ACTIVE

Pajotfin

Financial year 2025 · closed on 31/12/2025
Net result
50,1 k €
-67.5% YoY
Gross margin
894,6 k €
-11.8% YoY
Equity
255,5 k €
-29.4% YoY
Workforce
9,9 ETP
+2.1% YoY

What does Pajotfin do?

Pajotfin is a Private limited company incorporated in 2015. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Pajottegem. It employs on average 9,9 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0639.764.092
Incorporation
30/09/2015
Legal form
Private limited company
Registered office
Bruinsbroekstraat 24B
1570 Pajottegem · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Average workforce
9,9 ETP
Joint committees (2)
  • 200
  • 341
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 10 financial years

2025202420232022202120202019201820172016
Income statement
Gross margin894,6 k €1 M €840,5 k €770,1 k €499,1 k €416,1 k €450,5 k €16,5 k €323,8 k €286,1 k €
EBITDA92,9 k €232,5 k €97,9 k €126,1 k €35,9 k €88 k €105,9 k €-1,3 k €90,1 k €54,2 k €
Operating result92,6 k €231,4 k €92,6 k €124,2 k €35,9 k €87,5 k €105,5 k €-1,8 k €89,6 k €53,7 k €
Net result50,1 k €154,2 k €46,5 k €67,1 k €12,2 k €50,5 k €58 k €-1,9 k €53,6 k €29,5 k €
Balance sheet
Equity255,5 k €361,7 k €253,9 k €207,5 k €140,4 k €128,2 k €77,7 k €19,7 k €21,7 k €48,1 k €
Total assets344,4 k €469,5 k €338 k €290,4 k €275,6 k €231,3 k €168,3 k €55 k €141,4 k €83,9 k €
Cash291,5 k €436,6 k €279,4 k €236,2 k €236 k €212,7 k €153,8 k €45,7 k €140 k €82,1 k €
Debts89 k €107,8 k €84,1 k €83 k €135,2 k €103,1 k €90,6 k €35,3 k €119,7 k €33 k €
Other
Workforce9,9 ETP9,7 ETP6,6 ETP5,8 ETP4,8 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 12 ended

Active mandates

C.K CONSULT

Director · 0760.445.455

Represented by Kim Claus

Active
DERKO Consult

Director · 0887.226.435

Represented by Koen Derijst

Active
Mauvafin

Director · 1003.179.047

Represented by Kevin Aerts

Active
RONEL

Director · 0685.512.460

Represented by Igor Elias

Active
VINCENT THESIN FINANCE

Director · 0541.830.617

Represented by Vincent Thesin

Active

Ended mandates

C.K CONSULT

Director · since 16 février 2021 · 0760.445.455

Represented by Kim Claus

Ended
DERKO Consult

Manager · since 30 septembre 2015 · 0887.226.435

Represented by Koen Derijst

Ended
VINCENT THESIN FINANCE

Manager · since 30 septembre 2015 · 0541.830.617

Represented by Vincent Thesin

Ended
C.K CONSULT

Director · 0760.445.455

Represented by Kim Claus

Ended
At this address

Other companies at this address

CompanyCBE no.
DERKO ConsultActive
0887.226.435
0721.455.118
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelMicro modelMicro modelMicro modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date10/07/202607/07/202511/07/202430/06/202327/06/202226/06/2021
General meeting26/06/202627/06/202528/06/202430/06/202324/06/202225/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

10 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202526/06/202610/07/2026DutchPDF
Abridged model31/12/202427/06/202507/07/2025DutchPDF
Micro model31/12/202328/06/202411/07/2024DutchPDF
Micro model31/12/202230/06/202330/06/2023DutchPDF
Micro model31/12/202124/06/202227/06/2022DutchPDF
Abridged model31/12/202025/06/202126/06/2021DutchPDF
Micro model31/12/201930/06/202010/08/2020DutchPDF
Micro model31/12/201828/06/201926/07/2019DutchPDF
Abridged model31/12/201729/06/201829/06/2018DutchPDF
Abridged model31/12/201630/06/201728/07/2017DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 12 ended

Active mandates

C.K CONSULT

Director · 0760.445.455

Represented by Kim Claus

Active
DERKO Consult

Director · 0887.226.435

Represented by Koen Derijst

Active
Mauvafin

Director · 1003.179.047

Represented by Kevin Aerts

Active
RONEL

Director · 0685.512.460

Represented by Igor Elias

Active
VINCENT THESIN FINANCE

Director · 0541.830.617

Represented by Vincent Thesin

Active

Ended mandates

C.K CONSULT

Director · since 16 février 2021 · 0760.445.455

Represented by Kim Claus

Ended
DERKO Consult

Manager · since 30 septembre 2015 · 0887.226.435

Represented by Koen Derijst

Ended
VINCENT THESIN FINANCE

Manager · since 30 septembre 2015 · 0541.830.617

Represented by Vincent Thesin

Ended
C.K CONSULT

Director · 0760.445.455

Represented by Kim Claus

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates10/04/2026
    ONTSLAGEN, BENOEMINGEN, STATUTEN (VERTALING,
    PDF
  • Mandates17/01/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - DIVERSEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates08/02/2022
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates19/02/2021
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates17/09/2018
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - BENAMING - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates07/06/2016
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other02/10/2015
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202550,1 k €
  2. 2024
    Annual accounts 2024154,2 k €
  3. 2023
    Annual accounts 202346,5 k €
  4. 2022
    Annual accounts 202267,1 k €
  5. 2021
    Annual accounts 202112,2 k €
  6. 2020
    Annual accounts 202050,5 k €
  7. 2019
    Annual accounts 201958 k €
  8. 2018
    Annual accounts 2018-1,9 k €
  9. 2018
    Name changePajotfin
  10. 2017
    Annual accounts 201753,6 k €
  11. 2016
    Annual accounts 201629,5 k €
  12. 2016
    Name changeV & K Advies
  13. 30/09/2015
    IncorporationPrivate limited company