ACTIVE

ELMA IMMO

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Financial year 2025 · closed on 30/11/2025

Net result

-14 k €

+57.0% YoY

Gross margin

57 k €

+39.5% YoY

Equity

659,8 k €

-2.1% YoY

Workforce

0,0 ETP

What does ELMA IMMO do?

ELMA IMMO is a Private limited company incorporated in 2002. Its main activity is: Real estate agencies. Its registered office is in Chaumont-Gistoux.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0478.300.169

Incorporation

11/09/2002

Legal form

Private limited company

Registered office

Rue du Fraignat, Corroy 72
1325 Chaumont-Gistoux · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

30/11/2025

Average workforce

0,0 ETP

Activities (NACE)

68310Real estate agencies· main 68311Real estate agencies

Joint committees (1)

Signals

Solid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 18 financial years

	2025		2024		2023		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007
Income statement
Gross margin	57 k €	+39.5%	40,9 k €	-97.5%	1,6 M €	+68.8%	952,1 k €	+57.4%	604,7 k €	+4.0%	581,2 k €	-2.2%	594 k €	+12.4%	528,6 k €	+11.9%	472,5 k €	+37.7%	343,1 k €	+24.1%	276,5 k €	+23.1%	224,6 k €	-1.3%	227,6 k €	-1.4%	230,8 k €	+44.8%	159,4 k €	+34.0%	119 k €	+50.6%	79 k €	-21.1%	100,1 k €
EBITDA	52,1 k €	+56.7%	33,2 k €	-94.1%	568 k €	+138%	238,9 k €	+59.5%	149,8 k €	-11.2%	168,7 k €	+7.9%	156,4 k €	+179%	56 k €	-55.2%	124,9 k €	+63.3%	76,5 k €	+22.3%	62,5 k €	-4.6%	65,5 k €	+97.9%	33,1 k €	+18.1%	28 k €	+183%	9,9 k €	-38.5%	16,1 k €	-37.8%	25,9 k €	-48.7%	50,5 k €
Operating result	9,5 k €	+247%	-6,5 k €	-101%	529,2 k €	+204%	174,2 k €	+92.5%	90,5 k €	+1.6%	89,1 k €	+3.4%	86,2 k €	+599%	-17,3 k €	-122%	79,7 k €	+74.9%	45,6 k €	+3.4%	44,1 k €	+1.5%	43,4 k €	+799%	4,8 k €	+15.0%	4,2 k €	+142%	-9,9 k €	-155%	-3,9 k €	-65.8%	-2,3 k €	-109%	25,2 k €
Net result	-14 k €	+57.0%	-32,6 k €	-108%	390,6 k €	+198%	130,9 k €	+101%	65,2 k €	+16.0%	56,2 k €	-13.0%	64,6 k €	+410%	-20,8 k €	-147%	44,7 k €	+19.1%	37,5 k €	+105%	18,3 k €	-37.8%	29,5 k €	+627%	4,1 k €	+91.2%	2,1 k €	+115%	-14,4 k €	-15.1%	-12,5 k €	-86.1%	-6,7 k €	-128%	23,8 k €
Balance sheet
Equity	659,8 k €	-2.1%	673,8 k €	-4.6%	706,4 k €	+94.1%	363,9 k €	+49.2%	244 k €	+36.4%	178,8 k €	+45.8%	122,6 k €	+111%	58 k €	-26.4%	78,8 k €	+131%	34,1 k €	+8.0%	31,6 k €	+7.9%	29,3 k €	+97.6%	14,8 k €	+37.7%	10,8 k €	+24.5%	8,7 k €	-62.5%	23,1 k €	-35.2%	35,6 k €	-15.9%	42,4 k €
Total assets	1,2 M €	-4.3%	1,3 M €	-11.5%	1,5 M €	+114%	687 k €	+16.5%	589,5 k €	+17.2%	502,9 k €	+18.9%	422,9 k €	-12.1%	481 k €	+18.3%	406,7 k €	+49.3%	272,5 k €	+68.3%	161,9 k €	+11.6%	145 k €	+34.1%	108,1 k €	-17.9%	131,7 k €	+15.5%	114 k €	-7.7%	123,5 k €	-17.2%	149,2 k €	+55.6%	95,9 k €
Cash	80,3 k €	-25.6%	108 k €	-62.5%	287,6 k €	+8.7%	264,6 k €	+42.8%	185,3 k €	+56.9%	118,1 k €	+1021%	10,5 k €	+4100%	250,7 €	-99.5%	49,2 k €	+72.3%	28,5 k €	+11.3%	25,6 k €	+205%	8,4 k €	+341%	1,9 k €	-74.2%	7,4 k €	-20.9%	9,3 k €	-39.5%	15,5 k €	+1082%	1,3 k €	-92.6%	17,6 k €
Debts	585,9 k €	-6.5%	626,8 k €	-18.1%	765,3 k €	+137%	323,1 k €	-6.5%	345,5 k €	+6.6%	324,1 k €	+7.9%	300,2 k €	-29.0%	422,9 k €	+29.0%	327,9 k €	+37.6%	238,4 k €	+83.0%	130,2 k €	+12.5%	115,7 k €	+24.0%	93,3 k €	-22.8%	120,9 k €	+14.7%	105,4 k €	+5.2%	100,2 k €	-11.8%	113,6 k €	+112%	53,5 k €
Other
Workforce	0,0 ETP		0,0 ETP	-100%	15,6 ETP	+0.6%	15,5 ETP	+25.0%	12,4 ETP	+12.7%	11,0 ETP	-9.8%	12,2 ETP		–		–		7,8 ETP	+30.0%	6,0 ETP	+46.3%	4,1 ETP	-21.2%	5,2 ETP	-11.9%	5,9 ETP	+55.3%	3,8 ETP	+31.0%	2,9 ETP	-3.3%	3,0 ETP	+20.0%	2,5 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 30/11/2025 · 2 active · 4 ended

Active mandates

Elodie Dedonder

Director · since 15 décembre 2022

Active

Jean-Emmanuel Garrido Altamirano

Director · since 15 décembre 2022

Active

Ended mandates

ELODIE DEDONDER

Director

Ended

ELODIE DEDONDER

Manager

Ended

Jean-Emmanuel GARRIDO ALTAMIRANO

Managing director

Ended

Jean-Emmanuel GARRIDO ALTAMIRANO

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
CREA2 MANAGEMENT● Active	0787.713.937

Annual accounts

Full financial information

	2025	2024	2023	2021	2020	2019
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/12/2024	01/12/2023	01/01/2022	01/01/2021	01/01/2020	01/01/2019
Closing of the financial year	30/11/2025	30/11/2024	30/11/2023	31/12/2021	31/12/2020	31/12/2019
Length of the financial year	12 months	12 months	23 months	12 months	12 months	12 months
Filing date	18/05/2026	30/06/2025	27/06/2024	24/08/2022	25/08/2021	31/08/2020
General meeting	15/05/2026	27/06/2025	26/06/2024	17/06/2022	18/06/2021	19/06/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/11/2025	15/05/2026	18/05/2026	French	PDF
Abridged model	30/11/2024	27/06/2025	30/06/2025	French	PDF
Abridged model	30/11/2023	26/06/2024	27/06/2024	French	PDF
Abridged model	31/12/2021	17/06/2022	24/08/2022	French	PDF
Abridged model	31/12/2020	18/06/2021	25/08/2021	French	PDF
Abridged model	31/12/2019	19/06/2020	31/08/2020	French	PDF
Abridged model	31/12/2018	21/06/2019	29/08/2019	French	PDF
Micro model	31/12/2017	15/06/2018	29/08/2018	French	PDF
Micro model	31/12/2016	16/06/2017	29/08/2017	French	PDF
Abridged model	31/12/2015	17/06/2016	19/08/2016	French	PDF
Abridged model	31/12/2014	19/06/2015	31/08/2015	French	PDF
Abridged model	31/12/2013	20/06/2014	30/08/2014	French	PDF
Abridged model	31/12/2012	21/06/2013	27/08/2013	French	PDF
Abridged model	31/12/2011	15/06/2012	31/08/2012	French	PDF
Abridged model	31/12/2010	17/06/2011	30/08/2011	French	PDF
Abridged model	31/12/2009	18/06/2010	27/08/2010	French	PDF
Abridged model	31/12/2008	19/06/2009	04/07/2009	French	PDF
Abridged model	31/12/2007	20/06/2008	21/08/2008	French	PDF
Abridged model	31/12/2006	15/06/2007	30/08/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/11/2025 · 2 active · 4 ended

Active mandates

Elodie Dedonder

Director · since 15 décembre 2022

Active

Jean-Emmanuel Garrido Altamirano

Director · since 15 décembre 2022

Active

Ended mandates

ELODIE DEDONDER

Director

Ended

ELODIE DEDONDER

Manager

Ended

Jean-Emmanuel GARRIDO ALTAMIRANO

Managing director

Ended

Jean-Emmanuel GARRIDO ALTAMIRANO

Manager

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates21/12/2022
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - SIEGE SOCIAL - DIVERS - OBJET - DEMISSIONS, NOMINATIONS - ANNEE COMPTABLE
PDF
Registered office07/02/2017
SIEGE SOCIAL
PDF
Mandates16/02/2016
DEMISSIONS, NOMINATIONS
PDF
Registered office13/05/2008
SIEGE SOCIAL
PDF
Other18/09/2002
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-14 k €↑
2024
Annual accounts 2024-32,6 k €↓
2023
Annual accounts 2023390,6 k €↑
2023
Name changeElma Immo
2021
Annual accounts 2021130,9 k €↑
2021
Name changeMANUFACTO
2020
Annual accounts 202065,2 k €↑
2019
Annual accounts 201956,2 k €↓
2018
Annual accounts 201864,6 k €↑
2017
Annual accounts 2017-20,8 k €↓
2016
Annual accounts 201644,7 k €↑
2015
Annual accounts 201537,5 k €↑
2014
Annual accounts 201418,3 k €↓
2013
Annual accounts 201329,5 k €↑
2012
Annual accounts 20124,1 k €↑
2011
Annual accounts 20112,1 k €↑
2010
Annual accounts 2010-14,4 k €↓
2009
Annual accounts 2009-12,5 k €↓
2008
Annual accounts 2008-6,7 k €↓
2007
Annual accounts 200723,8 k €
11/09/2002
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

ELMA IMMO

Overview

What does ELMA IMMO do?

Trend over 18 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline