ACTIVE

PENIM

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Financial year 2025 · closed on 30/06/2025

Net result

20,9 k €

+177.6% YoY

Gross margin

23,6 k €

+202.8% YoY

Equity

147,2 k €

+16.5% YoY

What does PENIM do?

PENIM is a Private limited company incorporated in 2003. Its main activity is: Real estate agencies. Its registered office is in Waterloo.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0479.634.118

Incorporation

25/02/2003

Legal form

Private limited company

Registered office

Avenue Reine Astrid 36 box 6
1410 Waterloo · WallonieSee on map

Contributed capital

18 600,00 €

Latest accounts

30/06/2025

Activities (NACE)

68310Real estate agencies· main 68311Real estate agencies 70311Activities of head offices; management consultancy activities

Joint committees (2)

Contacts

2 public details availableLog in to view

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	23,6 k €	+203%	-22,9 k €	-223%	-7,1 k €	-132%	22,1 k €	-19.4%	27,4 k €	-63.5%	75,2 k €	-62.1%	198,2 k €	+275%	52,9 k €	-24.3%	69,9 k €	+98.8%	35,2 k €	+244%	-24,5 k €	-308%	-6 k €	-111%	52,5 k €	-34.7%	80,4 k €	+90.0%	42,3 k €	+223%	13,1 k €	-71.4%	45,8 k €	+130%	19,9 k €	-45.8%	36,7 k €	+441%	-10,8 k €
EBITDA	23,1 k €	+199%	-23,4 k €	-184%	-8,2 k €	-138%	21,5 k €	-8.9%	23,6 k €	-68.3%	74,5 k €	-54.8%	164,8 k €	+720%	20,1 k €	+90.0%	10,6 k €	-69.6%	34,8 k €	+238%	-25,3 k €	-315%	-6,1 k €	-112%	51,7 k €	-8.5%	56,5 k €	+152%	22,4 k €	+633%	3,1 k €	-92.9%	43 k €	+135%	18,3 k €	-46.4%	34,2 k €	+406%	-11,2 k €
Operating result	16,5 k €	+154%	-30,3 k €	-74.5%	-17,4 k €	-210%	15,9 k €	+5.9%	15 k €	-77.3%	65,9 k €	-57.8%	156,2 k €	+1272%	11,4 k €	+317%	2,7 k €	-89.2%	25,3 k €	+172%	-35 k €	-146%	-14,2 k €	-136%	39,7 k €	-10.8%	44,5 k €	+259%	12,4 k €	+423%	-3,8 k €	-110%	36,7 k €	+163%	13,9 k €	-54.7%	30,7 k €	+366%	-11,5 k €
Net result	20,9 k €	+178%	-26,9 k €	-76.7%	-15,2 k €	-242%	10,7 k €	-4.4%	11,2 k €	-57.8%	26,6 k €	-71.7%	93,9 k €	+1992%	4,5 k €	+8075%	54,9 €	-99.7%	20,7 k €	+161%	-33,8 k €	-107%	-16,3 k €	-180%	20,5 k €	-8.9%	22,5 k €	+475%	3,9 k €	+275%	-2,2 k €	-109%	24,9 k €	+93.4%	12,9 k €	-57.2%	30,1 k €	+867%	-3,9 k €
Balance sheet
Equity	147,2 k €	+16.5%	126,4 k €	-17.5%	153,3 k €	-9.0%	168,5 k €	+6.8%	157,8 k €	+7.6%	146,6 k €	+22.1%	120 k €	+360%	26,1 k €	+20.8%	21,6 k €	-60.5%	54,7 k €	+60.9%	34 k €	-49.9%	67,8 k €	-19.4%	84,1 k €	+32.2%	63,6 k €	+54.8%	41,1 k €	+914%	4,1 k €	-35.5%	6,3 k €	+134%	-18,6 k €	+40.9%	-31,4 k €	+48.9%	-61,5 k €
Total assets	163,1 k €	+10.6%	147,5 k €	-22.0%	189 k €	-2.8%	194,5 k €	-2.6%	199,6 k €	-9.8%	221,5 k €	-23.7%	290,4 k €	+74.7%	166,2 k €	+51.4%	109,8 k €	-6.2%	117,1 k €	-5.2%	123,5 k €	+1.9%	121,2 k €	-32.6%	179,9 k €	-16.2%	214,5 k €	+29.0%	166,3 k €	+137%	70,3 k €	-10.3%	78,3 k €	+11.8%	70 k €	+68.1%	41,7 k €	+2600%	1,5 k €
Cash	31,7 k €	-26.5%	43,1 k €	-55.7%	97,3 k €	-16.4%	116,3 k €	-16.8%	139,7 k €	-29.0%	196,8 k €	-24.4%	260,3 k €	+116%	120,5 k €	+27.8%	94,3 k €	+262%	26,1 k €	-25.9%	35,2 k €	-41.9%	60,6 k €	-45.2%	110,5 k €	-18.4%	135,4 k €	+61.3%	84 k €	+102%	41,5 k €	-25.6%	55,7 k €	+42.9%	39 k €	+112%	18,4 k €	+6166%	294 €
Debts	15,5 k €	-26.5%	21,1 k €	-40.9%	35,7 k €	+37.5%	26 k €	+28.7%	20,2 k €	-25.2%	27 k €	-81.3%	144,2 k €	+26.6%	113,9 k €	+83.8%	62 k €	+25.7%	49,3 k €	-34.7%	75,5 k €	+94.3%	38,9 k €	-50.9%	79,1 k €	-40.6%	133,2 k €	+27.6%	104,3 k €	+58.7%	65,8 k €	-8.1%	71,6 k €	-19.0%	88,4 k €	+23.0%	71,9 k €	+14.1%	63 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		–		–		–		0,5 ETP	0.0%	0,5 ETP	0.0%	0,5 ETP		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 11 ended

Active mandates

Corinne Callaerts

Director · since 30 décembre 2011

Active

Thierry PENASSE

Director

Active

Ended mandates

Corinne Callaerts

Manager · since 01 février 2007

Ended

Thierry Penasse

Manager · since 05 janvier 2007

Ended

Carole Stroobants

Manager · until 05 janvier 2007

Ended

Corinne Callaerts

Mandate

Ended

At this address

Other companies at this address

Company	CBE no.
Association des Copropriétaires de la "Résidence Reine Astrid" à 1410 Waterloo, avenue Reine Astrid n°36● Active	0848.645.476
MAPRA● Active	0724.966.419

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	19/12/2025	23/12/2024	19/12/2023	19/12/2022	17/12/2021	28/12/2020
General meeting	28/11/2025	22/11/2024	24/11/2023	17/11/2022	26/11/2021	27/11/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	30/06/2025	28/11/2025	19/12/2025	French	PDF
Micro model	30/06/2024	22/11/2024	23/12/2024	French	PDF
Micro model	30/06/2023	24/11/2023	19/12/2023	French	PDF
Micro model	30/06/2022	17/11/2022	19/12/2022	French	PDF
Micro model	30/06/2021	26/11/2021	17/12/2021	French	PDF
Micro model	30/06/2020	27/11/2020	28/12/2020	French	PDF
Micro model	30/06/2019	22/11/2019	23/12/2019	French	PDF
Micro model	30/06/2018	23/11/2018	27/12/2018	French	PDF
Micro model	30/06/2017	24/11/2017	27/12/2017	French	PDF
Abridged model	30/06/2016	25/11/2016	05/12/2016	French	PDF
Abridged model	30/06/2015	27/11/2015	31/12/2015	French	PDF
Abridged model	30/06/2014	28/11/2014	29/12/2014	French	PDF
Abridged model	30/06/2013	22/11/2013	27/02/2014	French	PDF
Abridged model	30/06/2012	23/11/2012	04/01/2013	French	PDF
Abridged model	30/06/2011	25/11/2011	13/02/2012	French	PDF
Abridged model	30/06/2010	26/11/2010	21/02/2011	French	PDF
Abridged model	30/06/2009	31/12/2009	15/02/2010	French	PDF
Abridged model	30/06/2008	31/12/2008	09/02/2009	French	PDF
Abridged model	30/06/2007	31/12/2007	31/01/2008	French	PDF
Abridged model	30/06/2006	31/12/2006	23/11/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 11 ended

Active mandates

Corinne Callaerts

Director · since 30 décembre 2011

Active

Thierry PENASSE

Director

Active

Ended mandates

Corinne Callaerts

Manager · since 01 février 2007

Ended

Thierry Penasse

Manager · since 05 janvier 2007

Ended

Carole Stroobants

Manager · until 05 janvier 2007

Ended

Corinne Callaerts

Mandate

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates29/02/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates07/07/2020
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - OBJET - DEMISSIONS, NOMINATIONS
PDF
Mandates28/02/2020
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
PDF
Registered office09/02/2018
SIEGE SOCIAL
PDF
Mandates26/07/2016
DEMISSIONS, NOMINATIONS
PDF
Registered office13/08/2015
SIEGE SOCIAL
PDF
Mandates20/03/2012
DEMISSIONS, NOMINATIONS
PDF
Mandates12/09/2011
DEMISSIONS, NOMINATIONS
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202520,9 k €↑
2024
Annual accounts 2024-26,9 k €↓
2023
Annual accounts 2023-15,2 k €↓
2022
Annual accounts 202210,7 k €↓
2021
Annual accounts 202111,2 k €↓
2020
Annual accounts 202026,6 k €↓
2019
Annual accounts 201993,9 k €↑
2018
Annual accounts 20184,5 k €↑
2017
Annual accounts 201754,9 €↓
2016
Annual accounts 201620,7 k €↑
2015
Annual accounts 2015-33,8 k €↓
2014
Annual accounts 2014-16,3 k €↓
2013
Annual accounts 201320,5 k €↓
2012
Annual accounts 201222,5 k €↑
2011
Annual accounts 20113,9 k €↑
2010
Annual accounts 2010-2,2 k €↓
2009
Annual accounts 200924,9 k €↑
2008
Annual accounts 200812,9 k €↓
2007
Annual accounts 200730,1 k €↑
2006
Annual accounts 2006-3,9 k €
25/02/2003
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

PENIM

Overview

What does PENIM do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline