CASPEA
0479.052.019 · rovalta.com · 24/09/2026
ACTIVE
CASPEA
Financial year 2024 · closed on 31/12/2024
Net result
31,4 k €
+153.8% YoY
Gross margin
34,9 k €
+315.0% YoY
Equity
331,6 k €
+10.5% YoY
Overview
What does CASPEA do?
CASPEA is a Cooperative society incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Nivelles.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0479.052.019
Incorporation
16/12/2002
Legal form
Cooperative society
Registered office
Mont Saint-Roch 6
1400 Nivelles · WallonieSee on map
1400 Nivelles · WallonieSee on map
Contributed capital
125 000,00 €
Latest accounts
31/12/2024
Activities (NACE)
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
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Financials
Trend over 19 financial years
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||||||
| Gross margin | 34,9 k € | +315% | 8,4 k € | -92.6% | 112,8 k € | -11.7% | 127,8 k € | +5.9% | 120,8 k € | +267% | 32,9 k € | +2980% | 1,1 k € | -96.3% | 28,5 k € | +2719% | 1 k € | +105% | -20,7 k € | -15.0% | -18 k € | +48.4% | -34,8 k € | -264% | 21,2 k € | +54.2% | 13,8 k € | -37.3% | 22 k € | +202% | -21,6 k € | -391% | 7,4 k € | -40.6% | 12,5 k € | -5.0% | 13,2 k € |
| EBITDA | 34,3 k € | +333% | 7,9 k € | -93.0% | 112,4 k € | -0.4% | 112,8 k € | +1.2% | 111,4 k € | +333% | 25,7 k € | +2193% | -1,2 k € | -106% | 20,1 k € | +1105% | -2 k € | +95.2% | -41,9 k € | -57.1% | -26,7 k € | +30.8% | -38,5 k € | -304% | 18,9 k € | +101% | 9,4 k € | -48.6% | 18,3 k € | +174% | -24,6 k € | -487% | 6,4 k € | -42.6% | 11,1 k € | -9.0% | 12,2 k € |
| Operating result | 34,3 k € | +333% | 7,9 k € | -93.0% | 112,4 k € | -0.4% | 112,8 k € | +2.0% | 110,6 k € | +330% | 25,7 k € | +1367% | -2 k € | -120% | 10,1 k € | +184% | -12 k € | +78.0% | -54,3 k € | -22.8% | -44,2 k € | +20.3% | -55,5 k € | -2214% | 2,6 k € | +148% | -5,5 k € | -202% | 5,4 k € | +115% | -36,9 k € | -2386% | 1,6 k € | -72.8% | 5,9 k € | -27.6% | 8,2 k € |
| Net result | 31,4 k € | +154% | 12,4 k € | -86.0% | 88,3 k € | +5.3% | 83,8 k € | -16.4% | 100,3 k € | +293% | 25,5 k € | +403% | 5,1 k € | -29.6% | 7,2 k € | +144% | -16,6 k € | +71.1% | -57,4 k € | -50.5% | -38,1 k € | -2515% | 1,6 k € | +149% | -3,3 k € | +71.7% | -11,5 k € | -1300% | 957 € | +104% | -25,4 k € | -6488% | 398 € | -72.0% | 1,4 k € | -37.9% | 2,3 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||||||
| Equity | 331,6 k € | +10.5% | 300,2 k € | +4.3% | 287,9 k € | +44.2% | 199,6 k € | +72.4% | 115,8 k € | +649% | 15,5 k € | +253% | -10,1 k € | -135% | 29,2 k € | +32.8% | 22 k € | -43.0% | 38,6 k € | -59.8% | 95,9 k € | -28.4% | 134 k € | +1.2% | 132,5 k € | -2.4% | 135,7 k € | +32.0% | 102,8 k € | +161% | 39,4 k € | -39.2% | 64,8 k € | +0.6% | 64,4 k € | +2.3% | 63 k € |
| Total assets | 383,2 k € | +14.3% | 335,3 k € | +4.8% | 320 k € | +31.7% | 242,9 k € | +8.6% | 223,6 k € | -38.9% | 366,1 k € | +143% | 150,5 k € | -9.7% | 166,7 k € | -70.2% | 559,5 k € | -29.5% | 793,3 k € | +17.2% | 677 k € | +6.7% | 634,7 k € | +9.5% | 579,5 k € | +20.6% | 480,5 k € | -17.1% | 579,3 k € | -0.6% | 583 k € | +119% | 266,3 k € | +7.4% | 247,8 k € | +76.0% | 140,8 k € |
| Cash | 81,5 k € | +147% | 32,9 k € | -42.1% | 56,9 k € | -41.3% | 96,8 k € | +42.4% | 68 k € | -80.2% | 342,7 k € | +166% | 129 k € | – | 215,6 k € | -35.5% | 334,4 k € | +106% | 162,4 k € | +17.5% | 138,2 k € | -12.9% | 158,7 k € | +94.2% | 81,7 k € | -26.0% | 110,4 k € | +31.2% | 84,1 k € | +148% | 34 k € | -57.2% | 79,4 k € | +141% | 33 k € | ||
| Debts | 51,6 k € | +47.4% | 35 k € | +8.9% | 32,1 k € | -25.8% | 43,3 k € | -17.6% | 52,5 k € | -80.3% | 267,2 k € | +111% | 126,5 k € | -8.0% | 137,5 k € | -47.8% | 263,4 k € | -34.4% | 401,8 k € | -30.8% | 581,1 k € | +17.8% | 493,4 k € | +93.9% | 254,4 k € | -26.2% | 344,8 k € | +15.6% | 298,2 k € | -45.1% | 543,5 k € | +559% | 82,5 k € | -8.3% | 90 k € | +56.0% | 57,7 k € |
Estimate
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2022 · 2 active · 15 ended
Active mandates
Active
Active
Ended mandates
At this address
Other companies at this address
| Company | CBE no. |
|---|---|
COGI● Active | 0439.342.791 |
DOCTEUR PAUL GOURDIN● Active | 0477.963.738 |
Freimmo Invest● Active | 0446.682.921 |
Jacques GILLARD● Active | 0443.906.345 |
LABORAGRA● Active | 0413.853.171 |
Le Home Contemporain● Active | 0415.875.325 |
OSTY● Active | 0744.486.183 |
| 0441.665.051 |
Financials
Annual accounts
Full financial information
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 |
| Closing of the financial year | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 21/07/2025 | 31/07/2024 | 20/07/2023 | 12/08/2022 | 13/08/2021 | 28/09/2020 |
| General meeting | 06/05/2025 | 07/05/2024 | 02/05/2023 | 03/05/2022 | 04/05/2021 | 07/09/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
19 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2024 | 06/05/2025 | 21/07/2025 | French | |
| Abridged model | 31/12/2023 | 07/05/2024 | 31/07/2024 | French | |
| Abridged model | 31/12/2022 | 02/05/2023 | 20/07/2023 | French | |
| Abridged model | 31/12/2021 | 03/05/2022 | 12/08/2022 | French | |
| Abridged model | 31/12/2020 | 04/05/2021 | 13/08/2021 | French | |
| Abridged model | 31/12/2019 | 07/09/2020 | 28/09/2020 | French | |
| Abridged model | 31/12/2018 | 07/05/2019 | 07/08/2019 | French | |
| Abridged model | 31/12/2017 | 02/05/2018 | 20/07/2018 | French | |
| Abridged model | 31/12/2016 | 02/05/2017 | 12/09/2017 | French | |
| Abridged model | 31/12/2015 | 03/05/2016 | 11/08/2016 | French | |
| Abridged model | 31/12/2014 | 17/06/2015 | 18/06/2015 | French | |
| Abridged model | 31/12/2013 | 05/05/2014 | 14/07/2014 | French | |
| Abridged model | 31/12/2012 | 06/05/2013 | 31/08/2013 | French | |
| Abridged model | 31/12/2011 | 23/11/2012 | 26/11/2012 | French | |
| Abridged model | 31/12/2010 | 02/05/2011 | 31/08/2011 | French | |
| Abridged model | 31/12/2009 | 14/10/2010 | 06/01/2011 | French | |
| Abridged model | 31/12/2008 | 04/05/2009 | 22/09/2009 | French | |
| Abridged model | 31/12/2007 | 05/05/2008 | 13/02/2009 | French | |
| Abridged model | 31/12/2006 | 07/05/2007 | 24/08/2007 | French |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2022 · 2 active · 15 ended
Active mandates
Active
Active
Ended mandates
Shareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
- Mandates20/03/2026STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - OBJET - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
- Mandates12/01/2026DEMISSIONS, NOMINATIONS
- Mandates11/12/2023DENOMINATION
- Mandates07/01/2022DEMISSIONS, NOMINATIONS
- Mandates15/04/2019DEMISSIONS, NOMINATIONS
- Registered office23/08/2016SIEGE SOCIAL
- Mandates18/09/2015DEMISSIONS, NOMINATIONS
- Mandates14/08/2015DEMISSIONS, NOMINATIONS
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2024Annual accounts 202431,4 k €↑
- 2023Annual accounts 202312,4 k €↓
- 2023Name changeAGIFRA CORPORATE
- 2022Annual accounts 202288,3 k €↑
- 2021Annual accounts 202183,8 k €↓
- 2021Name changeLD&A
- 2020Annual accounts 2020100,3 k €↑
- 2019Annual accounts 201925,5 k €↑
- 2018Annual accounts 20185,1 k €↓
- 2017Annual accounts 20177,2 k €↑
- 2016Annual accounts 2016-16,6 k €↑
- 2015Annual accounts 2015-57,4 k €↓
- 2014Annual accounts 2014-38,1 k €↓
- 2013Annual accounts 20131,6 k €↑
- 2012Annual accounts 2012-3,3 k €↑
- 2011Annual accounts 2011-11,5 k €↓
- 2010Annual accounts 2010957 €↑
- 2009Annual accounts 2009-25,4 k €↓
- 2008Annual accounts 2008398 €↓
- 2007Annual accounts 20071,4 k €↓
- 2006Annual accounts 20062,3 k €
- 2006Name changeLANNERS, DENAYER et ASSOCIES
- 16/12/2002IncorporationCooperative society