ACTIVE

finc

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Financial year 2025 · closed on 31/12/2025
Net result
568,8 k €
+86.8% YoY
Revenue
9,2 M €
+30.8% YoY
Equity
1,4 M €
+64.9% YoY
Workforce
46,0 ETP
+30.7% YoY

What does finc do?

finc is a Public limited company incorporated in 2002. Its main activity is: Risk and damage evaluation. Its registered office is in Bruxelles. It employs on average 46,0 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0477.315.422
Incorporation
10/04/2002
Legal form
Public limited company
Registered office
Cantersteen 47
1000 Bruxelles · BruxellesSee on map
Contributed capital
500 000,00 €
Latest accounts
31/12/2025
Average workforce
46,0 ETP
Activities (NACE)
66210Risk and damage evaluation· main66210Risk and damage evaluation67202Experts en dommages et risques71122Engineering activities and related technical consultancy71122Engineering activities and related technical consultancy74202Photographic activities+3
Joint committees (2)
  • 200
  • 218
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 20 financial years

20252024202320222021202020192018201720162015201420132012201120102009200820072006
Income statement
Revenue9,2 M €7,1 M €––––––––6,1 M €––2,9 M €2,8 M €3,1 M €––––
EBITDA1,2 M €638,8 k €201,4 k €-266,6 k €112 k €20,6 k €91,9 k €168,1 k €227,5 k €780,4 k €752 k €344,6 k €-32,6 k €-463,3 €-59,1 k €16,6 k €185,6 k €30,2 k €213,4 k €108,4 k €
Operating result839,6 k €372,6 k €16,8 k €-379,7 k €21,8 k €-104,4 k €-132,1 k €-32,7 k €33,5 k €626,1 k €572,8 k €138,9 k €-120 k €-42,8 k €-80,5 k €-4,2 k €160,4 k €-7,4 k €130,6 k €-119,6 k €
Net result568,8 k €304,5 k €12,9 k €-398,6 k €9,6 k €-68,3 k €-51,9 k €8,3 k €15,2 k €378 k €348,1 k €114,5 k €-133,7 k €70,6 k €-72,4 k €2,4 k €106,6 k €11,7 k €97,7 k €-129,3 k €
Balance sheet
Equity1,4 M €876 k €571,5 k €558,6 k €957,2 k €947,6 k €1,1 M €1,2 M €1,2 M €1 M €666,2 k €718,1 k €603,6 k €737,4 k €666,7 k €739,1 k €736,7 k €730,1 k €718,3 k €620,7 k €
Total assets3,1 M €2,2 M €1,6 M €1,6 M €2 M €1,8 M €2,1 M €2,2 M €2,3 M €2,5 M €2,3 M €1,5 M €1,1 M €1,3 M €1,2 M €1,4 M €1,5 M €1,3 M €1,4 M €1,3 M €
Cash1,2 M €748,1 k €307,2 k €578,9 k €1,4 M €1,5 M €1,7 M €1,4 M €1,4 M €2,1 M €1,7 M €707,1 k €35,9 k €41,2 k €61,9 k €86 k €64 k €125 k €360 k €110,1 k €
Debts1,6 M €1,3 M €966,7 k €823,4 k €823,2 k €580,8 k €799,5 k €788,3 k €738,2 k €1,4 M €1,5 M €717 k €471,2 k €518,6 k €407,3 k €477,9 k €654,6 k €466,5 k €526 k €677,3 k €
Other
Workforce46,0 ETP35,2 ETP29,2 ETP16,1 ETP17,6 ETP18,8 ETP18,8 ETP18,3 ETP20,9 ETP22,5 ETP15,2 ETP10,3 ETP11,5 ETP12,5 ETP12,0 ETP12,9 ETP12,9 ETP14,0 ETP16,0 ETP17,5 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 38 ended

Active mandates

Annick DE WIT

Director · since 30 juin 2023 · until 30 juin 2026

Active
Dirk BOSMANS

Managing director · since 30 juin 2023 · until 30 juin 2026

Active
Jacques HOORNAERT

Director · since 30 juin 2023 · until 30 juin 2026

Active
MJ3

Director · since 30 juin 2023 · until 30 juin 2026 · 0474.275.263

Represented by Jans Bosmans

Active

Ended mandates

Jacques HOORNAERT

Bestuurder - Secretaris · since 30 juin 2023 · until 30 juin 2026

Ended
Jans BOSMANS

Director · since 30 juin 2023 · until 30 juin 2026

Ended
MJ3

Director · since 30 juin 2023 · until 30 juin 2026 · 0474.275.263

Represented by Jans Bosmans

Ended
Jans BOSMANS

Director · since 03 mars 2021 · until 08 mai 2023

Ended
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Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date01/06/202607/07/202530/07/202420/12/202330/06/202229/07/2021
General meeting08/05/202627/06/202528/06/202412/05/202310/06/202211/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202508/05/202601/06/2026DutchPDF
Abridged model31/12/202427/06/202507/07/2025DutchPDF
Abridged model31/12/202328/06/202430/07/2024DutchPDF
Abridged model31/12/202212/05/202320/12/2023DutchPDF
Abridged model31/12/202110/06/202230/06/2022DutchPDF
Abridged model31/12/202011/06/202129/07/2021DutchPDF
Abridged model31/12/201908/05/202028/05/2020DutchPDF
Abridged model31/12/201828/06/201919/07/2019DutchPDF
Abridged model31/12/201715/06/201811/07/2018DutchPDF
Abridged model31/12/201619/06/201723/06/2017DutchPDF
Abridged model31/12/201519/07/201629/07/2016DutchPDF
Abridged model31/12/201405/06/201528/07/2015DutchPDF
Abridged model31/12/201323/06/201422/07/2014DutchPDF
Abridged model31/12/201205/06/201325/06/2013DutchPDF
Abridged model31/12/201111/06/201222/06/2012DutchPDF
Abridged model31/12/201010/06/201107/09/2011DutchPDF
Abridged model31/12/200911/06/201025/06/2010DutchPDF
Abridged model31/12/200812/06/200921/09/2009DutchPDF
Abridged model31/12/200720/06/200825/06/2008DutchPDF
Abridged model31/12/200615/06/200713/07/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 38 ended

Active mandates

Annick DE WIT

Director · since 30 juin 2023 · until 30 juin 2026

Active
Dirk BOSMANS

Managing director · since 30 juin 2023 · until 30 juin 2026

Active
Jacques HOORNAERT

Director · since 30 juin 2023 · until 30 juin 2026

Active
MJ3

Director · since 30 juin 2023 · until 30 juin 2026 · 0474.275.263

Represented by Jans Bosmans

Active

Ended mandates

Jacques HOORNAERT

Bestuurder - Secretaris · since 30 juin 2023 · until 30 juin 2026

Ended
Jans BOSMANS

Director · since 30 juin 2023 · until 30 juin 2026

Ended
MJ3

Director · since 30 juin 2023 · until 30 juin 2026 · 0474.275.263

Represented by Jans Bosmans

Ended
Jans BOSMANS

Director · since 03 mars 2021 · until 08 mai 2023

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates01/07/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates31/03/2025
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - BENAMING - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates31/10/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates11/06/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office11/04/2022
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates10/11/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates27/10/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates05/03/2018
    ONTSLAGEN - BENOEMINGEN
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025568,8 k €↑
  2. 2025
    Name changefinc
  3. 2024
    Annual accounts 2024304,5 k €↑
  4. 2023
    Annual accounts 202312,9 k €↑
  5. 2022
    Annual accounts 2022-398,6 k €↓
  6. 2021
    Annual accounts 20219,6 k €↑
  7. 2021
    Name changeGUDRUN XPERT
  8. 2020
    Annual accounts 2020-68,3 k €↓
  9. 2019
    Annual accounts 2019-51,9 k €↓
  10. 2018
    Annual accounts 20188,3 k €↓
  11. 2017
    Annual accounts 201715,2 k €↓
  12. 2016
    Annual accounts 2016378 k €↑
  13. 2015
    Annual accounts 2015348,1 k €↑
  14. 2014
    Annual accounts 2014114,5 k €↑
  15. 2013
    Annual accounts 2013-133,7 k €↓
  16. 2012
    Annual accounts 201270,6 k €↑
  17. 2011
    Annual accounts 2011-72,4 k €↓
  18. 2010
    Annual accounts 20102,4 k €↓
  19. 2009
    Annual accounts 2009106,6 k €↑
  20. 2008
    Annual accounts 200811,7 k €↓
  21. 2007
    Annual accounts 200797,7 k €↑
  22. 2006
    Annual accounts 2006-129,3 k €
  23. 10/04/2002
    IncorporationPublic limited company