ACTIVE

CBFINGEST

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Financial year 2025 · closed on 31/12/2025
Net result
3,2 k €
-1.5% YoY
Gross margin
40 k €
+3.3% YoY
Equity
33,1 k €
-0.6% YoY

What does CBFINGEST do?

CBFINGEST is a Private limited company incorporated in 2013. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Chaudfontaine.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0508.951.080
Incorporation
07/01/2013
Legal form
Private limited company
Registered office
Rue Albert et Louis Curvers 11
4053 Chaudfontaine · WallonieSee on map
Contributed capital
1 515,15 €
Latest accounts
31/12/2025
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers46190Agents involved in the sale of a variety of goods46190Agents involved in the sale of a variety of goods66199Other activities auxiliary to financial services, except insurance and pension funding66199Other activities auxiliary to financial services, except insurance and pension funding
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
View the BCE/KBO Public Search record →
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✦ Verdict · Analyst summary
Financials

Trend over 13 financial years

2025202420232022202120202019201820172016201520142013
Income statement
Gross margin40 k €38,7 k €112,7 k €75,6 k €47,1 k €14,7 k €30,4 k €19,9 k €21,3 k €8,8 k €8,7 k €15,5 k €6,9 k €
EBITDA36,2 k €32,5 k €107,2 k €68,9 k €35,7 k €8,8 k €24,9 k €17,9 k €16,9 k €8,1 k €8,6 k €15,2 k €6,7 k €
Operating result8,4 k €5,9 k €83,5 k €49 k €18,3 k €4,5 k €13,3 k €6,1 k €3,9 k €3,4 k €4,3 k €13,8 k €5,9 k €
Net result3,2 k €3,3 k €3,6 k €-2,8 k €12,4 k €3,1 k €5 k €2,4 k €23,4 €99,1 €292,7 €7,5 k €2 k €
Balance sheet
Equity33,1 k €33,3 k €34,5 k €30,8 k €33,7 k €21,2 k €18,1 k €13,9 k €11,5 k €11,5 k €11,4 k €11,1 k €3,6 k €
Total assets98,5 k €80,2 k €64,9 k €71 k €85,7 k €82,3 k €49,3 k €53 k €60,3 k €29,6 k €21,4 k €15,7 k €8,1 k €
Cash39,4 k €4 k €6,5 k €9 k €10,7 k €5,5 k €26,3 k €10,1 k €4,1 k €17,3 k €5,7 k €13,6 k €6,4 k €
Debts64,2 k €46,9 k €30,4 k €40,1 k €51,5 k €61 k €31,1 k €39,1 k €48,8 k €18,1 k €10 k €4,6 k €4,6 k €
Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 2 ended

Active mandates

JAMES BARR

Director

Active

Ended mandates

James Barr

Mandate

Ended
JAMES BARR

Manager

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date20/05/202607/07/202529/07/202421/07/202325/07/202202/08/2021
General meeting30/04/202630/06/202530/06/202430/06/202330/06/202230/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

13 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202530/04/202620/05/2026FrenchPDF
Micro model31/12/202430/06/202507/07/2025FrenchPDF
Micro model31/12/202330/06/202429/07/2024FrenchPDF
Micro model31/12/202230/06/202321/07/2023FrenchPDF
Micro model31/12/202130/06/202225/07/2022FrenchPDF
Micro model31/12/202030/06/202102/08/2021FrenchPDF
Micro model31/12/201930/06/202012/08/2020FrenchPDF
Micro model31/12/201830/06/201923/07/2019FrenchPDF
Micro model31/12/201730/06/201801/08/2018FrenchPDF
Micro model31/12/201630/06/201721/07/2017FrenchPDF
Abridged model31/12/201530/06/201604/07/2016FrenchPDF
Abridged model31/12/201430/06/201504/07/2015FrenchPDF
Abridged model31/12/201330/06/201430/06/2014FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 2 ended

Active mandates

JAMES BARR

Director

Active

Ended mandates

James Barr

Mandate

Ended
JAMES BARR

Manager

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates08/11/2023
    DENOMINATION - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE
    PDF
  • Registered office13/07/2016
    SIEGE SOCIAL
    PDF
  • Other09/01/2013
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20253,2 k €↓
  2. 2024
    Annual accounts 20243,3 k €↓
  3. 2023
    Annual accounts 20233,6 k €↑
  4. 2023
    Name changeCBFINGEST
  5. 2022
    Annual accounts 2022-2,8 k €↓
  6. 2021
    Annual accounts 202112,4 k €↑
  7. 2021
    Name changeOPTICAP SPRL
  8. 2020
    Annual accounts 20203,1 k €↓
  9. 2019
    Annual accounts 20195 k €↑
  10. 2018
    Annual accounts 20182,4 k €↑
  11. 2017
    Annual accounts 201723,4 €↓
  12. 2016
    Annual accounts 201699,1 €↓
  13. 2015
    Annual accounts 2015292,7 €↓
  14. 2014
    Annual accounts 20147,5 k €↑
  15. 2013
    Annual accounts 20132 k €
  16. 07/01/2013
    IncorporationPrivate limited company