ACTIVE

HARMONY

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Financial year 2025 · closed on 30/09/2025

Net result

8,2 k €

-61.8% YoY

Gross margin

38,1 k €

-23.8% YoY

Equity

422,7 k €

+2.0% YoY

What does HARMONY do?

HARMONY is a Private limited company incorporated in 2001. Its main activity is: Retail sale of flowers, plants, seeds, fertilisers, pet animals and pet food in specialised stores. Its registered office is in Visé.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0475.735.906

Incorporation

28/09/2001

Legal form

Private limited company

Registered office

Rue du Collège(VIS) 15
4600 Visé · WallonieSee on map

Contributed capital

62 000,00 €

Latest accounts

30/09/2025

Activities (NACE)

47761Retail sale of flowers, plants, seeds, fertilisers, pet animals and pet food in specialised stores· main 47761Retail sale of flowers, plants, seeds, fertilisers, pet animals and pet food in specialised stores 47770Retail sale of watches and jewellery in specialised stores 47770Retail sale of watches and jewellery in specialised stores 52483Warehousing and support activities for transportation 52484Warehousing and support activities for transportation

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	38,1 k €	-23.8%	50 k €	+23.2%	40,6 k €	-5.9%	43,1 k €	-7.5%	46,6 k €	+49.2%	31,2 k €	+66.1%	18,8 k €	-57.6%	44,3 k €	-7.2%	47,8 k €	-12.3%	54,5 k €	-0.5%	54,8 k €	-29.1%	77,3 k €	+17174%	447,6 €	-99.1%	47,8 k €	-7.1%	51,5 k €	-16.3%	61,5 k €	-5.8%	65,3 k €	-2.5%	66,9 k €	-7.3%	72,2 k €
EBITDA	16 k €	-44.2%	28,7 k €	+42.3%	20,2 k €	-15.7%	23,9 k €	-21.0%	30,3 k €	+61.5%	18,8 k €	+900%	1,9 k €	-93.2%	27,7 k €	-12.5%	31,6 k €	-14.0%	36,8 k €	-26.1%	49,8 k €	-18.2%	60,8 k €	+561%	-13,2 k €	-141%	32,4 k €	-16.3%	38,7 k €	-17.7%	47 k €	-8.9%	51,6 k €	-1.6%	52,4 k €	-13.4%	60,6 k €
Operating result	5,1 k €	-75.8%	21,1 k €	+53.5%	13,8 k €	-23.8%	18 k €	-17.6%	21,9 k €	+731%	2,6 k €	+115%	-17,3 k €	-271%	10,2 k €	-15.7%	12,1 k €	-26.3%	16,4 k €	-48.4%	31,7 k €	-35.3%	49 k €	+293%	-25,5 k €	-226%	20,1 k €	+13.1%	17,8 k €	-18.7%	21,9 k €	-13.6%	25,3 k €	-0.3%	25,4 k €	-16.6%	30,5 k €
Net result	8,2 k €	-61.8%	21,4 k €	+43.7%	14,9 k €	-5.9%	15,8 k €	-28.7%	22,2 k €	+407%	4,4 k €	+126%	-16,9 k €	-318%	7,7 k €	-24.8%	10,3 k €	-23.9%	13,5 k €	-61.3%	34,9 k €	-21.7%	44,6 k €	+308%	-21,5 k €	-269%	12,7 k €	-17.6%	15,4 k €	+20.8%	12,8 k €	-53.0%	27,1 k €	+652%	-4,9 k €	-123%	21,1 k €
Balance sheet
Equity	422,7 k €	+2.0%	414,6 k €	+5.4%	393,2 k €	+4.0%	378,3 k €	+4.4%	362,5 k €	+6.5%	340,3 k €	+1.0%	336,8 k €	-5.0%	354,6 k €	+2.0%	347,8 k €	+2.8%	338,4 k €	+3.9%	325,8 k €	+11.6%	291,8 k €	+17.6%	248,2 k €	-8.3%	270,6 k €	+8.0%	250,4 k €	+6.6%	235 k €	+5.7%	222,3 k €	+13.9%	195,2 k €	-2.5%	200,1 k €
Total assets	489,1 k €	-0.9%	493,6 k €	+6.2%	464,7 k €	+2.3%	454,2 k €	-0.4%	456,2 k €	+5.9%	430,9 k €	+1.6%	424,2 k €	-3.8%	440,8 k €	+2.3%	430,9 k €	+2.2%	421,5 k €	+2.4%	411,7 k €	+10.1%	373,7 k €	+11.3%	335,9 k €	-8.3%	366,2 k €	-0.4%	367,6 k €	-11.2%	414,1 k €	+1.8%	406,8 k €	+2.0%	398,9 k €	-4.7%	418,4 k €
Cash	32,5 k €	-49.1%	63,8 k €	+38.9%	45,9 k €	+129%	20,1 k €	-34.5%	30,7 k €	-25.0%	40,9 k €	+396%	8,3 k €	-65.5%	23,9 k €	+91.5%	12,5 k €	-16.3%	14,9 k €	-9.1%	16,4 k €	+39.3%	11,8 k €	+20.0%	9,8 k €	-20.8%	12,4 k €	+18.7%	10,5 k €	-71.5%	36,7 k €	+163%	14 k €	+64.4%	8,5 k €	-33.1%	12,7 k €
Debts	66,3 k €	-16.1%	79,1 k €	+11.0%	71,2 k €	-5.8%	75,6 k €	-17.9%	92 k €	+5.2%	87,4 k €	+3.4%	84,5 k €	-0.3%	84,8 k €	+2.1%	83,1 k €	+1.6%	81,7 k €	-4.8%	85,8 k €	+4.8%	81,9 k €	-6.6%	87,7 k €	-8.3%	95,6 k €	-17.7%	116,3 k €	-34.7%	178,2 k €	-3.0%	183,6 k €	-9.4%	202,6 k €	-6.7%	217,2 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 3 ended

Active mandates

Sandrine MULLER

Director

Active

Ended mandates

Sandrine MULLER

Director · since 12 octobre 2001

Ended

Sandrine Muller

Mandate

Ended

Sandrine Muller

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
Association des Copropriétaires de l'immeuble à Visé rue du Collège 15● Active	0820.555.761

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/10/2024	01/10/2023	01/10/2022	01/10/2021	01/10/2020	01/10/2019
Closing of the financial year	30/09/2025	30/09/2024	30/09/2023	30/09/2022	30/09/2021	30/09/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	03/04/2026	29/04/2025	26/04/2024	15/06/2023	23/06/2022	30/04/2021
General meeting	13/03/2026	25/04/2025	23/02/2024	10/03/2023	18/03/2022	23/03/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/09/2025	13/03/2026	03/04/2026	French	PDF
Micro model	30/09/2024	25/04/2025	29/04/2025	French	PDF
Micro model	30/09/2023	23/02/2024	26/04/2024	French	PDF
Micro model	30/09/2022	10/03/2023	15/06/2023	French	PDF
Micro model	30/09/2021	18/03/2022	23/06/2022	French	PDF
Micro model	30/09/2020	23/03/2021	30/04/2021	French	PDF
Abridged model	30/09/2019	22/02/2020	20/04/2020	French	PDF
Micro model	30/09/2018	22/02/2019	18/03/2019	French	PDF
Micro model	30/09/2017	26/02/2018	12/03/2018	French	PDF
Abridged model	30/09/2016	24/02/2017	29/03/2017	French	PDF
Abridged model	30/09/2015	26/02/2016	14/03/2016	French	PDF
Abridged model	30/09/2014	28/02/2015	31/03/2015	French	PDF
Abridged model	30/09/2013	28/02/2014	24/04/2014	French	PDF
Abridged model	30/09/2012	22/02/2013	02/04/2013	French	PDF
Abridged model	30/09/2011	24/02/2012	22/03/2012	French	PDF
Abridged model	30/09/2010	25/02/2011	31/03/2011	French	PDF
Abridged model	30/09/2009	26/02/2010	11/03/2010	French	PDF
Abridged model	30/09/2008	11/03/2009	27/04/2009	French	PDF
Abridged model	30/09/2007	29/02/2008	31/03/2008	French	PDF
Abridged model	30/09/2006	28/02/2007	22/03/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/09/2025 · 1 active · 3 ended

Active mandates

Sandrine MULLER

Director

Active

Ended mandates

Sandrine MULLER

Director · since 12 octobre 2001

Ended

Sandrine Muller

Mandate

Ended

Sandrine Muller

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates02/08/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20258,2 k €↓
2024
Annual accounts 202421,4 k €↑
2023
Annual accounts 202314,9 k €↓
2022
Annual accounts 202215,8 k €↓
2021
Annual accounts 202122,2 k €↑
2020
Annual accounts 20204,4 k €↑
2019
Annual accounts 2019-16,9 k €↓
2018
Annual accounts 20187,7 k €↓
2017
Annual accounts 201710,3 k €↓
2016
Annual accounts 201613,5 k €↓
2015
Annual accounts 201534,9 k €↓
2014
Annual accounts 201444,6 k €↑
2013
Annual accounts 2013-21,5 k €↓
2012
Annual accounts 201212,7 k €↓
2011
Annual accounts 201115,4 k €↑
2010
Annual accounts 201012,8 k €↓
2009
Annual accounts 200927,1 k €↑
2008
Annual accounts 2008-4,9 k €↓
2007
Annual accounts 200721,1 k €
28/09/2001
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

HARMONY

Overview

What does HARMONY do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline