ACTIVE

RESEAU EUROPEEN DE LA MICROFINANCE

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Financial year 2025 · closed on 31/12/2025

Net result

-40,8 k €

-143.0% YoY

Revenue

440,3 k €

-15.4% YoY

Equity

584,2 k €

-6.5% YoY

Workforce

7,8 ETP

+14.7% YoY

What does RESEAU EUROPEEN DE LA MICROFINANCE do?

RESEAU EUROPEEN DE LA MICROFINANCE is a International non-profit organization incorporated in 2012. Its registered office is in Bruxelles. It employs on average 7,8 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0501.927.092

Incorporation

12/12/2012

Legal form

International non-profit organization

Registered office

Rue d'Arlon 55
1040 Bruxelles · BruxellesSee on map

Latest accounts

31/12/2025

Average workforce

7,8 ETP

Joint committees (1)

Signals

Solid equityLow riskGood liquidityHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 10 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016
Income statement
Revenue	440,3 k €	-15.4%	520,2 k €	+25.8%	413,7 k €	+31.4%	314,7 k €	+26.3%	249,2 k €	+98.3%	125,7 k €	-68.8%	403 k €	+133%	173 k €	-55.4%	388,1 k €	+41.3%	274,7 k €
EBITDA	-36,6 k €	-136%	100,4 k €	+157%	39 k €	-44.4%	70,3 k €	+11.4%	63,1 k €	+226%	-49,9 k €	-129%	-21,8 k €	-143%	51,3 k €	-56.4%	117,7 k €	+18.3%	99,5 k €
Operating result	-39,1 k €	-140%	97,7 k €	+162%	37,3 k €	-46.3%	69,4 k €	+15.2%	60,2 k €	+200%	-60,3 k €	-86.7%	-32,3 k €	-171%	45,5 k €	-57.2%	106,1 k €	+30.9%	81 k €
Net result	-40,8 k €	-143%	95 k €	+164%	35,9 k €	-46.2%	66,8 k €	+14.5%	58,4 k €	+196%	-60,6 k €	-86.0%	-32,6 k €	-172%	45,1 k €	-56.9%	104,7 k €	+34.9%	77,6 k €
Balance sheet
Equity	584,2 k €	-6.5%	625 k €	+17.9%	530 k €	+7.3%	494 k €	+15.6%	427,2 k €	+15.8%	368,9 k €	-14.1%	429,4 k €	-7.0%	462 k €	+10.8%	416,9 k €	+33.5%	312,2 k €
Total assets	1,1 M €	-31.2%	1,6 M €	+15.1%	1,4 M €	+37.5%	1 M €	+26.3%	792,7 k €	-37.9%	1,3 M €	+113%	599,8 k €	+7.8%	556,7 k €	+4.9%	530,9 k €	+31.9%	402,4 k €
Cash	661,6 k €	-43.0%	1,2 M €	+15.6%	1 M €	+37.4%	730,9 k €	+28.8%	567,4 k €	-46.5%	1,1 M €	+166%	397,9 k €	-14.4%	464,9 k €	+83.8%	252,9 k €	-0.9%	255,2 k €
Debts	269,7 k €	-71.9%	959,8 k €	+13.3%	847,1 k €	+67.0%	507,2 k €	+40.3%	361,4 k €	-60.0%	902,9 k €	+430%	170,4 k €	+80.0%	94,7 k €	-16.7%	113,7 k €	+26.2%	90,2 k €
Other
Workforce	7,8 ETP	+14.7%	6,8 ETP	-11.7%	7,7 ETP	-8.3%	8,4 ETP	+3.7%	8,1 ETP	-17.3%	9,8 ETP	+8.9%	9,0 ETP	+28.6%	7,0 ETP	-21.3%	8,9 ETP	+45.9%	6,1 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 9 active · 51 ended

Active mandates

Alexandre NAYME

Director · since 15 avril 2026

Active

Lorraine Marie G DE FIERLANT DORMER

Director · since 15 avril 2026

Active

Claudia BELLI

Director · since 16 octobre 2024 · until 15 avril 2026

Active

Emanuele CABRAS

Director · since 16 octobre 2024

Active

Guillermo ARIS

Director · since 16 octobre 2024

Active

Herjola SPAHIU

Director · since 16 octobre 2024

Active

Laure COUSSIRAT-COUSTERE

Director · since 16 octobre 2024 · until 15 avril 2026

Active

Panayiotis TOURNAVITIS

Director · since 16 octobre 2024

Active

Stefan BUCIUC

Director · since 16 octobre 2024

Active

Ended mandates

MONTE CREDIT

Director · since 14 octobre 2021 · until 30 juin 2021

Ended

MONTE CREDIT

Director · since 14 octobre 2021 · until 14 octobre 2024

Ended

NOA

Director · since 14 octobre 2021 · until 30 juin 2024

Ended

NOA

Director · since 14 octobre 2021 · until 14 octobre 2024

Ended

At this address

Other companies at this address

Company	CBE no.
A.C.P. RUE D'ARLON 55 1040 BRUXELLES● Active	0850.667.234
ASSOCIATION INTERNATIONALE DE LA DALLE PRECONTRAINTE● Active	0550.546.957
Bureau International du Béton Manufacturé● Active	0422.137.070
Concrete Europe● Active	0894.653.467
European Ready Mixed Concrete Organization● Active	0864.250.204

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	02/08/2026	10/07/2025	30/07/2024	08/08/2023	04/08/2022	23/08/2021
General meeting	30/06/2026	30/06/2025	19/06/2024	14/06/2023	15/06/2022	25/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

11 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	02/08/2026	French	PDF
Abridged model	31/12/2024	30/06/2025	10/07/2025	French	PDF
Abridged model	31/12/2023	19/06/2024	30/07/2024	French	PDF
Abridged modelCorrection	31/12/2022	14/06/2023	09/04/2024	French	PDF
Abridged model	31/12/2022	14/06/2023	08/08/2023	French	PDF
Abridged model	31/12/2021	15/06/2022	04/08/2022	French	PDF
Abridged model	31/12/2020	25/06/2021	23/08/2021	French	PDF
Abridged model	31/12/2019	23/06/2020	03/08/2020	French	PDF
Abridged model	31/12/2018	06/06/2019	02/10/2019	French	PDF
Abridged model	31/12/2017	17/06/2018	09/07/2018	French	PDF
Abridged model	31/12/2016	21/06/2017	26/07/2017	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 9 active · 51 ended

Active mandates

Alexandre NAYME

Director · since 15 avril 2026

Active

Lorraine Marie G DE FIERLANT DORMER

Director · since 15 avril 2026

Active

Claudia BELLI

Director · since 16 octobre 2024 · until 15 avril 2026

Active

Emanuele CABRAS

Director · since 16 octobre 2024

Active

Guillermo ARIS

Director · since 16 octobre 2024

Active

Herjola SPAHIU

Director · since 16 octobre 2024

Active

Laure COUSSIRAT-COUSTERE

Director · since 16 octobre 2024 · until 15 avril 2026

Active

Panayiotis TOURNAVITIS

Director · since 16 octobre 2024

Active

Stefan BUCIUC

Director · since 16 octobre 2024

Active

Ended mandates

MONTE CREDIT

Director · since 14 octobre 2021 · until 30 juin 2021

Ended

MONTE CREDIT

Director · since 14 octobre 2021 · until 14 octobre 2024

Ended

NOA

Director · since 14 octobre 2021 · until 30 juin 2024

Ended

NOA

Director · since 14 octobre 2021 · until 14 octobre 2024

Ended

Shareholders

Ownership and network

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Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates23/07/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates16/01/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates26/08/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates05/05/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates11/04/2025
DEMISSIONS, NOMINATIONS
PDF
Registered office30/12/2024
SIEGE SOCIAL
PDF
Mandates13/06/2024
DEMISSIONS, NOMINATIONS
PDF
Other26/03/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-40,8 k €↓
2024
Annual accounts 202495 k €↑
2023
Annual accounts 202335,9 k €↓
2022
Annual accounts 202266,8 k €↑
2021
Annual accounts 202158,4 k €↑
2020
Annual accounts 2020-60,6 k €↓
2019
Annual accounts 2019-32,6 k €↓
2018
Annual accounts 201845,1 k €↓
2017
Annual accounts 2017104,7 k €↑
2016
Annual accounts 201677,6 k €
12/12/2012
IncorporationInternational non-profit organization

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

RESEAU EUROPEEN DE LA MICROFINANCE

Overview

What does RESEAU EUROPEEN DE LA MICROFINANCE do?

Trend over 10 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline