ACTIVE

AREGO

Export PDF

Financial year 2025 · closed on 31/12/2025

Net result

993,5 k €

+19.6% YoY

Gross margin

2,2 M €

+8.7% YoY

Equity

60 k €

-90.9% YoY

Workforce

12,1 ETP

+7.1% YoY

What does AREGO do?

AREGO is a Private limited company incorporated in 2014. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Pelt. It employs on average 12,1 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0543.768.934

Incorporation

03/01/2014

Legal form

Private limited company

Registered office

De Koel 10
3900 Pelt · FlandreSee on map

Contributed capital

60 000,00 €

Latest accounts

31/12/2025

Average workforce

12,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (2)

307
30700

Signals

ProfitableLow riskPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

Available with a Rovalta subscriptionTry for 7 days

Recommended credit limit

✦ Verdict · Analyst summary

Financials

Trend over 12 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014
Income statement
Gross margin	2,2 M €	+8.7%	2 M €	+47.7%	1,3 M €	+4.4%	1,3 M €	+6.4%	1,2 M €	+13.2%	1,1 M €	+2.7%	1 M €	-6.6%	1,1 M €	+8.6%	1 M €	+8.8%	939,4 k €	+4.9%	895,3 k €	+109%	428,3 k €
EBITDA	1,3 M €	+13.1%	1,2 M €	+111%	545,1 k €	-6.4%	582,1 k €	-0.5%	585,2 k €	+19.2%	490,8 k €	+3.9%	472,6 k €	-23.9%	620,7 k €	+3.0%	602,4 k €	+14.5%	526 k €	+4.7%	502,3 k €	+221%	156,6 k €
Operating result	1,3 M €	+19.7%	1,1 M €	+206%	353,3 k €	-9.5%	390,3 k €	-0.8%	393,3 k €	+29.1%	304,6 k €	+15.1%	264,7 k €	-39.6%	438,3 k €	+20.0%	365,2 k €	+13.9%	320,6 k €	+16.0%	276,3 k €	+944%	26,5 k €
Net result	993,5 k €	+19.6%	830,8 k €	+186%	290,1 k €	-8.2%	316,1 k €	-7.1%	340,3 k €	+22.0%	278,9 k €	+18.0%	236,3 k €	-38.5%	384,3 k €	+35.6%	283,3 k €	+54.0%	184 k €	+20.1%	153,3 k €	+12451%	1,2 k €
Balance sheet
Equity	60 k €	-90.9%	656,6 k €	-39.8%	1,1 M €	+28.2%	850,7 k €	+10.7%	768,6 k €	+16.1%	662,3 k €	+7.3%	617,4 k €	+4.4%	591,2 k €	+16.6%	506,8 k €	+27.2%	398,5 k €	+85.8%	214,5 k €	+250%	61,2 k €
Total assets	2 M €	+19.8%	1,7 M €	+15.3%	1,4 M €	-10.8%	1,6 M €	-5.7%	1,7 M €	-8.0%	1,9 M €	-20.0%	2,3 M €	+5.6%	2,2 M €	+2.3%	2,1 M €	+0.6%	2,1 M €	+1.1%	2,1 M €	+8.0%	2 M €
Cash	974,4 k €	+89.1%	515,2 k €	+59.7%	322,7 k €	-54.6%	710,3 k €	+5.5%	673,3 k €	+14.3%	588,9 k €	-35.8%	916,9 k €	+25.3%	731,7 k €	+18.9%	615,5 k €	+51.7%	405,8 k €	+40.8%	288,1 k €	+132%	124 k €
Debts	1,9 M €	+92.8%	995,5 k €	+204%	327,3 k €	-56.4%	751,3 k €	-19.5%	933,9 k €	-20.3%	1,2 M €	-30.3%	1,7 M €	+6.5%	1,6 M €	-2.8%	1,6 M €	-6.0%	1,7 M €	-7.4%	1,9 M €	-1.3%	1,9 M €
Other
Workforce	12,1 ETP	+7.1%	11,3 ETP	+0.9%	11,2 ETP	+7.7%	10,4 ETP	-2.8%	10,7 ETP	+12.6%	9,5 ETP	-3.1%	9,8 ETP	+15.3%	8,5 ETP	+6.3%	8,0 ETP	0.0%	8,0 ETP	0.0%	8,0 ETP	+42.9%	5,6 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 14 ended

Active mandates

BERGMANS

Director · 0878.340.146

Represented by Joris Bergmans

Active

LE CHIFFRE

Director · 0543.606.014

Represented by Tim THIJS

Active

PELAVER

Director · 0841.732.742

Represented by Peter Fransen

Active

TIBA CONSULTING

Director · 1031.653.792

Represented by Tim Coumans

Active

Ended mandates

Hubert Fransen

Manager · since 27 juillet 2017 · 0543.574.241

Represented by Peter Fransen

Ended

Anete

Manager · since 03 janvier 2014 · 0543.626.897

Represented by Eduard Leonard Gielen

Ended

BERGMANS

Manager · since 03 janvier 2014 · 0878.340.146

Represented by Joris Bergmans

Ended

Hubert Fransen

Manager · since 03 janvier 2014 · 0543.574.241

Represented by Hubertus Fransen

Ended

At this address

Other companies at this address

Company	CBE no.
AREGO IMMO● Active	0637.981.272
SEKURAVAT● Active	0655.748.803

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	20/08/2026	18/07/2025	04/10/2024	30/08/2023	01/07/2022	25/06/2021
General meeting	30/06/2026	20/06/2025	23/08/2024	31/07/2023	07/06/2022	07/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days

Filings

Annual accounts filings

12 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	20/08/2026	Dutch	PDF
Abridged model	31/12/2024	20/06/2025	18/07/2025	Dutch	PDF
Abridged model	31/12/2023	23/08/2024	04/10/2024	Dutch	PDF
Abridged model	31/12/2022	31/07/2023	30/08/2023	Dutch	PDF
Abridged model	31/12/2021	07/06/2022	01/07/2022	Dutch	PDF
Abridged model	31/12/2020	07/06/2021	25/06/2021	Dutch	PDF
Abridged model	31/12/2019	02/06/2020	26/06/2020	Dutch	PDF
Abridged model	31/12/2018	04/06/2019	07/06/2019	Dutch	PDF
Abridged model	31/12/2017	14/06/2018	29/06/2018	Dutch	PDF
Abridged model	31/12/2016	27/07/2017	28/07/2017	Dutch	PDF
Abridged model	31/12/2015	06/06/2016	29/08/2016	Dutch	PDF
Abridged model	31/12/2014	01/06/2015	30/06/2015	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 14 ended

Active mandates

BERGMANS

Director · 0878.340.146

Represented by Joris Bergmans

Active

LE CHIFFRE

Director · 0543.606.014

Represented by Tim THIJS

Active

PELAVER

Director · 0841.732.742

Represented by Peter Fransen

Active

TIBA CONSULTING

Director · 1031.653.792

Represented by Tim Coumans

Active

Ended mandates

Hubert Fransen

Manager · since 27 juillet 2017 · 0543.574.241

Represented by Peter Fransen

Ended

Anete

Manager · since 03 janvier 2014 · 0543.626.897

Represented by Eduard Leonard Gielen

Ended

BERGMANS

Manager · since 03 janvier 2014 · 0878.340.146

Represented by Joris Bergmans

Ended

Hubert Fransen

Manager · since 03 janvier 2014 · 0543.574.241

Represented by Hubertus Fransen

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/03/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates07/01/2026
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
PDF
Mandates19/12/2023
WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
PDF
Mandates19/04/2023
ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
PDF
Mandates15/02/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates26/06/2020
ONTSLAGEN - BENOEMINGEN
PDF
Other26/06/2018
BENAMING
PDF
Mandates29/03/2018
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025993,5 k €↑
2024
Annual accounts 2024830,8 k €↑
2023
Annual accounts 2023290,1 k €↓
2022
Annual accounts 2022316,1 k €↓
2021
Annual accounts 2021340,3 k €↑
2020
Annual accounts 2020278,9 k €↑
2019
Annual accounts 2019236,3 k €↓
2018
Annual accounts 2018384,3 k €↑
2017
Annual accounts 2017283,3 k €↑
2017
Name changeArego
2016
Annual accounts 2016184 k €↑
2015
Annual accounts 2015153,3 k €↑
2014
Annual accounts 20141,2 k €
03/01/2014
IncorporationPrivate limited company
2014
Name changeSEKURA VERZEKERINGEN

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

AREGO

Overview

What does AREGO do?

Trend over 12 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline