ACTIVE

ASSUVAN

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Financial year 2025 · closed on 31/12/2025
Net result
1,3 M €
-0.4% YoY
Gross margin
1,9 M €
-0.2% YoY
Equity
3 M €
+12.1% YoY
Workforce
1,5 ETP
-11.8% YoY

What does ASSUVAN do?

ASSUVAN is a Public limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Gent. It employs on average 1,5 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0477.183.778
Incorporation
10/10/2002
Legal form
Public limited company
Registered office
Skaldenstraat 1
9042 Gent · FlandreSee on map
Contributed capital
62 000,00 €
Latest accounts
31/12/2025
Average workforce
1,5 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers67201Agents et courtiers d'assurances74851Other professional, scientific and technical activities82100Office administrative and support activities82190Photocopying, document preparation and other specialised office support activities
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 18 financial years

202520242023202220212020201920182017201620152014201320122011201020092008
Income statement
Gross margin1,9 M €1,9 M €––––––––––––––––
EBITDA1,8 M €1,7 M €1,7 M €1,6 M €1,5 M €1,4 M €1,1 M €1 M €988,6 k €961,9 k €847,3 k €862,7 k €755,6 k €724 k €776,1 k €595,1 k €634,9 k €545,6 k €
Operating result1,7 M €1,7 M €1,7 M €1,6 M €1,5 M €1,4 M €1,1 M €1 M €988,6 k €961,9 k €847,3 k €862,7 k €755,6 k €724 k €776 k €594,7 k €634,4 k €545,2 k €
Net result1,3 M €1,3 M €1,3 M €1,2 M €1,2 M €1,1 M €744,9 k €712,2 k €654,6 k €639,4 k €490,9 k €539,9 k €616,2 k €500,2 k €537,2 k €422,6 k €574,8 k €391,4 k €
Balance sheet
Equity3 M €2,7 M €2,2 M €1,6 M €1,3 M €1,1 M €853,4 k €908,6 k €896,4 k €841,8 k €802,4 k €801,6 k €461,6 k €115,4 k €1,1 M €1,1 M €1,8 M €1,4 M €
Total assets4,4 M €3,7 M €3 M €2,8 M €2,5 M €2,2 M €1,9 M €1,9 M €1,6 M €1,8 M €1,5 M €1,5 M €1 M €782,9 k €1,9 M €2,3 M €2,1 M €1,7 M €
Cash1,9 M €3,2 M €2,7 M €2,2 M €2 M €1,9 M €1,8 M €1,8 M €1,5 M €1,7 M €1,3 M €903,3 k €830,6 k €707,6 k €1,8 M €2,3 M €2,1 M €26,2 k €
Debts1,4 M €968,4 k €836,4 k €1,2 M €1,2 M €1 M €1,1 M €915,3 k €706 k €906,1 k €682,8 k €679,3 k €585,8 k €667,4 k €679,7 k €1,2 M €377 k €343,1 k €
Other
Workforce1,5 ETP1,7 ETP1,7 ETP2,0 ETP2,0 ETP2,0 ETP1,7 ETP1,0 ETP1,3 ETP1,3 ETP1,9 ETP2,0 ETP2,4 ETP2,7 ETP1,8 ETP1,8 ETP2,0 ETP1,8 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 10 M€ and 25 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 39 ended

Active mandates

Arne Wintraecken

Director · since 26 juin 2025 · until 25 juin 2026

Active
Ellen Cauberghs

Chairman of the board of directors · since 26 juin 2025 · until 25 juin 2026

Active
Frederic Staelens

Director · since 26 juin 2025 · until 25 juin 2026

Active

Ended mandates

Arne Wintraecken

Director · since 23 octobre 2023 · until 26 juin 2025

Ended
Ellen Cauberghs

Chairman of the board of directors · since 22 juin 2023 · until 26 juin 2025

Ended
Frederic Staelens

Director · since 22 juin 2023 · until 26 juin 2025

Ended
Ellen Cauberghs

Chairman of the board of directors · since 23 juin 2022 · until 22 juin 2023

Ended
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Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelFull modelFull modelFull modelFull model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date30/06/202602/07/202501/07/202403/07/202317/10/202228/06/2021
General meeting25/06/202626/06/202527/06/202422/06/202313/10/202224/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202525/06/202630/06/2026DutchPDF
Abridged model31/12/202426/06/202502/07/2025DutchPDF
Full model31/12/202327/06/202401/07/2024DutchPDF
Full model31/12/202222/06/202303/07/2023DutchPDF
Full model31/12/202113/10/202217/10/2022DutchPDF
Full model31/12/202024/06/202128/06/2021DutchPDF
Full model31/12/201925/06/202030/06/2020DutchPDF
Full model31/12/201827/06/201903/07/2019DutchPDF
Full model31/12/201728/06/201803/07/2018DutchPDF
Full model31/12/201622/06/201727/06/2017DutchPDF
Full model31/12/201523/06/201628/06/2016DutchPDF
Full model31/12/201425/06/201501/07/2015DutchPDF
Full model31/12/201326/06/201418/07/2014DutchPDF
Full model31/12/201227/06/201312/07/2013DutchPDF
Full model31/12/201128/06/201211/07/2012DutchPDF
Full model31/12/201023/06/201101/07/2011DutchPDF
Full model31/12/200924/06/201006/07/2010DutchPDF
Full model31/12/200825/06/200927/07/2009DutchPDF
Full model31/12/200726/06/200824/07/2008DutchPDF
Full model31/12/200628/06/200720/07/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 10 M€ and 25 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 39 ended

Active mandates

Arne Wintraecken

Director · since 26 juin 2025 · until 25 juin 2026

Active
Ellen Cauberghs

Chairman of the board of directors · since 26 juin 2025 · until 25 juin 2026

Active
Frederic Staelens

Director · since 26 juin 2025 · until 25 juin 2026

Active

Ended mandates

Arne Wintraecken

Director · since 23 octobre 2023 · until 26 juin 2025

Ended
Ellen Cauberghs

Chairman of the board of directors · since 22 juin 2023 · until 26 juin 2025

Ended
Frederic Staelens

Director · since 22 juin 2023 · until 26 juin 2025

Ended
Ellen Cauberghs

Chairman of the board of directors · since 23 juin 2022 · until 22 juin 2023

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates29/07/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates05/08/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates16/04/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates25/10/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates23/09/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates11/09/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates08/10/2019
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates09/01/2019
    ONTSLAGEN - BENOEMINGEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20251,3 M €↓
  2. 2024
    Annual accounts 20241,3 M €↑
  3. 2023
    Annual accounts 20231,3 M €↑
  4. 2022
    Annual accounts 20221,2 M €↑
  5. 2021
    Annual accounts 20211,2 M €↑
  6. 2020
    Annual accounts 20201,1 M €↑
  7. 2019
    Annual accounts 2019744,9 k €↑
  8. 2018
    Annual accounts 2018712,2 k €↑
  9. 2017
    Annual accounts 2017654,6 k €↑
  10. 2016
    Annual accounts 2016639,4 k €↑
  11. 2015
    Annual accounts 2015490,9 k €↓
  12. 2014
    Annual accounts 2014539,9 k €↓
  13. 2013
    Annual accounts 2013616,2 k €↑
  14. 2012
    Annual accounts 2012500,2 k €↓
  15. 2011
    Annual accounts 2011537,2 k €↑
  16. 2010
    Annual accounts 2010422,6 k €↓
  17. 2009
    Annual accounts 2009574,8 k €↑
  18. 2008
    Annual accounts 2008391,4 k €
  19. 10/10/2002
    IncorporationPublic limited company