ACTIVE

FINANCE TEAM

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Financial year 2025 · closed on 31/12/2025

Net result

19,5 k €

-66.8% YoY

Gross margin

553,1 k €

+7.0% YoY

Equity

973,5 k €

+2.0% YoY

Workforce

4,2 ETP

-4.5% YoY

What does FINANCE TEAM do?

FINANCE TEAM is a Private limited company incorporated in 2002. Its registered office is in Woluwe-Saint-Pierre. It employs on average 4,2 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0478.381.036

Incorporation

23/09/2002

Legal form

Private limited company

Registered office

Rue René Declercq 59
1150 Woluwe-Saint-Pierre · BruxellesSee on map

Contributed capital

10 333,34 €

Latest accounts

31/12/2025

Average workforce

4,2 ETP

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	553,1 k €	+7.0%	516,8 k €	+39.5%	370,4 k €	-23.4%	483,9 k €	+25.0%	387,1 k €	+80.6%	214,4 k €	+81.4%	118,2 k €	+3.6%	114,1 k €	-1.5%	115,8 k €	+20.3%	96,3 k €	-22.9%	124,8 k €	+118%	57,4 k €	-62.6%	153,5 k €	+93.8%	79,2 k €	-6.9%	85,1 k €	+28.3%	66,3 k €	+153%	26,2 k €	-61.8%	68,7 k €	-19.2%	85 k €
EBITDA	148,7 k €	-19.4%	184,5 k €	+1.0%	182,7 k €	-45.7%	336,7 k €	+105%	164,1 k €	+83.0%	89,6 k €	-2.6%	92 k €	-10.4%	102,7 k €	-2.1%	104,8 k €	+17.9%	88,9 k €	-15.4%	105,1 k €	+248%	30,2 k €	-71.8%	106,9 k €	+361%	23,2 k €	-58.1%	55,3 k €	+54.1%	35,9 k €	+275%	-20,5 k €	-168%	30,2 k €	-42.2%	52,2 k €
Operating result	29,3 k €	-56.6%	67,4 k €	-16.7%	80,9 k €	-66.5%	241,3 k €	+215%	76,5 k €	+8.0%	70,8 k €	-6.3%	75,6 k €	-15.4%	89,4 k €	+21.9%	73,3 k €	-11.6%	82,9 k €	-15.6%	98,2 k €	+321%	23,3 k €	-76.7%	100,1 k €	+684%	12,8 k €	-66.4%	37,9 k €	+598%	5,4 k €	+110%	-56,3 k €	-6143%	931,7 €	-96.1%	23,7 k €
Net result	19,5 k €	-66.8%	58,9 k €	+11.8%	52,6 k €	-70.4%	177,8 k €	+584%	26 k €	-34.6%	39,7 k €	-45.2%	72,6 k €	+8.7%	66,7 k €	+44.0%	46,4 k €	-3.4%	48 k €	-51.3%	98,5 k €	+469%	-26,7 k €	-130%	89,5 k €	+673%	11,6 k €	-68.3%	36,5 k €	+697%	4,6 k €	+108%	-59,1 k €	-1469%	4,3 k €	-69.8%	14,3 k €
Balance sheet
Equity	973,5 k €	+2.0%	954 k €	+6.6%	895,1 k €	+6.2%	842,5 k €	+26.7%	664,7 k €	+21.3%	547,8 k €	+4.0%	526,9 k €	+16.0%	454,3 k €	+17.2%	387,6 k €	+15.2%	336,4 k €	+22.6%	274,4 k €	+56.0%	175,9 k €	-13.2%	202,6 k €	+118%	93,1 k €	+14.2%	81,5 k €	+81.3%	45 k €	+11.4%	40,4 k €	-59.4%	99,5 k €	+4.5%	95,2 k €
Total assets	1 M €	-5.2%	1,1 M €	+1.9%	1,1 M €	-2.6%	1,1 M €	+11.6%	989,2 k €	+55.4%	636,4 k €	+1.5%	627 k €	+7.2%	585 k €	+5.8%	552,8 k €	+62.6%	340,1 k €	+21.2%	280,6 k €	+51.2%	185,6 k €	-11.2%	209 k €	+59.8%	130,8 k €	+6.6%	122,7 k €	+80.4%	68 k €	-15.2%	80,2 k €	-37.7%	128,7 k €	-25.1%	171,7 k €
Cash	493,6 k €	+20.8%	408,4 k €	-23.9%	537 k €	+47.0%	365,3 k €	+25.2%	291,8 k €	+26.9%	229,9 k €	+1.8%	225,9 k €	+5.5%	214,2 k €	+44.2%	148,6 k €	-3.9%	154,5 k €	-24.2%	203,9 k €	+132%	87,8 k €	+8.6%	80,8 k €	+1944%	4 k €	-78.5%	18,4 k €	-23.1%	23,9 k €	+7633%	308,7 €	-97.9%	15 k €	-76.0%	62,5 k €
Debts	45,8 k €	-62.6%	122,3 k €	-23.9%	160,8 k €	-25.1%	214,8 k €	-22.8%	278,2 k €	+299%	69,8 k €	-30.3%	100,1 k €	-23.4%	130,6 k €	-20.9%	165,2 k €	+4409%	3,7 k €	-41.1%	6,2 k €	-36.3%	9,8 k €	+51.0%	6,5 k €	-82.9%	37,7 k €	-8.3%	41,2 k €	+78.8%	23 k €	-42.2%	39,8 k €	+36.4%	29,2 k €	-61.9%	76,6 k €
Other
Workforce	4,2 ETP	-4.5%	4,4 ETP	+33.3%	3,3 ETP		–		–		1,8 ETP		–		–		0,5 ETP	+150%	0,2 ETP	-50.0%	0,4 ETP	-55.6%	0,9 ETP	0.0%	0,9 ETP	-10.0%	1,0 ETP	+100%	0,5 ETP	+25.0%	0,4 ETP	-60.0%	1,0 ETP	0.0%	1,0 ETP	+25.0%	0,8 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 17 ended

Active mandates

FINAREVA

Manager · since 26 septembre 2023 · 0830.181.725

Represented by Luycks VALERIE

Active

Florent Mincé du Fontbaré de Fumal

Manager · since 26 septembre 2023

Active

LLX Finance

Manager · since 26 septembre 2023 · 0878.296.891

Represented by Lacroix LAURENT

Active

OVAD Management

Manager · since 26 septembre 2023 · 0838.306.167

Represented by van Zeebroeck Olivier

Active

PEJATEN

Manager · since 26 septembre 2023 · 0878.382.213

Represented by Massar PIERRE

Active

Ended mandates

Alain Vossen

Director · since 26 septembre 2023

Ended

Alain Vossen

Vice-chairman of the board of directors · since 01 janvier 2020

Ended

Alain Vossen

Director · since 01 janvier 2020

Ended

OVAD Management

Director · since 17 juin 2019 · 0838.306.167

Represented by van ZEEBROECK OLIVIER

Ended

At this address

Other companies at this address

Company	CBE no.
AIAF● Active	0474.314.261
FINAREVA● Active	0830.181.725
LLX Finance● Active	0878.296.891

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/08/2026	27/08/2025	30/09/2024	30/08/2023	19/08/2022	31/08/2021
General meeting	10/06/2026	11/06/2025	11/09/2024	14/06/2023	08/06/2022	09/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

21 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	10/06/2026	27/08/2026	French	PDF
Abridged model	31/12/2024	11/06/2025	27/08/2025	French	PDF
Abridged model	31/12/2023	11/09/2024	30/09/2024	French	PDF
Micro model	31/12/2022	14/06/2023	30/08/2023	French	PDF
Micro model	31/12/2021	08/06/2022	19/08/2022	French	PDF
Micro model	31/12/2020	09/06/2021	31/08/2021	French	PDF
Abridged model	31/12/2019	10/06/2020	31/08/2020	French	PDF
Abridged model	31/12/2018	07/06/2019	08/07/2019	French	PDF
Abridged model	31/12/2017	01/06/2018	07/07/2018	French	PDF
Abridged model	31/12/2016	02/06/2017	21/07/2017	French	PDF
Abridged modelCorrection	31/12/2015	03/06/2016	31/08/2016	French	PDF
Abridged model	31/12/2015	03/06/2016	15/07/2016	French	PDF
Abridged model	31/12/2014	05/06/2015	22/07/2015	French	PDF
Abridged model	31/12/2013	06/06/2014	09/06/2014	French	PDF
Abridged model	31/12/2012	07/06/2013	02/08/2013	French	PDF
Abridged model	31/12/2011	01/06/2012	22/08/2012	French	PDF
Abridged model	31/12/2010	03/06/2011	03/07/2011	French	PDF
Abridged model	31/12/2009	09/06/2010	05/07/2010	French	PDF
Abridged model	31/12/2008	10/06/2009	17/07/2009	French	PDF
Abridged model	31/12/2007	06/06/2008	09/06/2008	French	PDF
Abridged model	31/12/2006	01/06/2007	08/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 17 ended

Active mandates

FINAREVA

Manager · since 26 septembre 2023 · 0830.181.725

Represented by Luycks VALERIE

Active

Florent Mincé du Fontbaré de Fumal

Manager · since 26 septembre 2023

Active

LLX Finance

Manager · since 26 septembre 2023 · 0878.296.891

Represented by Lacroix LAURENT

Active

OVAD Management

Manager · since 26 septembre 2023 · 0838.306.167

Represented by van Zeebroeck Olivier

Active

PEJATEN

Manager · since 26 septembre 2023 · 0878.382.213

Represented by Massar PIERRE

Active

Ended mandates

Alain Vossen

Director · since 26 septembre 2023

Ended

Alain Vossen

Vice-chairman of the board of directors · since 01 janvier 2020

Ended

Alain Vossen

Director · since 01 janvier 2020

Ended

OVAD Management

Director · since 17 juin 2019 · 0838.306.167

Represented by van ZEEBROECK OLIVIER

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates17/01/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates09/11/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates23/10/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates25/02/2022
DEMISSIONS, NOMINATIONS
PDF
Mandates31/12/2020
DEMISSIONS, NOMINATIONS
PDF
Mandates17/07/2019
DEMISSIONS, NOMINATIONS
PDF
Mandates25/04/2019
DEMISSIONS, NOMINATIONS
PDF
Mandates12/11/2018
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202519,5 k €↓
2024
Annual accounts 202458,9 k €↑
2023
Annual accounts 202352,6 k €↓
2022
Annual accounts 2022177,8 k €↑
2021
Annual accounts 202126 k €↓
2019
Annual accounts 201939,7 k €↓
2018
Annual accounts 201872,6 k €↑
2017
Annual accounts 201766,7 k €↑
2016
Annual accounts 201646,4 k €↓
2015
Annual accounts 201548 k €↓
2014
Annual accounts 201498,5 k €↑
2013
Annual accounts 2013-26,7 k €↓
2012
Annual accounts 201289,5 k €↑
2011
Annual accounts 201111,6 k €↓
2010
Annual accounts 201036,5 k €↑
2009
Annual accounts 20094,6 k €↑
2008
Annual accounts 2008-59,1 k €↓
2007
Annual accounts 20074,3 k €↓
2006
Annual accounts 200614,3 k €
23/09/2002
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FINANCE TEAM

Overview

What does FINANCE TEAM do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline