ACTIVE

ASSURIEL

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Financial year 2025 · closed on 31/12/2025
Net result
144,4 k €
-38.6% YoY
Gross margin
568,3 k €
-20.9% YoY
Equity
473,1 k €
+43.9% YoY

What does ASSURIEL do?

ASSURIEL is a Private limited company incorporated in 2013. Its main activity is: Non-life insurance. Its registered office is in Seraing.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0538.528.261
Incorporation
11/09/2013
Legal form
Private limited company
Registered office
Rue de l'Eglise 34
4100 Seraing · WallonieSee on map
Contributed capital
20 460,00 €
Latest accounts
31/12/2025
Activities (NACE)
65122Non-life insurance· main65122Non-life insurance66220Activities of insurance agents and brokers66220Activities of insurance agents and brokers
Joint committees (1)
  • 307
Contacts
3 public details availableLog in to view
Signals
ProfitableSolid equityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 12 financial years

202520242023202220212020201920182017201620152014
Income statement
Gross margin568,3 k €718,3 k €670,5 k €579 k €514,6 k €124,2 k €64,5 k €64,2 k €74,6 k €79,3 k €56,5 k €-4,2 k €
EBITDA380,4 k €506,6 k €419,3 k €341,9 k €324,5 k €106,8 k €48,7 k €60,4 k €53,6 k €78 k €55,4 k €-4,6 k €
Operating result206,6 k €331,3 k €246,5 k €165,8 k €199,1 k €88,8 k €27,8 k €40,2 k €28,6 k €67,9 k €46 k €-12,1 k €
Net result144,4 k €235 k €173,3 k €110,1 k €124,4 k €60,3 k €13,3 k €22,2 k €15,2 k €34 k €32 k €-13,9 k €
Balance sheet
Equity473,1 k €328,7 k €193,7 k €188,4 k €143,3 k €69,5 k €44,5 k €31,2 k €10,7 k €42,2 k €24,3 k €-7,7 k €
Total assets1,2 M €1,4 M €1,6 M €1,7 M €1,9 M €342,2 k €293 k €304,6 k €409,3 k €150,6 k €126,2 k €85 k €
Cash169,5 k €161,6 k €168,6 k €153,2 k €177,8 k €52,5 k €5,7 k €12,4 k €46,3 k €50,5 k €24,8 k €943,5 €
Debts709,4 k €1 M €1,4 M €1,5 M €1,8 M €272,6 k €248,5 k €273,4 k €397,5 k €108,3 k €102 k €92,7 k €
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 8 ended

Active mandates

INVEST D & PARTNERS

Director · since 30 juillet 2024 · 1009.531.161

Represented by Jean-Sébastien DESMARE

Active
NVISION

Director · since 30 juillet 2024 · 1009.531.755

Represented by Norbert NAJMULA

Active

Ended mandates

Norbert NAJMULA

Director · since 01 mars 2016 · until 30 juillet 2024

Ended
Jean-Sébastien DESMARE

Manager · since 11 septembre 2013

Ended
Jean-Sébastien DESMARE

Director · since 10 septembre 2013 · until 30 juillet 2024

Ended
JEAN SEBASTIEN DESMARE

Mandate

Ended
At this address

Other companies at this address

CompanyCBE no.
NBA UNITE ET ASSURIEL● Active
1014.045.324
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date02/06/202627/06/202501/07/202419/07/202306/07/202231/08/2021
General meeting02/06/202624/06/202526/06/202410/07/202306/06/202207/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

12 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202502/06/202602/06/2026FrenchPDF
Micro model31/12/202424/06/202527/06/2025FrenchPDF
Micro model31/12/202326/06/202401/07/2024FrenchPDF
Micro model31/12/202210/07/202319/07/2023FrenchPDF
Micro model31/12/202106/06/202206/07/2022FrenchPDF
Micro model31/12/202007/06/202131/08/2021FrenchPDF
Micro model31/12/201902/06/202031/08/2020FrenchPDF
Micro model31/12/201803/06/201919/09/2019FrenchPDF
Micro model31/12/201704/06/201831/08/2018FrenchPDF
Micro model31/12/201603/06/201710/08/2017FrenchPDF
Abridged model31/12/201506/06/201603/08/2016FrenchPDF
Abridged model31/12/201401/06/201525/08/2015FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 8 ended

Active mandates

INVEST D & PARTNERS

Director · since 30 juillet 2024 · 1009.531.161

Represented by Jean-Sébastien DESMARE

Active
NVISION

Director · since 30 juillet 2024 · 1009.531.755

Represented by Norbert NAJMULA

Active

Ended mandates

Norbert NAJMULA

Director · since 01 mars 2016 · until 30 juillet 2024

Ended
Jean-Sébastien DESMARE

Manager · since 11 septembre 2013

Ended
Jean-Sébastien DESMARE

Director · since 10 septembre 2013 · until 30 juillet 2024

Ended
JEAN SEBASTIEN DESMARE

Mandate

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates20/08/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates07/12/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DIVERS - DEMISSIONS, NOMINATIONS
    PDF
  • Registered office30/04/2021
    ADRESSE AUTRE QUE SIEGE SOCIAL - DIVERS
    PDF
  • Registered office21/06/2018
    SIEGE SOCIAL
    PDF
  • Mandates07/04/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates13/04/2015
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office17/07/2014
    SIEGE SOCIAL
    PDF
  • Other20/09/2013
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025144,4 k €↓
  2. 2024
    Annual accounts 2024235 k €↑
  3. 2023
    Annual accounts 2023173,3 k €↑
  4. 2022
    Annual accounts 2022110,1 k €↓
  5. 2021
    Annual accounts 2021124,4 k €↑
  6. 2020
    Annual accounts 202060,3 k €↑
  7. 2019
    Annual accounts 201913,3 k €↓
  8. 2018
    Annual accounts 201822,2 k €↑
  9. 2017
    Annual accounts 201715,2 k €↓
  10. 2016
    Annual accounts 201634 k €↑
  11. 2015
    Annual accounts 201532 k €↑
  12. 2014
    Annual accounts 2014-13,9 k €
  13. 11/09/2013
    IncorporationPrivate limited company