ACTIVE

VCverzekering

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Financial year 2025 · closed on 31/12/2025
Net result
166,1 k €
-67.6% YoY
Gross margin
263 k €
+11.4% YoY
Equity
1,5 M €
+9.1% YoY
Workforce
0,4 ETP
0.0% YoY

What does VCverzekering do?

VCverzekering is a Private limited company incorporated in 2012. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Koksijde. It employs on average 0,4 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0501.730.322
Incorporation
04/12/2012
Legal form
Private limited company
Registered office
Leopold II Laan(Odk) 213 box 11
8670 Koksijde · FlandreSee on map
Contributed capital
185 000,00 €
Latest accounts
31/12/2025
Average workforce
0,4 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers64200Activities of holding companies64210Activities of holding companies
Joint committees (2)
  • 218
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 12 financial years

202520242023202220212019201820172016201520142013
Income statement
Gross margin263 k €236 k €252,8 k €171,1 k €144,3 k €133,5 k €143,3 k €128,2 k €127,8 k €92 k €91,9 k €167,5 k €
EBITDA227,8 k €205,3 k €223,2 k €143,8 k €116,9 k €108,6 k €119,3 k €105,6 k €113,7 k €90,9 k €105,4 k €119,5 k €
Operating result219,6 k €203,2 k €223 k €143 k €106,2 k €96,9 k €105,6 k €91,8 k €99,9 k €71,4 k €86,1 k €92,4 k €
Net result166,1 k €513,2 k €158,2 k €207,3 k €91,7 k €83,7 k €84,5 k €66,4 k €78,4 k €41,1 k €149,4 k €-37,6 k €
Balance sheet
Equity1,5 M €1,4 M €898 k €769,8 k €592,4 k €445,8 k €392,1 k €337,6 k €301,2 k €243 k €201,9 k €64,5 k €
Total assets1,7 M €1,7 M €1,2 M €1,2 M €1,3 M €505,9 k €450,6 k €458,7 k €421,5 k €477,5 k €601,4 k €590,9 k €
Cash139,5 k €112,8 k €162,6 k €128,6 k €109,3 k €84,5 k €64,6 k €44,8 k €43,9 k €16,3 k €37,1 k €5,5 k €
Debts208 k €281 k €326,7 k €418,4 k €683,6 k €60,1 k €58,5 k €121,1 k €120,3 k €231,7 k €381,5 k €511 k €
Other
Workforce0,4 ETP0,4 ETP0,4 ETP0,4 ETP0,4 ETP0,4 ETP0,4 ETP0,4 ETP0,1 ETP––0,1 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 15 ended

Active mandates

AMI

Director · since 20 novembre 2012 · 0454.409.663

Represented by Verriest MICHEL

Active
LIEJO

Director · since 20 novembre 2012 · 0479.651.835

Represented by Verriest JOHAN

Active

Ended mandates

MAES Luc

Manager · since 01 octobre 2013 · 0461.285.973

Represented by LUC MAES

Ended
AMI

Director · since 20 novembre 2012 · 0454.409.663

Represented by Verriest MICHEL

Ended
LIEJO

Director · since 20 novembre 2012 · 0479.651.835

Represented by Verriest JOHAN

Ended
AMI

Manager · 0454.409.663

Represented by MICHEL VERRIEST

Ended
At this address

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0443.730.656
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0469.045.874
Eenheid Verriest● Active
0643.976.268
ODK SHOP● Active
0894.789.762
OPTIEK KATRIEN● Active
0824.772.984
Steven Simons● Active
0783.724.762
The Activewear Boutique● Active
1003.316.431
VCimmo● Active
0421.450.845
VCsyndic● Active
0449.536.107
Vereniging van Mede-eigenaars Residentie Cassiopeia te Koksijde (Oostduinkerke), Leopold II laan 213.● Liquidation
0873.071.660
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date27/08/202626/08/202512/07/202426/06/202330/06/202212/07/2021
General meeting06/06/202607/06/202501/06/202403/06/202304/06/202205/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

14 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202506/06/202627/08/2026DutchPDF
Abridged model31/12/202407/06/202526/08/2025DutchPDF
Abridged model31/12/202301/06/202412/07/2024DutchPDF
Abridged model31/12/202203/06/202326/06/2023DutchPDF
Abridged model31/12/202104/06/202230/06/2022DutchPDF
Abridged model31/12/202005/06/202112/07/2021DutchPDF
Abridged model31/12/201906/06/202020/08/2020DutchPDF
Abridged model31/12/201801/06/201929/08/2019DutchPDF
Abridged model31/12/201702/06/201810/07/2018DutchPDF
Abridged model31/12/201603/06/201720/06/2017DutchPDF
Abridged model31/12/201504/06/201608/06/2016DutchPDF
Abridged model31/12/201406/06/201511/06/2015DutchPDF
Abridged model31/12/201307/06/201425/06/2014DutchPDF
Abridged model31/12/201201/06/201322/08/2013DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 15 ended

Active mandates

AMI

Director · since 20 novembre 2012 · 0454.409.663

Represented by Verriest MICHEL

Active
LIEJO

Director · since 20 novembre 2012 · 0479.651.835

Represented by Verriest JOHAN

Active

Ended mandates

MAES Luc

Manager · since 01 octobre 2013 · 0461.285.973

Represented by LUC MAES

Ended
AMI

Director · since 20 novembre 2012 · 0454.409.663

Represented by Verriest MICHEL

Ended
LIEJO

Director · since 20 novembre 2012 · 0479.651.835

Represented by Verriest JOHAN

Ended
AMI

Manager · 0454.409.663

Represented by MICHEL VERRIEST

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates16/11/2023
    WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/10/2019
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates18/01/2016
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/11/2013
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates31/10/2013
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other13/12/2012
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025166,1 k €↓
  2. 2024
    Annual accounts 2024513,2 k €↑
  3. 2023
    Annual accounts 2023158,2 k €↓
  4. 2023
    Name changeVCverzekering
  5. 2022
    Annual accounts 2022207,3 k €↑
  6. 2021
    Annual accounts 202191,7 k €↑
  7. 2021
    Name changeVerriest, Celerier En Partners
  8. 2019
    Annual accounts 201983,7 k €↓
  9. 2018
    Annual accounts 201884,5 k €↑
  10. 2017
    Annual accounts 201766,4 k €↓
  11. 2016
    Annual accounts 201678,4 k €↑
  12. 2015
    Annual accounts 201541,1 k €↓
  13. 2014
    Annual accounts 2014149,4 k €↑
  14. 2013
    Annual accounts 2013-37,6 k €
  15. 04/12/2012
    IncorporationPrivate limited company