ACTIVE

THREE CAPITAL

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Financial year 2025 · closed on 31/12/2025
Net result
-28 k €
-57.3% YoY
Gross margin
49,3 k €
+416.5% YoY
Equity
-49,6 k €
-108.9% YoY
Workforce
1,3 ETP
+160.0% YoY

What does THREE CAPITAL do?

THREE CAPITAL is a Private limited company incorporated in 2013. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Chaumont-Gistoux. It employs on average 1,3 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0537.944.479
Incorporation
04/09/2013
Legal form
Private limited company
Registered office
Rue des Bruyères 89 box A
1325 Chaumont-Gistoux · WallonieSee on map
Contributed capital
6 200,00 €
Latest accounts
31/12/2025
Average workforce
1,3 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers
Joint committees (1)
  • 307
Signals
Healthy social debts
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Health score
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✦ Verdict · Analyst summary
Financials

Trend over 11 financial years

20252023202220212020201920182017201620152014
Income statement
Gross margin49,3 k €9,5 k €20,7 k €21,9 k €4 k €33,1 k €1,3 k €9,4 k €3,9 k €19,6 k €29,6 k €
EBITDA-16,8 k €-16,2 k €-3,1 k €226 €-18 k €11,2 k €-235,4 €7,7 k €2,5 k €16 k €28,8 k €
Operating result-33,7 k €-16,8 k €-3,2 k €51 €-18,8 k €10,3 k €-1,1 k €2,8 k €-3,2 k €10,4 k €26,8 k €
Net result-28 k €-17,8 k €-4,2 k €-1,2 k €-20,2 k €4,9 k €-3,1 k €-230,7 €-3,6 k €6 k €17,1 k €
Balance sheet
Equity-49,6 k €-23,8 k €-5,9 k €-1,7 k €-482,5 €19,7 k €22,4 k €25,4 k €25,7 k €29,2 k €23,3 k €
Total assets111,6 k €19,9 k €41,1 k €44,4 k €42 k €48,6 k €40,8 k €36,2 k €31,8 k €35,6 k €34,7 k €
Cash7,9 k €3,3 k €24,1 k €24,8 k €25 k €26,5 k €36,1 k €34 k €26,3 k €24,6 k €33 k €
Debts161,3 k €43,6 k €47 k €46,1 k €42,5 k €28,9 k €18,4 k €10,7 k €6,2 k €6,4 k €11,4 k €
Other
Workforce1,3 ETP0,5 ETP0,5 ETP0,5 ETP0,5 ETP0,5 ETP–––––
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

BROPHIL

Director · 0450.848.179

Represented by Philippe VAN ERKEL

Active

Ended mandates

Eric MATTHYS

Director

Ended
Eric MATTHYS

Manager

Ended
Philippe VAN ERKEL

Director

Ended
Philippe VAN ERKEL

Manager

Ended
At this address

Other companies at this address

CompanyCBE no.
BROPHIL● Active
0450.848.179
PROGRESSIO MANAGEMENT● Active
0726.796.749
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/08/202630/09/202525/02/202508/11/202401/12/202213/04/2022
General meeting30/06/202626/09/202505/02/202518/10/202428/10/202217/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

12 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202631/08/2026FrenchPDF
Abridged model31/12/202426/09/202530/09/2025FrenchPDF
Abridged model31/12/202305/02/202525/02/2025FrenchPDF
Abridged model31/12/202218/10/202408/11/2024FrenchPDF
Abridged model31/12/202128/10/202201/12/2022FrenchPDF
Abridged model31/12/202017/06/202113/04/2022FrenchPDF
Abridged model31/12/201927/08/202030/10/2020FrenchPDF
Abridged model31/12/201820/06/201926/07/2019FrenchPDF
Abridged model31/12/201730/06/201819/10/2018FrenchPDF
Abridged model31/12/201615/06/201711/07/2017FrenchPDF
Abridged model31/12/201516/06/201629/08/2016FrenchPDF
Abridged model31/12/201418/06/201529/07/2015FrenchPDF
Estimate

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 4 ended

Active mandates

BROPHIL

Director · 0450.848.179

Represented by Philippe VAN ERKEL

Active

Ended mandates

Eric MATTHYS

Director

Ended
Eric MATTHYS

Manager

Ended
Philippe VAN ERKEL

Director

Ended
Philippe VAN ERKEL

Manager

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Restructuring12/02/2024
    SIEGE SOCIAL - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - DIVERS
    PDF
  • Restructuring16/10/2023
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - DIVERS
    PDF
  • Registered office28/08/2020
    SIEGE SOCIAL - MODIFICATION FORME JURIDIQUE
    PDF
  • Registered office28/03/2014
    SIEGE SOCIAL
    PDF
  • Other17/09/2013
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025-28 k €↓
  2. 2023
    Annual accounts 2023-17,8 k €↓
  3. 2022
    Annual accounts 2022-4,2 k €↓
  4. 2021
    Annual accounts 2021-1,2 k €↑
  5. 2020
    Annual accounts 2020-20,2 k €↓
  6. 2019
    Annual accounts 20194,9 k €↑
  7. 2018
    Annual accounts 2018-3,1 k €↓
  8. 2017
    Annual accounts 2017-230,7 €↑
  9. 2016
    Annual accounts 2016-3,6 k €↓
  10. 2015
    Annual accounts 20156 k €↓
  11. 2014
    Annual accounts 201417,1 k €
  12. 04/09/2013
    IncorporationPrivate limited company