ACTIVE

Polares Wealth

Export PDF
Financial year 2025 · closed on 30/06/2025
Net result
80,4 k €
+17.0% YoY
Gross margin
202,3 k €
-15.2% YoY
Equity
483,8 k €
+60.2% YoY
Workforce
1,4 ETP
-17.6% YoY

What does Polares Wealth do?

Polares Wealth is a Private limited company incorporated in 2015. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Aalst. It employs on average 1,4 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0568.952.807
Incorporation
08/01/2015
Legal form
Private limited company
Registered office
Dirk Martensstraat 41
9300 Aalst · FlandreSee on map
Contributed capital
66 300,00 €
Latest accounts
30/06/2025
Average workforce
1,4 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers64210Activities of holding companies66191Other activities auxiliary to financial services, except insurance and pension funding66199Other activities auxiliary to financial services, except insurance and pension funding66220Activities of insurance agents and brokers+2
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
Available with a Rovalta subscriptionTry for 7 days
Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 10 financial years

2025202420232022202120202019201820172015
Income statement
Gross margin202,3 k €238,5 k €197,4 k €143,1 k €135,2 k €63,6 k €76,9 k €70,6 k €8,3 k €3 k €
EBITDA137,4 k €112 k €60,3 k €96,2 k €82,1 k €10,4 k €35,9 k €32,1 k €5,5 k €-2,5 k €
Operating result113,2 k €96,5 k €48,5 k €94,9 k €82,1 k €10,4 k €35,9 k €31,3 k €3,2 k €-5,3 k €
Net result80,4 k €68,7 k €31,7 k €63,5 k €65,3 k €6 k €24,6 k €20,9 k €1,1 k €-5,5 k €
Balance sheet
Equity483,8 k €301,9 k €237,3 k €205,9 k €142,4 k €107,1 k €101,1 k €76,5 k €55,6 k €54,5 k €
Total assets775,2 k €425,1 k €357,9 k €295,6 k €220,1 k €163 k €112,6 k €107,7 k €77,8 k €68,2 k €
Cash279,4 k €176 k €178,1 k €166,7 k €142,4 k €77,9 k €56,1 k €69,9 k €70,5 k €17,8 k €
Debts288,6 k €122,1 k €120,7 k €89,7 k €77,6 k €55,9 k €11,5 k €31,2 k €22,2 k €13,7 k €
Other
Workforce1,4 ETP1,7 ETP2,6 ETP1,1 ETP1,2 ETP1,1 ETP––––
Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation
Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 13 ended

Active mandates

Olivier Kiekens

Director · since 23 septembre 2021 · until 15 octobre 2025

Active
CERES

Director · 0661.771.810

Represented by Nathalie Barbieur

Active
Habis VOF

Manager · 0661.693.022

Represented by Filip Meyten

Active

Ended mandates

Olivier Kieken

Director · since 23 septembre 2021

Ended
Olivier Kiekens

Director · since 23 septembre 2021

Ended
CERES

Director · since 29 août 2016 · 0661.771.810

Represented by Nathalie Barbieur

Ended
CERES

Manager · since 29 août 2016 · 0661.771.810

Represented by NATHALIE BARBIEUR

Ended
At this address

Other companies at this address

CompanyCBE no.
Polares● Active
1032.172.446
Polares Wealth Together● Active
1032.054.462
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year30/06/202530/06/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date23/12/202517/12/202421/12/202318/12/202222/12/202122/12/2020
General meeting01/12/202502/12/202404/12/202305/12/202206/12/202107/12/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days
Filings

Annual accounts filings

10 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model30/06/202501/12/202523/12/2025DutchPDF
Abridged model30/06/202402/12/202417/12/2024DutchPDF
Abridged model30/06/202304/12/202321/12/2023DutchPDF
Abridged model30/06/202205/12/202218/12/2022DutchPDF
Abridged model30/06/202106/12/202122/12/2021DutchPDF
Abridged model30/06/202007/12/202022/12/2020DutchPDF
Micro model30/06/201902/12/201926/02/2020DutchPDF
Micro model30/06/201803/12/201831/01/2019DutchPDF
Micro model30/06/201704/12/201729/01/2018DutchPDF
Abridged model31/12/201506/06/201604/07/2016DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 3 active · 13 ended

Active mandates

Olivier Kiekens

Director · since 23 septembre 2021 · until 15 octobre 2025

Active
CERES

Director · 0661.771.810

Represented by Nathalie Barbieur

Active
Habis VOF

Manager · 0661.693.022

Represented by Filip Meyten

Active

Ended mandates

Olivier Kieken

Director · since 23 septembre 2021

Ended
Olivier Kiekens

Director · since 23 septembre 2021

Ended
CERES

Director · since 29 août 2016 · 0661.771.810

Represented by Nathalie Barbieur

Ended
CERES

Manager · since 29 août 2016 · 0661.771.810

Represented by NATHALIE BARBIEUR

Ended
Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates29/12/2025
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - BENAMING - DIVERSEN - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring07/11/2025
    BENAMING - MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring23/04/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates13/01/2025
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates23/11/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates05/01/2021
    ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
    PDF
  • Mandates03/12/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other28/12/2018
    BENAMING
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202580,4 k €↑
  2. 2025
    Name changePOLARES
  3. 2024
    Annual accounts 202468,7 k €↑
  4. 2023
    Annual accounts 202331,7 k €↓
  5. 2022
    Annual accounts 202263,5 k €↓
  6. 2022
    Name changeCERTURA
  7. 2021
    Annual accounts 202165,3 k €↑
  8. 2020
    Annual accounts 20206 k €↓
  9. 2019
    Annual accounts 201924,6 k €↑
  10. 2018
    Annual accounts 201820,9 k €↑
  11. 2017
    Annual accounts 20171,1 k €↑
  12. 2015
    Annual accounts 2015-5,5 k €
  13. 08/01/2015
    IncorporationPrivate limited company