ACTIVE

YAGO

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Financial year 2025 · closed on 31/12/2025
Net result
89,4 k €
+104.7% YoY
Revenue
5,8 M €
Equity
404,3 k €
+28.4% YoY
Workforce
54,8 ETP
+11.8% YoY

What does YAGO do?

YAGO is a Public limited company incorporated in 2015. Its main activity is: Non-life insurance. Its registered office is in Etterbeek. It employs on average 54,8 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0639.926.420
Incorporation
05/10/2015
Legal form
Public limited company
Registered office
Rue des Francs 79 box 3
1040 Etterbeek · BruxellesSee on map
Contributed capital
9 642 724,40 €
Latest accounts
31/12/2025
Average workforce
54,8 ETP
Activities (NACE)
65121Non-life insurance· main65121Non-life insurance66220Activities of insurance agents and brokers66220Activities of insurance agents and brokers58290Other software publishing58290Other software publishing
Joint committees (1)
  • 200
Contacts
1 public detail availableLog in to view
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debtsHigh revenue
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 10 financial years

2025202420232022202120202019201820172016
Income statement
Revenue5,8 M €–––––––––
EBITDA428,2 k €-1,4 M €-1,9 M €-1,7 M €-841,1 k €-437,2 k €-196,9 k €-443,7 k €-612,7 k €-192,3 k €
Operating result-84 k €-1,8 M €-2,2 M €-1,9 M €-1 M €-538 k €-272,4 k €-486,5 k €-649 k €-192,6 k €
Net result89,4 k €-1,9 M €-2,3 M €-2 M €-1 M €-539,6 k €-272,3 k €-479,5 k €-646,4 k €-192,6 k €
Balance sheet
Equity404,3 k €314,9 k €911,2 k €878,2 k €733,6 k €369,9 k €-234,4 k €46,6 k €517 k €201 k €
Total assets10,2 M €7,1 M €3,8 M €3,6 M €1,8 M €896,5 k €455 k €332,2 k €771,1 k €250,1 k €
Cash739,9 k €1,1 M €1,5 M €1,9 M €566,9 k €212,1 k €147,9 k €140,7 k €586,6 k €44,5 k €
Debts9,8 M €6,8 M €2,9 M €2,7 M €1 M €480,1 k €689,4 k €285,6 k €253 k €49,1 k €
Other
Workforce54,8 ETP49,0 ETP38,0 ETP31,3 ETP24,7 ETP––––1,5 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 11 active · 32 ended

Active mandates

Altisio Partners

Director · since 15 décembre 2025 · 1031.222.539

Represented by Hugues Bocquet

Active
DIA Group

Director · since 15 décembre 2025 · 1031.317.460

Represented by Tanguy Bocquet

Active
Francois le Hodey

Director · since 15 décembre 2025

Active
Felix le Hodey

Director · since 29 décembre 2023 · until 29 décembre 2029

Active
Alexis le Hodey

Director · since 17 janvier 2020

Active
Baudouin van Male de Ghorain

Director · since 17 janvier 2020 · until 31 décembre 2025

Active
Hugues Bocquet

Director · since 17 janvier 2020 · until 15 décembre 2025

Active
IPM Group

Director · since 17 janvier 2020 · until 15 décembre 2025 · 0403.508.716

Represented by François le Hodey

Active
Jacques Galloy

Director · since 17 janvier 2020

Active
Nicolas Debray

Director · since 17 janvier 2020

Active
Tanguy Bocquet

Director · since 17 janvier 2020 · until 15 décembre 2025

Active

Ended mandates

Anthony Belpaire

Director · since 30 juin 2022 · until 22 mai 2028

Ended
Anthony Belpaire

Director · since 30 juin 2022

Ended
Alexis le Hodey

Director · since 17 janvier 2020 · until 20 mai 2026

Ended
Baudouin van Male de Ghorain

Director · since 17 janvier 2020 · until 20 mai 2026

Ended
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Annual accounts

Full financial information

202520242023202220212020
Type of accountFull modelAbridged modelAbridged modelAbridged modelAbridged modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date03/07/202617/07/202525/06/202413/07/202325/07/202228/06/2021
General meeting30/06/202626/06/202521/05/202428/06/202330/06/202225/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

11 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Full model31/12/202530/06/202603/07/2026FrenchPDF
Abridged model31/12/202426/06/202517/07/2025FrenchPDF
Consolidated accounts31/12/202426/06/202517/07/2025FrenchPDF
Abridged model31/12/202321/05/202425/06/2024FrenchPDF
Abridged model31/12/202228/06/202313/07/2023FrenchPDF
Abridged model31/12/202130/06/202225/07/2022FrenchPDF
Micro model31/12/202025/06/202128/06/2021FrenchPDF
Micro model31/12/201930/06/202027/08/2020FrenchPDF
Micro model31/12/201821/05/201924/09/2019FrenchPDF
Micro model31/12/201717/05/201828/05/2018FrenchPDF
Abridged model31/12/201619/06/201729/06/2017FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 11 active · 32 ended

Active mandates

Altisio Partners

Director · since 15 décembre 2025 · 1031.222.539

Represented by Hugues Bocquet

Active
DIA Group

Director · since 15 décembre 2025 · 1031.317.460

Represented by Tanguy Bocquet

Active
Francois le Hodey

Director · since 15 décembre 2025

Active
Felix le Hodey

Director · since 29 décembre 2023 · until 29 décembre 2029

Active
Alexis le Hodey

Director · since 17 janvier 2020

Active
Baudouin van Male de Ghorain

Director · since 17 janvier 2020 · until 31 décembre 2025

Active
Hugues Bocquet

Director · since 17 janvier 2020 · until 15 décembre 2025

Active
IPM Group

Director · since 17 janvier 2020 · until 15 décembre 2025 · 0403.508.716

Represented by François le Hodey

Active
Jacques Galloy

Director · since 17 janvier 2020

Active
Nicolas Debray

Director · since 17 janvier 2020

Active
Tanguy Bocquet

Director · since 17 janvier 2020 · until 15 décembre 2025

Active

Ended mandates

Anthony Belpaire

Director · since 30 juin 2022 · until 22 mai 2028

Ended
Anthony Belpaire

Director · since 30 juin 2022

Ended
Alexis le Hodey

Director · since 17 janvier 2020 · until 20 mai 2026

Ended
Baudouin van Male de Ghorain

Director · since 17 janvier 2020 · until 20 mai 2026

Ended
Shareholders

Ownership and network

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Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates01/09/2026
    Démissions et nominations d'administrateurs
    PDF
  • Mandates26/03/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares06/01/2025
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - CAPITAL, ACTIONS
    PDF
  • Mandates07/08/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates08/02/2024
    CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares10/03/2023
    CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates08/07/2022
    DENOMINATION - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Mandates14/03/2022
    DEMISSIONS, NOMINATIONS
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202589,4 k €↑
  2. 2024
    Annual accounts 2024-1,9 M €↑
  3. 2023
    Annual accounts 2023-2,3 M €↓
  4. 2022
    Annual accounts 2022-2 M €↓
  5. 2022
    Name changeYAGO
  6. 2021
    Annual accounts 2021-1 M €↓
  7. 2020
    Annual accounts 2020-539,6 k €↓
  8. 2019
    Annual accounts 2019-272,3 k €↑
  9. 2018
    Annual accounts 2018-479,5 k €↑
  10. 2017
    Annual accounts 2017-646,4 k €↓
  11. 2016
    Annual accounts 2016-192,6 k €
  12. 2016
    Name changeSERAPHIN
  13. 05/10/2015
    IncorporationPublic limited company