ACTIVE

INSURO

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Financial year 2025 · closed on 31/12/2025

Net result

413,9 k €

+83.5% YoY

Gross margin

1,5 M €

+18.5% YoY

Equity

773,5 k €

-0.8% YoY

Workforce

9,7 ETP

+10.2% YoY

What does INSURO do?

INSURO is a Private limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Roeselare. It employs on average 9,7 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0478.416.866

Incorporation

26/09/2002

Legal form

Private limited company

Registered office

Westlaan 215
8800 Roeselare · FlandreSee on map

Contributed capital

18 600,00 €

Latest accounts

31/12/2025

Average workforce

9,7 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (2)

307
30700

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 16 financial years

	2025		2024		2023		2022		2021		2018		2017		2015		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	1,5 M €	+18.5%	1,3 M €	-3.3%	1,3 M €	+13.3%	1,2 M €	+27.2%	922,8 k €	+36.6%	675,8 k €	+41.4%	478 k €	-49.1%	939 k €	+87.2%	501,7 k €	-3.0%	517 k €	+7.2%	482,4 k €	+9.0%	442,4 k €	+2.3%	432,7 k €	+11.7%	387,5 k €	+46.8%	264 k €	-0.6%	265,6 k €
EBITDA	775 k €	+49.3%	519,1 k €	-27.2%	713,1 k €	+5.9%	673,6 k €	+32.3%	509 k €	+15.8%	439,4 k €	+98.6%	221,3 k €	-60.9%	565,3 k €	+81.1%	312,1 k €	-5.4%	329,9 k €	-11.7%	373,8 k €	+5.6%	354,1 k €	-0.6%	356,1 k €	+11.2%	320,3 k €	+58.6%	201,9 k €	-1.0%	203,9 k €
Operating result	552,9 k €	+76.7%	313 k €	-39.7%	518,6 k €	+8.2%	479,5 k €	+12.2%	427,3 k €	+32.4%	322,8 k €	+88.8%	171 k €	-57.6%	403,3 k €	+60.7%	250,9 k €	-4.4%	262,3 k €	-12.3%	299,3 k €	+16.3%	257,3 k €	-2.0%	262,7 k €	+48.6%	176,8 k €	+35.5%	130,5 k €	-1.9%	133,1 k €
Net result	413,9 k €	+83.5%	225,6 k €	-46.1%	418,2 k €	+10.7%	377,8 k €	-10.4%	421,9 k €	+109%	201,6 k €	+104%	98,8 k €	-64.9%	282 k €	+26.3%	223,3 k €	-1.1%	225,7 k €	-13.5%	260,9 k €	+44.7%	180,3 k €	-1.3%	182,7 k €	+30.0%	140,6 k €	+59.1%	88,4 k €	+5.5%	83,7 k €
Balance sheet
Equity	773,5 k €	-0.8%	779,6 k €	-8.7%	854 k €	-3.0%	880,8 k €	-41.4%	1,5 M €	+83.8%	818,1 k €	+32.7%	616,5 k €	+79.2%	344,1 k €	+454%	62,1 k €	-93.4%	934,9 k €	+8.2%	864,1 k €	+17.7%	734,2 k €	+23.8%	592,9 k €	+32.0%	449,2 k €	+19.3%	376,6 k €	+30.7%	288,2 k €
Total assets	1,8 M €	-6.9%	2 M €	+66.7%	1,2 M €	-7.4%	1,3 M €	-34.2%	1,9 M €	+65.1%	1,2 M €	+33.2%	880,9 k €	+38.2%	637,3 k €	-53.0%	1,4 M €	+17.9%	1,2 M €	+3.4%	1,1 M €	+6.5%	1 M €	+18.0%	884,9 k €	+17.4%	753,7 k €	+11.1%	678,6 k €	-9.9%	753,5 k €
Cash	230,8 k €	-13.7%	267,4 k €	+6.6%	251 k €	+52.3%	164,8 k €	-74.9%	656 k €	-10.1%	730 k €	+39.6%	523,1 k €	+146%	213,1 k €	-37.4%	340,6 k €	+19.4%	285,3 k €	+19.0%	239,8 k €	-3.1%	247,6 k €	+99.8%	123,9 k €	+123%	55,7 k €	-83.0%	328,4 k €	-7.6%	355,4 k €
Debts	1,1 M €	-10.9%	1,2 M €	+264%	326,4 k €	-17.1%	393,6 k €	-9.2%	433,4 k €	+81.1%	239,3 k €	+83.0%	130,8 k €	-54.3%	286,1 k €	-77.8%	1,3 M €	+537%	202,1 k €	-8.0%	219,7 k €	-29.0%	309,3 k €	+9.9%	281,3 k €	-6.3%	300,3 k €	-0.2%	301 k €	-35.2%	464,3 k €
Other
Workforce	9,7 ETP	+10.2%	8,8 ETP	+1.1%	8,7 ETP	+8.7%	8,0 ETP	+17.6%	6,8 ETP	+51.1%	4,5 ETP	+2.3%	4,4 ETP	+29.4%	3,4 ETP	+3.0%	3,3 ETP	0.0%	3,3 ETP	+22.2%	2,7 ETP	+35.0%	2,0 ETP	+25.0%	1,6 ETP	+6.7%	1,5 ETP	0.0%	1,5 ETP	0.0%	1,5 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 8 ended

Active mandates

STEKMAN

Director · since 01 janvier 2023 · 0786.342.178

Represented by Dejonghe KAREL

Active

OOST

Director · since 30 septembre 2021 · 0808.367.415

Represented by Oost STEFANIE

Active

VADECON

Director · since 30 septembre 2021 · 0808.367.316

Represented by Van den Bulcke Sébastien

Active

Ended mandates

OOST

Director · since 30 septembre 2021 · 0808.367.415

Represented by Oost STEFANIE

Ended

VADECON

Director · since 30 septembre 2021 · 0808.367.316

Represented by Sébastien Van den Bulcke

Ended

Alexander Marc Bernard Maria Rosseel

Director

Ended

Alexander Rosseel

Mandate

Ended

At this address

Other companies at this address

Company	CBE no.
Onderlinge Brandverzekering van Beveren - Roeselare● Active	0405.537.501
VA.ST● Active	0661.695.297

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/06/2026	02/07/2025	01/07/2024	20/07/2023	30/06/2022	19/07/2021
General meeting	26/06/2026	27/06/2025	28/06/2024	30/06/2023	24/06/2022	25/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

19 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	26/06/2026	30/06/2026	Dutch	PDF
Abridged model	31/12/2024	27/06/2025	02/07/2025	Dutch	PDF
Abridged model	31/12/2023	28/06/2024	01/07/2024	Dutch	PDF
Abridged model	31/12/2022	30/06/2023	20/07/2023	Dutch	PDF
Abridged model	31/12/2021	24/06/2022	30/06/2022	Dutch	PDF
Abridged model	31/12/2020	25/06/2021	19/07/2021	Dutch	PDF
Abridged model	31/12/2019	07/09/2020	30/10/2020	Dutch	PDF
Abridged model	31/12/2018	28/06/2019	30/08/2019	Dutch	PDF
Abridged model	31/12/2017	29/06/2018	09/08/2018	Dutch	PDF
Abridged model	31/12/2016	30/06/2017	31/07/2017	Dutch	PDF
Abridged model	30/11/2015	27/05/2016	28/07/2016	Dutch	PDF
Abridged model	31/12/2013	31/03/2014	30/04/2014	Dutch	PDF
Abridged model	31/12/2012	28/06/2013	30/07/2013	Dutch	PDF
Abridged model	31/12/2011	29/06/2012	23/07/2012	Dutch	PDF
Abridged model	31/12/2010	24/06/2011	11/07/2011	Dutch	PDF
Abridged model	31/12/2009	25/06/2010	19/07/2010	Dutch	PDF
Abridged model	31/12/2008	26/06/2009	13/07/2009	Dutch	PDF
Abridged model	31/12/2007	27/06/2008	01/07/2008	Dutch	PDF
Abridged model	31/12/2006	29/06/2007	02/07/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 8 ended

Active mandates

STEKMAN

Director · since 01 janvier 2023 · 0786.342.178

Represented by Dejonghe KAREL

Active

OOST

Director · since 30 septembre 2021 · 0808.367.415

Represented by Oost STEFANIE

Active

VADECON

Director · since 30 septembre 2021 · 0808.367.316

Represented by Van den Bulcke Sébastien

Active

Ended mandates

OOST

Director · since 30 septembre 2021 · 0808.367.415

Represented by Oost STEFANIE

Ended

VADECON

Director · since 30 septembre 2021 · 0808.367.316

Represented by Sébastien Van den Bulcke

Ended

Alexander Marc Bernard Maria Rosseel

Director

Ended

Alexander Rosseel

Mandate

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Registered office02/12/2024
MAATSCHAPPELIJKE ZETEL
PDF
Mandates17/05/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/10/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Other08/07/2016
ALGEMENE VERGADERING - BOEKJAAR
PDF
Other05/02/2015
BOEKJAAR
PDF
Mandates09/09/2008
ONTSLAGEN - BENOEMINGEN
PDF
Registered office29/03/2006
MAATSCHAPPELIJKE ZETEL
PDF
Other03/10/2002
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025413,9 k €↑
2024
Annual accounts 2024225,6 k €↓
2023
Annual accounts 2023418,2 k €↑
2022
Annual accounts 2022377,8 k €↓
2021
Annual accounts 2021421,9 k €↑
2018
Annual accounts 2018201,6 k €↑
2017
Annual accounts 201798,8 k €↓
2015
Annual accounts 2015282 k €↑
2013
Annual accounts 2013223,3 k €↓
2012
Annual accounts 2012225,7 k €↓
2011
Annual accounts 2011260,9 k €↑
2010
Annual accounts 2010180,3 k €↓
2009
Annual accounts 2009182,7 k €↑
2008
Annual accounts 2008140,6 k €↑
2007
Annual accounts 200788,4 k €↑
2006
Annual accounts 200683,7 k €
26/09/2002
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

INSURO

Overview

What does INSURO do?

Trend over 16 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline