ACTIVE

FINAVERA

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Financial year 2025 · closed on 31/03/2025
Net result
210,4 k €
+31.0% YoY
Gross margin
202,4 k €
-4.6% YoY
Equity
954,5 k €
+28.3% YoY

What does FINAVERA do?

FINAVERA is a Private limited company incorporated in 2013. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Roeselare.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0536.493.142
Incorporation
08/07/2013
Legal form
Private limited company
Registered office
Dalstraat 12
8800 Roeselare · FlandreSee on map
Contributed capital
12 400,00 €
Latest accounts
31/03/2025
Activities (NACE)
66220Activities of insurance agents and brokers· main70100Activities of head offices70100Activities of head offices
Joint committees (1)
  • 200
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDA
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 11 financial years

20252024202320222021202020192018201720162015
Income statement
Gross margin202,4 k €212,2 k €211,6 k €314,8 k €117 k €122,8 k €85,7 k €43,9 k €6,9 k €7,6 k €20,8 k €
EBITDA199,1 k €209 k €199,5 k €312,2 k €113,8 k €121,5 k €84,4 k €43,3 k €6,3 k €7,4 k €20,1 k €
Operating result133,7 k €150,6 k €151 k €266,6 k €63,5 k €49,1 k €74,9 k €42,7 k €5 k €2,1 k €8,4 k €
Net result210,4 k €160,6 k €157,5 k €171,7 k €40,4 k €65 k €82,8 k €37,8 k €11,4 k €957,6 €5,3 k €
Balance sheet
Equity954,5 k €744,1 k €583,5 k €426 k €254,3 k €213,8 k €148,8 k €66,1 k €28,3 k €16,9 k €16 k €
Total assets1,8 M €1,7 M €1,7 M €1,3 M €1,2 M €872,4 k €377,1 k €312,5 k €114,2 k €115,4 k €130,2 k €
Cash71,3 k €28,6 k €21,2 k €159 k €15,9 k €20,7 k €63,7 k €33,1 k €2,8 k €1 k €6,9 k €
Debts879,2 k €969 k €1,1 M €875,7 k €968,1 k €658,3 k €227,9 k €246 k €85,9 k €98,5 k €114,3 k €
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/03/2025 · 2 active · 3 ended

Active mandates

DETLEV VERSTRAETE

Director

Active
Marjan Verhelst

Director

Active

Ended mandates

DETLEV VERSTRAETE

Director · since 01 novembre 2017

Ended
DETLEV VERSTRAETE

Manager · since 01 novembre 2017

Ended
MARJAN VERHELST

Manager

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/04/202401/04/202301/04/202201/04/202101/04/202001/04/2019
Closing of the financial year31/03/202531/03/202431/03/202331/03/202231/03/202131/03/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/10/202530/10/202431/10/202328/10/202228/10/202129/10/2020
General meeting30/09/202530/09/202430/09/202330/09/202230/09/202119/09/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

11 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/03/202530/09/202531/10/2025DutchPDF
Micro model31/03/202430/09/202430/10/2024DutchPDF
Micro model31/03/202330/09/202331/10/2023DutchPDF
Micro model31/03/202230/09/202228/10/2022DutchPDF
Micro model31/03/202130/09/202128/10/2021DutchPDF
Micro model31/03/202019/09/202029/10/2020DutchPDF
Micro model31/03/201921/09/201930/10/2019DutchPDF
Micro model31/03/201815/09/201830/10/2018DutchPDF
Micro model31/03/201716/09/201731/10/2017DutchPDF
Abridged model31/03/201617/09/201628/10/2016DutchPDF
Abridged model31/03/201519/09/201529/09/2015DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/03/2025 · 2 active · 3 ended

Active mandates

DETLEV VERSTRAETE

Director

Active
Marjan Verhelst

Director

Active

Ended mandates

DETLEV VERSTRAETE

Director · since 01 novembre 2017

Ended
DETLEV VERSTRAETE

Manager · since 01 novembre 2017

Ended
MARJAN VERHELST

Manager

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates23/07/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - DIVERSEN - MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates11/12/2017
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office25/03/2014
    MAATSCHAPPELIJKE ZETEL - DOEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Other10/07/2013
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025210,4 k €↑
  2. 2024
    Annual accounts 2024160,6 k €↑
  3. 2023
    Annual accounts 2023157,5 k €↓
  4. 2022
    Annual accounts 2022171,7 k €↑
  5. 2021
    Annual accounts 202140,4 k €↓
  6. 2020
    Annual accounts 202065 k €↓
  7. 2019
    Annual accounts 201982,8 k €↑
  8. 2018
    Annual accounts 201837,8 k €↑
  9. 2017
    Annual accounts 201711,4 k €↑
  10. 2016
    Annual accounts 2016957,6 €↓
  11. 2015
    Annual accounts 20155,3 k €
  12. 08/07/2013
    IncorporationPrivate limited company