ACTIVE

ERNST-CAREME

Export PDF
Financial year 2024 · closed on 31/12/2024
Net result
16,9 k €
-0.6% YoY
Gross margin
75,9 k €
+80.0% YoY
Equity
163,1 k €
+11.6% YoY

What does ERNST-CAREME do?

ERNST-CAREME is a Private limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Gembloux.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0476.624.643
Incorporation
11/01/2002
Legal form
Private limited company
Registered office
Av. de la Faculté-d'Agronomie 57
5030 Gembloux · WallonieSee on map
Contributed capital
8 060,00 €
Latest accounts
31/12/2024
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
Available with a Rovalta subscriptionTry for 7 days
Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 16 financial years

2024202320222021201920182017201620152014201320122011201020092008
Income statement
Gross margin75,9 k €42,2 k €37,4 k €66,5 k €21,3 k €45,6 k €32,8 k €76,4 k €52,6 k €80,3 k €96,5 k €83,5 k €90,1 k €61,1 k €76,5 k €77,3 k €
EBITDA28,4 k €26,3 k €16,7 k €48,5 k €4,6 k €26,2 k €1,1 k €75,6 k €51,4 k €40,2 k €49,8 k €49,9 k €78,3 k €51,7 k €56,4 k €53,8 k €
Operating result28,4 k €26 k €16,4 k €48,2 k €4,6 k €26,2 k €982,7 €75,5 k €48 k €23,3 k €32,9 k €32,7 k €48,9 k €37,1 k €33,3 k €30,8 k €
Net result16,9 k €17 k €10,3 k €34,1 k €-5,4 k €16 k €-799,7 €48,3 k €26,2 k €10,4 k €4 k €14 k €26,5 k €18,9 k €17,8 k €14,8 k €
Balance sheet
Equity163,1 k €146,1 k €129,1 k €118,8 k €66,8 k €72,3 k €56,3 k €57,1 k €8,8 k €8,6 k €27,2 k €23,2 k €9,3 k €46,1 k €27,2 k €9,4 k €
Total assets164,8 k €147,1 k €129,1 k €127,1 k €71,1 k €80,3 k €73,2 k €83,6 k €59,4 k €94,8 k €97,1 k €114 k €113,7 k €214,4 k €172,1 k €176,9 k €
Cash138,4 k €109,9 k €96,6 k €88 k €36,3 k €20,6 k €24,2 k €51,1 k €17,1 k €4,1 k €5,7 k €11,1 k €10,6 k €60,5 k €6,9 k €5,9 k €
Debts1,7 k €930,9 €0 €8,3 k €4,3 k €8 k €16,8 k €26,5 k €50,6 k €86,2 k €69,9 k €90,7 k €104,4 k €167,7 k €143,7 k €167,1 k €
Other
Workforce–––––––––1,0 ETP1,0 ETP1,0 ETP0,4 ETP0,1 ETP1,0 ETP1,0 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 6 ended

Active mandates

Carême & Walter

Director · 0568.527.787

Represented by CAREME CEDRIC

Active

Ended mandates

Carême & Walter

Manager · since 23 décembre 2015 · 0568.527.787

Represented by Cédric CAREME

Ended
Carême & Walter

Manager · 0568.527.787

Represented by Cédric CAREME

Ended
Carême & Walter

Administrator - manager · 0568.527.787

Represented by Cédric CAREME

Ended
Carême & Walter

Manager · 0568.527.787

Represented by Cédric CAREME

Ended
At this address

Other companies at this address

CompanyCBE no.
Association des Copropriétaires "Résidence Tanguy" à Gembloux, avenue de la Faculté d'Agronomie, 57● Active
0661.599.584
Annual accounts

Full financial information

202420232022202120202019
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202401/01/202301/01/202201/01/202101/01/202001/01/2019
Closing of the financial year31/12/202431/12/202331/12/202231/12/202131/12/202031/12/2019
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date23/09/202524/05/202419/06/202306/07/202216/09/202125/08/2020
General meeting22/09/202508/05/202431/05/202316/06/202217/08/202121/08/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days
Filings

Annual accounts filings

19 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202422/09/202523/09/2025FrenchPDF
Micro model31/12/202308/05/202424/05/2024FrenchPDF
Micro model31/12/202231/05/202319/06/2023FrenchPDF
Micro model31/12/202116/06/202206/07/2022FrenchPDF
Micro model31/12/202017/08/202116/09/2021FrenchPDF
Micro model31/12/201921/08/202025/08/2020FrenchPDF
Micro model31/12/201819/08/201927/08/2019FrenchPDF
Micro model31/12/201729/06/201829/06/2018FrenchPDF
Micro model31/12/201630/06/201731/08/2017FrenchPDF
Abridged model31/12/201524/06/201619/09/2016FrenchPDF
Abridged model31/12/201426/06/201529/07/2015FrenchPDF
Abridged model31/12/201327/06/201403/07/2014FrenchPDF
Abridged model31/12/201228/06/201328/08/2013FrenchPDF
Abridged model31/12/201129/06/201228/08/2012FrenchPDF
Abridged model31/12/201024/06/201130/08/2011FrenchPDF
Abridged model31/12/200925/06/201029/06/2010FrenchPDF
Abridged model31/12/200826/06/200926/08/2009FrenchPDF
Abridged model31/12/200727/06/200801/07/2008FrenchPDF
Abridged model31/12/200629/06/200711/07/2007FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active · 6 ended

Active mandates

Carême & Walter

Director · 0568.527.787

Represented by CAREME CEDRIC

Active

Ended mandates

Carême & Walter

Manager · since 23 décembre 2015 · 0568.527.787

Represented by Cédric CAREME

Ended
Carême & Walter

Manager · 0568.527.787

Represented by Cédric CAREME

Ended
Carême & Walter

Administrator - manager · 0568.527.787

Represented by Cédric CAREME

Ended
Carême & Walter

Manager · 0568.527.787

Represented by Cédric CAREME

Ended
Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates14/12/2022
    MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates07/06/2016
    DEMISSIONS, NOMINATIONS
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2024
    Annual accounts 202416,9 k €↓
  2. 2023
    Annual accounts 202317 k €↑
  3. 2022
    Annual accounts 202210,3 k €↓
  4. 2021
    Annual accounts 202134,1 k €↑
  5. 2019
    Annual accounts 2019-5,4 k €↓
  6. 2018
    Annual accounts 201816 k €↑
  7. 2017
    Annual accounts 2017-799,7 €↓
  8. 2016
    Annual accounts 201648,3 k €↑
  9. 2015
    Annual accounts 201526,2 k €↑
  10. 2014
    Annual accounts 201410,4 k €↑
  11. 2013
    Annual accounts 20134 k €↓
  12. 2012
    Annual accounts 201214 k €↓
  13. 2011
    Annual accounts 201126,5 k €↑
  14. 2010
    Annual accounts 201018,9 k €↑
  15. 2009
    Annual accounts 200917,8 k €↑
  16. 2008
    Annual accounts 200814,8 k €
  17. 11/01/2002
    IncorporationPrivate limited company