	291 k €	-37.5%	465,4 k €	+9.4%	425,5 k €	+6.0%	401,4 k €	+128%	176,4 k €	-8.9%	193,6 k €	+14.5%	169,2 k €	+224%	52,2 k €	-14.7%	61,1 k €	-0.4%	61,4 k €	-59.9%	153 k €	+33.2%	114,9 k €
Cash	41,4 k €	-48.7%	80,8 k €	-16.3%	96,6 k €	-12.5%	110,3 k €	-9.1%	121,3 k €	+17.3%	103,4 k €	+33.3%	77,6 k €	+19.4%	64,9 k €	-63.2%	176,4 k €	+146%	71,6 k €	+4299%	1,6 k €	-89.7%	15,8 k €	-9.2%	17,4 k €	+1.9%	17,1 k €	+223%	5,3 k €	-71.0%	18,3 k €	-45.3%	33,4 k €	+425%	6,4 k €	-69.1%	20,6 k €	+11.3%	18,5 k €
Debts	487,1 k €	-6.9%	523,1 k €	+1.6%	514,8 k €	-2.0%	525,1 k €	+936%	50,7 k €	-40.7%	85,5 k €	+30.6%	65,5 k €	-14.9%	77 k €	-55.4%	172,8 k €	-53.4%	371,1 k €	+1.7%	365 k €	+6.6%	342,4 k €	+181%	121,6 k €	-19.0%	150,2 k €	+12.6%	133,4 k €	+603%	19 k €	-36.2%	29,7 k €	+55.7%	19,1 k €	-84.9%	126,3 k €	+84.1%	68,6 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		0,3 ETP	-72.7%	1,1 ETP	+83.3%	0,6 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Inge Van Houte

Director

Active

Ended mandates

Inge Van Houte

Manager

Ended

JOHN ROOMS

Manager · until 31 décembre 2015

Ended

JOHN ROOMS

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
Stadsrenovatie Antwerpen● Active	0414.879.490

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	18/04/2026	18/07/2025	17/07/2024	20/07/2023	08/07/2022	08/07/2021
General meeting	26/03/2026	30/06/2025	24/06/2024	30/06/2023	10/06/2022	10/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	26/03/2026	18/04/2026	Dutch	PDF
Micro model	31/12/2024	30/06/2025	18/07/2025	Dutch	PDF
Micro model	31/12/2023	24/06/2024	17/07/2024	Dutch	PDF
Micro model	31/12/2022	30/06/2023	20/07/2023	Dutch	PDF
Micro model	31/12/2021	10/06/2022	08/07/2022	Dutch	PDF
Micro model	31/12/2020	10/06/2021	08/07/2021	Dutch	PDF
Micro model	31/12/2019	10/06/2020	10/07/2020	Dutch	PDF
Micro model	31/12/2018	11/06/2019	28/06/2019	Dutch	PDF
Micro model	31/12/2017	11/06/2018	17/07/2018	Dutch	PDF
Micro model	31/12/2016	10/06/2017	20/07/2017	Dutch	PDF
Abridged model	31/12/2015	10/06/2016	28/07/2016	Dutch	PDF
Abridged model	31/12/2014	10/06/2015	24/07/2015	Dutch	PDF
Abridged model	31/12/2013	10/06/2014	30/07/2014	Dutch	PDF
Abridged model	31/12/2012	10/06/2013	25/07/2013	Dutch	PDF
Abridged model	31/12/2011	11/06/2012	27/07/2012	Dutch	PDF
Abridged model	31/12/2010	10/06/2011	22/07/2011	Dutch	PDF
Abridged model	31/12/2009	10/06/2010	22/07/2010	Dutch	PDF
Abridged model	31/12/2008	10/06/2009	20/07/2009	Dutch	PDF
Abridged model	31/12/2007	30/06/2008	14/08/2008	Dutch	PDF
Abridged model	31/12/2006	30/06/2007	28/09/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

Inge Van Houte

Director

Active

Ended mandates

Inge Van Houte

Manager

Ended

JOHN ROOMS

Manager · until 31 décembre 2015

Ended

JOHN ROOMS

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates28/10/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Mandates29/08/2016
ONTSLAGEN - BENOEMINGEN
PDF
Registered office26/07/2011
MAATSCHAPPELIJKE ZETEL
PDF
Mandates28/12/2005
MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202518,6 k €↓
2024
Annual accounts 202433,2 k €↑
2023
Annual accounts 202329 k €↓
2022
Annual accounts 202268,2 k €↑
2021
Annual accounts 202146,2 k €↑
2020
Annual accounts 2020-7 k €↓
2019
Annual accounts 201953,2 k €↓
2018
Annual accounts 201854,7 k €↑
2017
Annual accounts 201723,9 k €↓
2016
Annual accounts 201634,1 k €↑
2015
Annual accounts 2015455,5 €↓
2014
Annual accounts 20143 k €↓
2013
Annual accounts 201311,3 k €↑
2012
Annual accounts 20128,1 k €↑
2011
Annual accounts 20112,1 k €↑
2010
Annual accounts 20101,8 k €↑
2009
Annual accounts 2009-5,9 k €↓
2008
Annual accounts 200810,5 k €↑
2007
Annual accounts 20075,4 k €↓
2006
Annual accounts 200610,6 k €
31/05/2001
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

BERNARD & LOUISE

Overview

What does BERNARD & LOUISE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline