ACTIVE

Het Vermogensatelier

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Financial year 2026 · closed on 31/03/2026
Net result
412 k €
-1.8% YoY
Gross margin
756,7 k €
+1.0% YoY
Equity
219,9 k €
+5.8% YoY

What does Het Vermogensatelier do?

Het Vermogensatelier is a Private limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Heist-op-den-Berg.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0478.839.510
Incorporation
25/11/2002
Legal form
Private limited company
Registered office
Slagvelden 12
2220 Heist-op-den-Berg · FlandreSee on map
Contributed capital
12 400,00 €
Latest accounts
31/03/2026
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers
Signals
ProfitablePositive cashflowPositive EBITDA
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 14 financial years

20262025202420232022201520142013201220112010200920082007
Income statement
Gross margin756,7 k €749,3 k €492,5 k €734,5 k €420,4 k €494,5 k €773,6 k €1 M €307,5 k €243,9 k €236,2 k €176,4 k €227,5 k €141,6 k €
EBITDA752,7 k €745,4 k €486,5 k €726,8 k €363,2 k €479,2 k €758,4 k €1 M €285,6 k €242,5 k €234,9 k €174,7 k €181,8 k €140,7 k €
Operating result537,2 k €557,1 k €298,4 k €539,3 k €87,9 k €461,5 k €740,9 k €989,9 k €267,1 k €223,9 k €216,7 k €156 k €156,8 k €130,3 k €
Net result412 k €419,4 k €209,7 k €422,1 k €-17,8 k €340,6 k €520,5 k €672 k €157 k €171,4 k €152 k €107,2 k €123,9 k €110,5 k €
Balance sheet
Equity219,9 k €207,9 k €188,5 k €231,4 k €61,8 k €373,6 k €1,9 M €1,4 M €739,4 k €582,4 k €611 k €558,9 k €526,8 k €444,8 k €
Total assets2 M €2,2 M €2,4 M €2,2 M €2,1 M €539,3 k €2 M €1,6 M €1,1 M €1,1 M €1 M €890,5 k €836,3 k €647,5 k €
Cash409,3 k €788,7 k €657,6 k €329 k €252,1 k €17,1 k €1,1 M €902,1 k €841,7 k €851,8 k €726,9 k €591,9 k €448,1 k €480,1 k €
Debts1,8 M €2 M €2,2 M €1,9 M €2,1 M €165,7 k €117,1 k €203,8 k €336,1 k €517,6 k €395,8 k €331,6 k €309,5 k €200,2 k €
Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/03/2026 · 1 active · 8 ended

Active mandates

WACHI

Director · since 21 juin 2012 · 0840.721.863

Represented by Peter CEULEMANS

Active

Ended mandates

WACHI

Director · since 21 juin 2012 · 0840.721.863

Represented by Ceulemans PETER

Ended
Peter Ceulemans

Manager

Ended
WACHI

Manager · 0840.721.863

Represented by Peter Ceulemans

Ended
WACHI

Manager · 0840.721.863

Represented by Peter CEULEMANS

Ended
At this address

Other companies at this address

CompanyCBE no.
Ceulemans Ward Kine● Active
1034.059.788
CEUVALOO● Active
0724.910.890
IMMO HALLAAR● Active
0428.546.394
IMMO LOOVAN● Active
0469.024.296
WACHI● Active
0840.721.863
WCH● Active
0655.732.767
Annual accounts

Full financial information

202620252024202320222021
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/04/202501/04/202401/04/202301/04/202201/04/202101/04/2020
Closing of the financial year31/03/202631/03/202531/03/202431/03/202331/03/202231/03/2021
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date16/06/202611/09/202512/09/202425/09/202311/10/202220/12/2021
General meeting09/06/202609/09/202510/09/202412/09/202313/09/202214/09/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/03/202609/06/202616/06/2026DutchPDF
Abridged model31/03/202509/09/202511/09/2025DutchPDF
Abridged model31/03/202410/09/202412/09/2024DutchPDF
Abridged model31/03/202312/09/202325/09/2023DutchPDF
Abridged model31/03/202213/09/202211/10/2022DutchPDF
Abridged model31/03/202114/09/202120/12/2021DutchPDF
Abridged model31/03/202008/09/202015/09/2020DutchPDF
Abridged model31/03/201910/09/201916/09/2019DutchPDF
Abridged model31/03/201811/09/201813/09/2018DutchPDF
Abridged model31/03/201712/09/201727/09/2017DutchPDF
Abridged model31/03/201613/09/201610/10/2016DutchPDF
Abridged model31/03/201508/09/201527/09/2015DutchPDF
Abridged model31/03/201409/09/201423/10/2014DutchPDF
Abridged model31/03/201310/09/201331/12/2013DutchPDF
Abridged model31/03/201211/09/201227/09/2012DutchPDF
Abridged model31/03/201113/09/201105/10/2011DutchPDF
Abridged model31/03/201014/09/201021/09/2010DutchPDF
Abridged model31/03/200908/09/200923/09/2009DutchPDF
Abridged model31/03/200829/09/200821/10/2008DutchPDF
Abridged model31/03/200711/09/200726/09/2007DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/03/2026 · 1 active · 8 ended

Active mandates

WACHI

Director · since 21 juin 2012 · 0840.721.863

Represented by Peter CEULEMANS

Active

Ended mandates

WACHI

Director · since 21 juin 2012 · 0840.721.863

Represented by Ceulemans PETER

Ended
Peter Ceulemans

Manager

Ended
WACHI

Manager · 0840.721.863

Represented by Peter Ceulemans

Ended
WACHI

Manager · 0840.721.863

Represented by Peter CEULEMANS

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates12/01/2021
    WIJZIGING RECHTSVORM - BENAMING - DOEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates03/04/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates19/07/2012
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates27/06/2012
    ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Registered office19/10/2007
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Other02/12/2002
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2026
    Annual accounts 2026412 k €↓
  2. 2025
    Annual accounts 2025419,4 k €↑
  3. 2024
    Annual accounts 2024209,7 k €↓
  4. 2023
    Annual accounts 2023422,1 k €↑
  5. 2022
    Annual accounts 2022-17,8 k €↓
  6. 2015
    Annual accounts 2015340,6 k €↓
  7. 2014
    Annual accounts 2014520,5 k €↓
  8. 2013
    Annual accounts 2013672 k €↑
  9. 2012
    Annual accounts 2012157 k €↓
  10. 2011
    Annual accounts 2011171,4 k €↑
  11. 2010
    Annual accounts 2010152 k €↑
  12. 2009
    Annual accounts 2009107,2 k €↓
  13. 2008
    Annual accounts 2008123,9 k €↑
  14. 2007
    Annual accounts 2007110,5 k €
  15. 25/11/2002
    IncorporationPrivate limited company