ACTIVE

DIRK SWINNEN

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Financial year 2025 · closed on 31/12/2025

Net result

99,8 k €

+77.1% YoY

Gross margin

182,6 k €

+52.2% YoY

Equity

573,1 k €

+21.1% YoY

What does DIRK SWINNEN do?

DIRK SWINNEN is a Private limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Dilsen-Stokkem.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0477.486.260

Incorporation

07/05/2002

Legal form

Private limited company

Registered office

Rijksweg 21
3650 Dilsen-Stokkem · FlandreSee on map

Contributed capital

20 000,00 €

Latest accounts

31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	182,6 k €	+52.2%	120 k €	+13.6%	105,6 k €	-1.4%	107,1 k €	-9.4%	118,3 k €	+123%	53 k €	-1.7%	53,9 k €	-79.8%	266,2 k €	+26.5%	210,4 k €	+20.1%	175,1 k €	+20.2%	145,7 k €	-17.8%	177,2 k €	+5.5%	167,9 k €	+15.9%	144,8 k €	+6.7%	135,7 k €	+21.5%	111,7 k €	+8.8%	102,7 k €	+13.9%	90,2 k €	-10.4%	100,6 k €	+11.7%	90 k €
EBITDA	179,3 k €	+53.8%	116,6 k €	+13.7%	102,6 k €	-1.8%	104,4 k €	-9.6%	115,5 k €	+131%	50,1 k €	-2.7%	51,4 k €	-79.2%	246,8 k €	+47.8%	167 k €	+76.1%	94,8 k €	+11.0%	85,4 k €	-28.4%	119,3 k €	+6.4%	112,1 k €	+13.1%	99,1 k €	+9.3%	90,7 k €	+22.7%	73,9 k €	+30.4%	56,7 k €	-22.2%	72,8 k €	+8.6%	67,1 k €	+16.4%	57,6 k €
Operating result	150 k €	+70.5%	88 k €	+18.3%	74,4 k €	-2.5%	76,3 k €	-10.7%	85,5 k €	+346%	19,2 k €	-5.3%	20,2 k €	-90.5%	213,8 k €	+57.2%	136 k €	+158%	52,7 k €	+28.2%	41,1 k €	-52.6%	86,8 k €	+16.2%	74,7 k €	+22.9%	60,8 k €	+3.8%	58,5 k €	+82.5%	32,1 k €	+92.6%	16,6 k €	-48.7%	32,4 k €	+18.0%	27,5 k €	+23.3%	22,3 k €
Net result	99,8 k €	+77.1%	56,4 k €	-13.7%	65,3 k €	+34.9%	48,4 k €	-23.3%	63,1 k €	+564%	9,5 k €	-2.8%	9,8 k €	-93.3%	146,2 k €	+87.9%	77,8 k €	+208%	25,3 k €	+76.7%	14,3 k €	-69.0%	46,1 k €	-0.7%	46,4 k €	+6.0%	43,8 k €	+28.3%	34,1 k €	+295%	8,6 k €	+274%	-5 k €	-170%	7,1 k €	+120%	3,2 k €	+43700%	7,4 €
Balance sheet
Equity	573,1 k €	+21.1%	473,3 k €	+13.5%	417 k €	+18.6%	351,7 k €	-1.0%	355,3 k €	+7.3%	331,2 k €	-9.9%	367,7 k €	+2.7%	357,9 k €	+14.8%	311,7 k €	+33.2%	234 k €	+12.1%	208,7 k €	-12.8%	239,4 k €	+23.8%	193,3 k €	+31.6%	146,9 k €	+42.5%	103,1 k €	+49.4%	69 k €	+14.3%	60,4 k €	-7.6%	65,3 k €	+12.2%	58,2 k €	+5.9%	55 k €
Total assets	977,1 k €	+4.6%	934,1 k €	-0.0%	934,6 k €	-1.4%	948,1 k €	-6.1%	1 M €	+28.6%	785,1 k €	-8.9%	861,8 k €	-1.7%	876,7 k €	+1.8%	861,3 k €	+5.9%	812,9 k €	-6.5%	869,5 k €	+30.7%	665,1 k €	+11.5%	596,6 k €	-2.9%	614,7 k €	+8.4%	567,2 k €	-0.7%	571,3 k €	-6.6%	611,6 k €	+3.9%	588,5 k €	-2.7%	604,6 k €	-6.1%	643,6 k €
Cash	163,4 k €	+77.3%	92,2 k €	+0.4%	91,8 k €	+4.1%	88,2 k €	-33.8%	133,2 k €	+73.6%	76,7 k €	-51.6%	158,6 k €	-6.2%	169,1 k €	+67.1%	101,2 k €	+58.6%	63,8 k €	-55.6%	143,9 k €	+29.4%	111,2 k €	+100.0%	55,6 k €	+1.6%	54,7 k €	+8.4%	50,4 k €	+75.9%	28,7 k €	-19.7%	35,7 k €	+133%	15,3 k €	+49.0%	10,3 k €	+6.1%	9,7 k €
Debts	404 k €	-12.3%	460,8 k €	-11.0%	517,6 k €	-13.2%	596,5 k €	-8.9%	654,6 k €	+44.2%	453,9 k €	-8.1%	494,1 k €	-4.8%	518,8 k €	-5.6%	549,6 k €	-5.1%	579 k €	-12.4%	660,8 k €	+55.5%	425 k €	+6.0%	401 k €	-13.7%	464,6 k €	+0.7%	461,2 k €	-7.5%	498,7 k €	-9.0%	548,2 k €	+5.4%	520 k €	-4.3%	543,1 k €	-7.2%	585,1 k €
Other
Workforce	–		–		0,0 ETP		–		–		–		–		–		1,1 ETP	-45.0%	2,0 ETP	+53.8%	1,3 ETP	+8.3%	1,2 ETP	-7.7%	1,3 ETP	+30.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	0.0%	1,0 ETP	+150%	0,4 ETP	-60.0%	1,0 ETP	0.0%	1,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Dirk Swinnen

Director

Active

Ended mandates

Dirk Swinnen

Director · since 17 mai 2002

Ended

Dirk Swinnen

Manager · since 17 mai 2002

Ended

Dirk Swinnen

Mandate

Ended

Dirk Swinnen

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
Groep DNM● Active	0689.912.795

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Abridged model	Abridged model	Abridged model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	16/06/2026	10/06/2025	13/06/2024	12/07/2023	29/07/2022	30/06/2021
General meeting	31/05/2026	31/05/2025	31/05/2024	21/06/2023	31/05/2022	31/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	31/05/2026	16/06/2026	Dutch	PDF
Abridged model	31/12/2024	31/05/2025	10/06/2025	Dutch	PDF
Abridged model	31/12/2023	31/05/2024	13/06/2024	Dutch	PDF
Abridged model	31/12/2022	21/06/2023	12/07/2023	Dutch	PDF
Micro model	31/12/2021	31/05/2022	29/07/2022	Dutch	PDF
Micro model	31/12/2020	31/05/2021	30/06/2021	Dutch	PDF
Micro model	31/12/2019	02/06/2020	31/08/2020	Dutch	PDF
Micro model	31/12/2018	31/05/2019	29/08/2019	Dutch	PDF
Abridged model	31/12/2017	31/05/2018	31/07/2018	Dutch	PDF
Abridged model	31/12/2016	31/05/2017	31/07/2017	Dutch	PDF
Abridged model	31/12/2015	31/05/2016	31/08/2016	Dutch	PDF
Abridged model	31/12/2014	31/05/2015	20/08/2015	Dutch	PDF
Abridged model	31/12/2013	31/05/2014	31/08/2014	Dutch	PDF
Abridged model	31/12/2012	31/05/2013	30/07/2013	Dutch	PDF
Abridged model	31/12/2011	31/05/2012	31/08/2012	Dutch	PDF
Abridged model	31/12/2010	30/06/2011	28/07/2011	Dutch	PDF
Abridged model	31/12/2009	31/05/2010	11/08/2010	Dutch	PDF
Abridged model	31/12/2008	31/05/2009	24/06/2009	Dutch	PDF
Abridged model	31/12/2007	31/07/2008	29/08/2008	Dutch	PDF
Abridged model	31/12/2006	31/05/2007	27/06/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

Dirk Swinnen

Director

Active

Ended mandates

Dirk Swinnen

Director · since 17 mai 2002

Ended

Dirk Swinnen

Manager · since 17 mai 2002

Ended

Dirk Swinnen

Mandate

Ended

Dirk Swinnen

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates02/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Other08/02/2018
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Registered office10/05/2005
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202599,8 k €↑
2024
Annual accounts 202456,4 k €↓
2023
Annual accounts 202365,3 k €↑
2022
Annual accounts 202248,4 k €↓
2021
Annual accounts 202163,1 k €↑
2020
Annual accounts 20209,5 k €↓
2019
Annual accounts 20199,8 k €↓
2018
Annual accounts 2018146,2 k €↑
2017
Annual accounts 201777,8 k €↑
2016
Annual accounts 201625,3 k €↑
2015
Annual accounts 201514,3 k €↓
2014
Annual accounts 201446,1 k €↓
2013
Annual accounts 201346,4 k €↑
2012
Annual accounts 201243,8 k €↑
2011
Annual accounts 201134,1 k €↑
2010
Annual accounts 20108,6 k €↑
2009
Annual accounts 2009-5 k €↓
2008
Annual accounts 20087,1 k €↑
2007
Annual accounts 20073,2 k €↑
2006
Annual accounts 20067,4 €
07/05/2002
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

DIRK SWINNEN

Overview

What does DIRK SWINNEN do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline