ACTIVE

ASSURANCES - CONSEILS LAMBERT

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

55,8 k €

+204.6% YoY

Gross margin

244,6 k €

+0.9% YoY

Equity

316,7 k €

+0.3% YoY

What does ASSURANCES - CONSEILS LAMBERT do?

ASSURANCES - CONSEILS LAMBERT is a Private limited company incorporated in 2001. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Waremme.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0475.883.087

Incorporation

26/10/2001

Legal form

Private limited company

Registered office

Avenue Guillaume Joachim 44
4300 Waremme · WallonieSee on map

Contributed capital

20 000,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	244,6 k €	+0.9%	242,5 k €	+16.1%	208,8 k €	+6.1%	196,8 k €	+3.0%	191,1 k €	-21.2%	242,5 k €	+16.0%	209,1 k €	+25.7%	166,4 k €	+43.7%	115,8 k €	-20.7%	146,1 k €	-16.1%	174,1 k €	+7.7%	161,6 k €	+8.7%	148,7 k €	+18.2%	125,8 k €	+2.7%	122,5 k €	+1.2%	121,1 k €	+10.7%	109,4 k €	+1.0%	108,3 k €	-2.6%	111,2 k €	+32.0%	84,3 k €
EBITDA	99,5 k €	+62.7%	61,1 k €	+14.8%	53,2 k €	-5.4%	56,3 k €	-30.6%	81,2 k €	-31.1%	117,8 k €	+14.1%	103,3 k €	+66.9%	61,9 k €	+246%	17,9 k €	-68.6%	56,9 k €	-50.0%	113,9 k €	+3.4%	110,1 k €	-22.2%	141,6 k €	+13.7%	124,5 k €	+2.7%	121,3 k €	+1.1%	120 k €	+11.0%	108 k €	+1.0%	107 k €	-2.7%	109,9 k €	+32.5%	83 k €
Operating result	78,8 k €	+178%	28,4 k €	+6.8%	26,6 k €	-17.5%	32,2 k €	-45.1%	58,6 k €	-36.4%	92,2 k €	+59.8%	57,7 k €	+413%	11,3 k €	+130%	-37,5 k €	-1854%	2,1 k €	-96.4%	58,6 k €	-30.3%	84,1 k €	-27.8%	116,5 k €	+14.6%	101,7 k €	+6.3%	95,7 k €	+16.4%	82,2 k €	+13.9%	72,1 k €	-0.6%	72,6 k €	-8.1%	79 k €	+49.5%	52,8 k €
Net result	55,8 k €	+205%	18,3 k €	+30.0%	14,1 k €	-35.5%	21,8 k €	-48.2%	42,2 k €	-36.4%	66,3 k €	+36.4%	48,6 k €	+445%	8,9 k €	+122%	-40,1 k €	-2467%	-1,6 k €	-104%	42,6 k €	-33.4%	64 k €	-20.4%	80,4 k €	+16.4%	69,1 k €	-1.6%	70,2 k €	+17.1%	59,9 k €	+12.7%	53,2 k €	+2.3%	52 k €	-7.4%	56,2 k €	+63.3%	34,4 k €
Balance sheet
Equity	316,7 k €	+0.3%	315,9 k €	0.0%	315,9 k €	0.0%	315,9 k €	+7.4%	294,1 k €	+0.0%	294,1 k €	0.0%	294,1 k €	+19.8%	245,4 k €	+3.8%	236,5 k €	-54.9%	523,8 k €	-0.3%	525,4 k €	+8.8%	482,7 k €	+15.3%	418,7 k €	+14.5%	365,8 k €	+23.3%	296,7 k €	-21.2%	376,6 k €	+18.9%	316,6 k €	+20.2%	263,4 k €	+24.6%	211,4 k €	+31.1%	161,2 k €
Total assets	403,5 k €	-1.7%	410,4 k €	-1.2%	415,6 k €	-1.6%	422,3 k €	-2.0%	430,8 k €	-7.8%	467 k €	-30.9%	676,3 k €	+3.9%	650,6 k €	-1.2%	658,7 k €	-7.8%	714,1 k €	-2.4%	731,8 k €	+45.4%	503,3 k €	+11.9%	449,7 k €	+13.2%	397,2 k €	+15.8%	343 k €	-20.4%	430,7 k €	+13.6%	379,1 k €	+12.7%	336,3 k €	+9.3%	307,6 k €	+8.7%	283,1 k €
Cash	155,8 k €	+36.3%	114,3 k €	+18.4%	96,5 k €	-14.6%	112,9 k €	+4.0%	108,6 k €	-18.2%	132,7 k €	-61.2%	342,4 k €	+14.2%	299,9 k €	+9.7%	273,3 k €	+1.1%	270,3 k €	+11.1%	243,2 k €	-31.1%	353 k €	+24.1%	284,5 k €	+19.3%	238,4 k €	+45.0%	164,5 k €	-29.2%	232,4 k €	+47.5%	157,5 k €	+47.9%	106,5 k €	+53.8%	69,2 k €	+176%	25,1 k €
Debts	86,9 k €	-8.1%	94,5 k €	-5.2%	99,7 k €	-6.3%	106,4 k €	-22.2%	136,8 k €	-20.8%	172,7 k €	-54.8%	382,2 k €	-5.7%	405,2 k €	-4.0%	422,2 k €	+122%	190,2 k €	-7.8%	206,3 k €	+919%	20,3 k €	-34.2%	30,8 k €	-1.0%	31,1 k €	-32.8%	46,3 k €	-14.0%	53,8 k €	-14.0%	62,5 k €	-14.2%	72,9 k €	-24.2%	96,2 k €	-21.0%	121,7 k €
Other
Workforce	–		–		3,2 ETP	-3.0%	3,3 ETP	+13.8%	2,9 ETP	+16.0%	2,5 ETP		–		–		–		–		1,0 ETP	0.0%	1,0 ETP	+233%	0,3 ETP		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

Alexis Lambert

Director

Active

Ended mandates

AM3 GESTION

Director · since 01 septembre 2020 · 0743.702.760

Represented by Alexis LAMBERT

Ended

Alexis LAMBERT

Manager · since 01 janvier 2020

Ended

AM3 GESTION

Director · 0743.702.760

Ended

Jean-Marie LAMBERT

Manager · until 31 décembre 2019

Ended

At this address

Other companies at this address

Company	CBE no.
ALEXIS LAMBERT● Active	0752.876.683
AM3 GESTION● Active	0743.702.760
B.C. FINANCES● Liquidation	0825.526.715
ECOLE PRIMAIRE LIBRE SUBVENTIONNEE● Active	0850.161.943

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	03/07/2026	14/08/2025	09/10/2024	30/11/2023	18/11/2022	30/06/2021
General meeting	23/05/2026	24/05/2025	08/10/2024	28/11/2023	16/06/2022	29/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	23/05/2026	03/07/2026	French	PDF
Micro model	31/12/2024	24/05/2025	14/08/2025	French	PDF
Abridged model	31/12/2023	08/10/2024	09/10/2024	French	PDF
Abridged model	31/12/2022	28/11/2023	30/11/2023	French	PDF
Abridged model	31/12/2021	16/06/2022	18/11/2022	French	PDF
Abridged model	31/12/2020	29/05/2021	30/06/2021	French	PDF
Micro model	31/12/2019	22/05/2020	22/06/2020	French	PDF
Micro model	31/12/2018	24/05/2019	05/07/2019	French	PDF
Micro model	31/12/2017	25/05/2018	20/06/2018	French	PDF
Micro model	31/12/2016	27/05/2017	29/06/2017	French	PDF
Abridged model	31/12/2015	28/05/2016	20/07/2016	French	PDF
Abridged model	31/12/2014	23/05/2015	29/06/2015	French	PDF
Abridged model	31/12/2013	24/05/2014	27/06/2014	French	PDF
Abridged model	31/12/2012	25/05/2013	28/06/2013	French	PDF
Abridged model	31/12/2011	26/05/2012	27/06/2012	French	PDF
Abridged model	31/12/2010	28/05/2011	22/06/2011	French	PDF
Abridged model	31/12/2009	29/05/2010	14/06/2010	French	PDF
Abridged model	31/12/2008	24/05/2009	01/07/2009	French	PDF
Abridged model	31/12/2007	23/05/2008	03/07/2008	French	PDF
Abridged model	31/12/2006	26/05/2007	02/07/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 5 ended

Active mandates

Alexis Lambert

Director

Active

Ended mandates

AM3 GESTION

Director · since 01 septembre 2020 · 0743.702.760

Represented by Alexis LAMBERT

Ended

Alexis LAMBERT

Manager · since 01 janvier 2020

Ended

AM3 GESTION

Director · 0743.702.760

Ended

Jean-Marie LAMBERT

Manager · until 31 décembre 2019

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates22/12/2020
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - SIEGE SOCIAL
PDF
Mandates09/10/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates07/02/2020
DEMISSIONS, NOMINATIONS
PDF
Other29/01/2018
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF
Capital / shares08/01/2014
CAPITAL, ACTIONS
PDF
Other04/01/2012
DIVERS
PDF
Mandates24/06/2011
DEMISSIONS, NOMINATIONS
PDF
Other13/07/2009
OBJET
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202555,8 k €↑
2024
Annual accounts 202418,3 k €↑
2023
Annual accounts 202314,1 k €↓
2022
Annual accounts 202221,8 k €↓
2021
Annual accounts 202142,2 k €↓
2020
Annual accounts 202066,3 k €↑
2019
Annual accounts 201948,6 k €↑
2018
Annual accounts 20188,9 k €↑
2017
Annual accounts 2017-40,1 k €↓
2016
Annual accounts 2016-1,6 k €↓
2015
Annual accounts 201542,6 k €↓
2014
Annual accounts 201464 k €↓
2013
Annual accounts 201380,4 k €↑
2012
Annual accounts 201269,1 k €↓
2011
Annual accounts 201170,2 k €↑
2010
Annual accounts 201059,9 k €↑
2009
Annual accounts 200953,2 k €↑
2008
Annual accounts 200852 k €↓
2007
Annual accounts 200756,2 k €↑
2006
Annual accounts 200634,4 k €
26/10/2001
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSURANCES - CONSEILS LAMBERT

Overview

What does ASSURANCES - CONSEILS LAMBERT do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline