ACTIVE

IPSUM VERZEKERINGEN

Export PDF
Financial year 2024 · closed on 31/12/2024
Net result
202,9 k €
+984.9% YoY
Gross margin
456,8 k €
+60.8% YoY
Equity
337,6 k €
+14.6% YoY

What does IPSUM VERZEKERINGEN do?

IPSUM VERZEKERINGEN is a Private limited company incorporated in 2012. Its main activity is: Non-life insurance. Its registered office is in Bilzen-Hoeselt.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0502.451.981
Incorporation
28/12/2012
Legal form
Private limited company
Registered office
Bilzersteenweg 45B box 1
3730 Bilzen-Hoeselt · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2024
Activities (NACE)
65122Non-life insurance· main65122Non-life insurance66220Activities of insurance agents and brokers66220Activities of insurance agents and brokers
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
Available with a Rovalta subscriptionTry for 7 days
Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 12 financial years

202420232022202120202019201820172016201520142013
Income statement
Gross margin456,8 k €284,1 k €247,6 k €237,5 k €239,7 k €205,8 k €317,9 k €78,3 k €95,1 k €37,7 k €64,1 k €15 k €
EBITDA306,8 k €68,5 k €34,3 k €24,7 k €90,7 k €112,2 k €40,5 k €-3,6 k €34,8 k €-11,2 k €17,9 k €12,6 k €
Operating result272,6 k €36,7 k €3,2 k €-4,7 k €59,5 k €83,8 k €30 k €-10,8 k €27,1 k €-13,5 k €11 k €4,8 k €
Net result202,9 k €18,7 k €-5 k €-12 k €40,9 k €75 k €21,6 k €-16,1 k €15,2 k €-13,8 k €6,9 k €2 k €
Balance sheet
Equity337,6 k €294,7 k €276 k €281 k €293 k €252,1 k €177,1 k €122,2 k €138,3 k €123 k €136,8 k €129,9 k €
Total assets902,4 k €797,8 k €769,5 k €797,1 k €839,1 k €820,7 k €944,5 k €524,8 k €546,8 k €540,8 k €151 k €144,1 k €
Cash37,2 k €62,1 k €24,9 k €20 k €38,6 k €3 k €2,2 k €7,9 k €11,7 k €9,9 k €22,5 k €375,1 €
Debts564,9 k €503,1 k €493,5 k €516,1 k €546,1 k €568,5 k €767,1 k €402,6 k €408,6 k €412,7 k €14,2 k €5,2 k €
Other
Workforce–––––––2,1 ETP1,5 ETP0,7 ETP1,0 ETP–
Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 13 ended

Active mandates

Arti Franssens

Director · 0832.641.466

Represented by Wouter Franssens

Active
JS CONSULT

Director · 0434.689.266

Represented by Jurgen Stevens

Active

Ended mandates

Arti Franssens

Manager · since 02 avril 2013 · 0832.641.466

Represented by Wouter Franssens

Ended
Arti Franssens

Manager · since 02 avril 2013 · 0832.641.466

Represented by Wouter Franssens

Ended
JS CONSULT

Manager · since 02 avril 2013 · 0434.689.266

Represented by Jurgen Stevens

Ended
JS CONSULT

Manager · since 02 avril 2013 · 0434.689.266

Represented by Jurgen Stevens

Ended
At this address

Other companies at this address

CompanyCBE no.
IPSUM vastgoed● Active
0695.930.161
Annual accounts

Full financial information

202420232022202120202019
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202401/01/202301/01/202201/01/202101/01/202001/01/2019
Closing of the financial year31/12/202431/12/202331/12/202231/12/202131/12/202031/12/2019
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date22/07/202510/07/202414/07/202302/07/202206/07/202131/07/2020
General meeting19/06/202510/06/202405/06/202306/06/202207/06/202130/06/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days
Filings

Annual accounts filings

12 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202419/06/202522/07/2025DutchPDF
Micro model31/12/202310/06/202410/07/2024DutchPDF
Micro model31/12/202205/06/202314/07/2023DutchPDF
Micro model31/12/202106/06/202202/07/2022DutchPDF
Micro model31/12/202007/06/202106/07/2021DutchPDF
Micro model31/12/201930/06/202031/07/2020DutchPDF
Micro model31/12/201824/06/201919/07/2019DutchPDF
Abridged model31/12/201718/06/201802/07/2018DutchPDF
Abridged model31/12/201606/06/201708/08/2017DutchPDF
Abridged model31/12/201506/06/201608/07/2016DutchPDF
Abridged model31/12/201401/06/201531/08/2015DutchPDF
Abridged model31/12/201302/06/201422/08/2014DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 2 active · 13 ended

Active mandates

Arti Franssens

Director · 0832.641.466

Represented by Wouter Franssens

Active
JS CONSULT

Director · 0434.689.266

Represented by Jurgen Stevens

Active

Ended mandates

Arti Franssens

Manager · since 02 avril 2013 · 0832.641.466

Represented by Wouter Franssens

Ended
Arti Franssens

Manager · since 02 avril 2013 · 0832.641.466

Represented by Wouter Franssens

Ended
JS CONSULT

Manager · since 02 avril 2013 · 0434.689.266

Represented by Jurgen Stevens

Ended
JS CONSULT

Manager · since 02 avril 2013 · 0434.689.266

Represented by Jurgen Stevens

Ended
Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates17/06/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - DIVERSEN - DOEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office27/05/2019
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates28/07/2014
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates22/04/2013
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - ONTSLAGEN - BENOEMINGEN
    PDF
  • Other29/01/2013
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2024
    Annual accounts 2024202,9 k €↑
  2. 2023
    Annual accounts 202318,7 k €↑
  3. 2022
    Annual accounts 2022-5 k €↑
  4. 2021
    Annual accounts 2021-12 k €↓
  5. 2020
    Annual accounts 202040,9 k €↓
  6. 2019
    Annual accounts 201975 k €↑
  7. 2018
    Annual accounts 201821,6 k €↑
  8. 2017
    Annual accounts 2017-16,1 k €↓
  9. 2016
    Annual accounts 201615,2 k €↑
  10. 2015
    Annual accounts 2015-13,8 k €↓
  11. 2014
    Annual accounts 20146,9 k €↑
  12. 2013
    Annual accounts 20132 k €
  13. 28/12/2012
    IncorporationPrivate limited company