ACTIVE

ASSUR. CONSULT.

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

24,3 k €

-30.7% YoY

Gross margin

485,1 k €

+5.0% YoY

Equity

25,5 k €

+2013.7% YoY

Workforce

6,3 ETP

+10.5% YoY

What does ASSUR. CONSULT. do?

ASSUR. CONSULT. is a Private limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tournai. It employs on average 6,3 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0476.629.195

Incorporation

16/01/2002

Legal form

Private limited company

Registered office

Chaussée de Renaix(TOU) 40
7500 Tournai · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Average workforce

6,3 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	485,1 k €	+5.0%	461,8 k €	+8.7%	425 k €	+11.1%	382,6 k €	-8.3%	417,1 k €	+5.5%	395,3 k €	-15.5%	467,8 k €	+23.3%	379,5 k €	+40.4%	270,2 k €	-8.1%	294,1 k €	+3.1%	285,3 k €	+17.2%	243,4 k €	+16.8%	208,5 k €	-3.8%	216,7 k €	+13.0%	191,7 k €	+10.9%	172,9 k €	+11.5%	155 k €	+11.3%	139,2 k €	-5.4%	147,2 k €	+38.1%	106,6 k €
EBITDA	104,3 k €	-12.7%	119,6 k €	+94.6%	61,4 k €	+1626%	-4 k €	-106%	65,9 k €	-24.8%	87,6 k €	-34.2%	133,2 k €	+1.7%	130,9 k €	+36.1%	96,2 k €	-10.4%	107,3 k €	-3.2%	110,9 k €	+8.5%	102,2 k €	+10.8%	92,2 k €	-4.1%	96,2 k €	+7.1%	89,8 k €	-13.7%	104,1 k €	+38.9%	74,9 k €	+84.8%	40,6 k €	-16.6%	48,7 k €	+8.0%	45,1 k €
Operating result	56,6 k €	-18.2%	69,2 k €	+568%	10,4 k €	+119%	-55 k €	-3402%	-1,6 k €	-110%	15,4 k €	-59.4%	37,9 k €	+8.5%	34,9 k €	-7.9%	37,9 k €	-24.8%	50,4 k €	-18.4%	61,8 k €	+47.0%	42 k €	-22.9%	54,5 k €	-14.0%	63,4 k €	+68.2%	37,7 k €	-35.2%	58,2 k €	+90.6%	30,5 k €	+710%	-5 k €	-1296%	418,1 €	+110%	-4,3 k €
Net result	24,3 k €	-30.7%	35 k €	+472%	-9,4 k €	+84.2%	-59,7 k €	-204%	57,5 k €	+403%	-19 k €	-1570%	-1,1 k €	+75.6%	-4,7 k €	-194%	4,9 k €	-64.3%	13,9 k €	+46.6%	9,5 k €	+6.3%	8,9 k €	-72.0%	31,8 k €	+9.5%	29 k €	+42.4%	20,4 k €	-48.4%	39,5 k €	+96.9%	20,1 k €	+303%	-9,9 k €	-56.8%	-6,3 k €	+34.7%	-9,7 k €
Balance sheet
Equity	25,5 k €	+2014%	1,2 k €	+104%	-33,8 k €	-38.6%	-24,4 k €	-169%	35,3 k €	+24.8%	28,3 k €	-40.1%	47,3 k €	-2.3%	48,4 k €	-10.1%	53,9 k €	+5.4%	51,1 k €	+29.6%	39,5 k €	+22.5%	32,2 k €	-9.3%	35,5 k €	+54.9%	22,9 k €	+277%	6,1 k €	+3.2%	5,9 k €	+151%	-11,4 k €	+0.7%	-11,5 k €	-607%	-1,6 k €	-135%	4,7 k €
Total assets	230,7 k €	+9.5%	210,7 k €	-11.1%	236,9 k €	-19.7%	295,1 k €	-31.2%	429 k €	-49.9%	857 k €	+2.8%	833,5 k €	-9.0%	916,3 k €	+48.5%	617 k €	+2.0%	604,9 k €	+9.9%	550,4 k €	+20.2%	457,8 k €	+60.9%	284,6 k €	+6.7%	266,7 k €	+2.5%	260,3 k €	+96.5%	132,5 k €	-4.4%	138,6 k €	-9.2%	152,7 k €	-18.0%	186,1 k €	-8.7%	203,7 k €
Cash	87,5 k €	+123%	39,2 k €	+92.6%	20,4 k €	-10.8%	22,8 k €	-74.2%	88,6 k €	+422%	17 k €	-13.4%	19,6 k €	+14.5%	17,1 k €	+31.8%	13 k €	+2.8%	12,6 k €	+23.5%	10,2 k €	-65.4%	29,6 k €	+33.0%	22,2 k €	+155%	8,7 k €	-36.6%	13,8 k €	+47.1%	9,4 k €	-2.7%	9,6 k €	-11.3%	10,9 k €	+159%	4,2 k €	-35.9%	6,5 k €
Debts	205,2 k €	-2.0%	209,5 k €	-22.6%	270,7 k €	-15.3%	319,5 k €	-18.8%	393,6 k €	-52.4%	827,3 k €	+5.3%	785,5 k €	-9.4%	867,3 k €	+54.0%	563,1 k €	+1.7%	553,8 k €	+8.4%	510,9 k €	+20.1%	425,6 k €	+70.9%	249,1 k €	+2.1%	243,8 k €	-4.1%	254,2 k €	+103%	125,5 k €	-16.4%	150 k €	-8.2%	163,5 k €	-12.9%	187,7 k €	-5.7%	199,1 k €
Other
Workforce	6,3 ETP	+10.5%	5,7 ETP	0.0%	5,7 ETP	-10.9%	6,4 ETP	+20.8%	5,3 ETP	+6.0%	5,0 ETP		–		7,3 ETP	+97.3%	3,7 ETP	0.0%	3,7 ETP	0.0%	3,7 ETP	0.0%	3,7 ETP	+37.0%	2,7 ETP	0.0%	2,7 ETP	+3.8%	2,6 ETP	+36.8%	1,9 ETP	-13.6%	2,2 ETP	-24.1%	2,9 ETP	+3.6%	2,8 ETP	+40.0%	2,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

VS CONSULTING

Director · since 01 janvier 2021 · 0755.417.093

Represented by VINCENT SCORIER

Active

Ended mandates

MARC MORIAU

Director

Ended

MARC MORIAU

Manager

Ended

MARC MORIAUX

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
Association des Copropriétaires de la Résidence « MG »● Active	0550.529.636
Be Patrimoine● Active	1024.712.057
CREDIT CONSULT FRAMACOM● Active	1018.318.965
CREDIT CONSULT MORIAU-SCORIER● Active	0780.485.358
VS CONSULT● Active	0763.622.008

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	21/08/2026	13/08/2025	25/09/2024	29/08/2023	31/08/2022	26/08/2021
General meeting	30/06/2026	18/06/2025	18/09/2024	22/08/2023	22/06/2022	25/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	21/08/2026	French	PDF
Abridged model	31/12/2024	18/06/2025	13/08/2025	French	PDF
Abridged model	31/12/2023	18/09/2024	25/09/2024	French	PDF
Abridged model	31/12/2022	22/08/2023	29/08/2023	French	PDF
Abridged model	31/12/2021	22/06/2022	31/08/2022	French	PDF
Abridged model	31/12/2020	25/06/2021	26/08/2021	French	PDF
Abridged model	31/12/2019	30/06/2020	24/07/2020	French	PDF
Abridged model	31/12/2018	28/08/2019	30/08/2019	French	PDF
Abridged model	31/12/2017	20/06/2018	09/08/2018	French	PDF
Abridged model	31/12/2016	27/06/2017	22/08/2017	French	PDF
Abridged model	31/12/2015	27/06/2016	22/08/2016	French	PDF
Abridged model	31/12/2014	30/06/2015	18/08/2015	French	PDF
Abridged model	31/12/2013	16/05/2014	18/08/2014	French	PDF
Abridged model	31/12/2012	16/05/2013	28/08/2013	French	PDF
Abridged model	31/12/2011	06/05/2012	23/08/2012	French	PDF
Abridged model	31/12/2010	16/05/2011	16/08/2011	French	PDF
Abridged model	31/12/2009	16/05/2010	20/08/2010	French	PDF
Abridged model	31/12/2008	16/05/2009	30/07/2009	French	PDF
Abridged model	31/12/2007	16/05/2008	28/08/2008	French	PDF
Abridged model	31/12/2006	16/05/2007	24/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 3 ended

Active mandates

VS CONSULTING

Director · since 01 janvier 2021 · 0755.417.093

Represented by VINCENT SCORIER

Active

Ended mandates

MARC MORIAU

Director

Ended

MARC MORIAU

Manager

Ended

MARC MORIAUX

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates08/07/2026
DEMISSIONS, NOMINATIONS
PDF
Other22/12/2023
MODIFICATION FORME JURIDIQUE
PDF
Mandates25/01/2021
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Restructuring18/09/2018
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring17/07/2018
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Registered office13/04/2011
SIEGE SOCIAL
PDF
Other23/10/2007
OBJET - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Registered office13/08/2007
SIEGE SOCIAL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202524,3 k €↓
2024
Annual accounts 202435 k €↑
2023
Annual accounts 2023-9,4 k €↑
2022
Annual accounts 2022-59,7 k €↓
2021
Annual accounts 202157,5 k €↑
2020
Annual accounts 2020-19 k €↓
2019
Annual accounts 2019-1,1 k €↑
2018
Annual accounts 2018-4,7 k €↓
2017
Annual accounts 20174,9 k €↓
2016
Annual accounts 201613,9 k €↑
2015
Annual accounts 20159,5 k €↑
2014
Annual accounts 20148,9 k €↓
2013
Annual accounts 201331,8 k €↑
2012
Annual accounts 201229 k €↑
2011
Annual accounts 201120,4 k €↓
2010
Annual accounts 201039,5 k €↑
2009
Annual accounts 200920,1 k €↑
2008
Annual accounts 2008-9,9 k €↓
2007
Annual accounts 2007-6,3 k €↑
2006
Annual accounts 2006-9,7 k €
16/01/2002
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ASSUR. CONSULT.

Overview

What does ASSUR. CONSULT. do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline