ACTIVE

BMVAL

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Financial year 2025 · closed on 31/12/2025
Net result
7,5 k €
+215.3% YoY
Gross margin
236,5 k €
+16.5% YoY
Equity
-153 k €
+4.7% YoY
Workforce
3,8 ETP

What does BMVAL do?

BMVAL is a Private limited company incorporated in 2015. Its main activity is: Retail sale of carpets, rugs, wall and floor coverings in specialised stores. Its registered office is in Namur. It employs on average 3,8 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0644.843.231
Incorporation
23/12/2015
Legal form
Private limited company
Registered office
Chaussée de Marche(EP) 583
5101 Namur · WallonieSee on map
Contributed capital
30 000,00 €
Latest accounts
31/12/2025
Average workforce
3,8 ETP
Activities (NACE)
47530Retail sale of carpets, rugs, wall and floor coverings in specialised stores· main47530Retail sale of carpets, rugs, wall and floor coverings in specialised stores47551Retail sale of other household equipment in specialised stores47591Retail sale of furniture, lighting equipment and other household articles in specialised stores47552Retail sale of other household equipment in specialised stores47553Retail sale of other household equipment in specialised stores+6
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 10 financial years

2025202420232022202120202019201820172016
Income statement
Gross margin236,5 k €203 k €178,3 k €227,1 k €214,8 k €217 k €180,1 k €139,5 k €147,2 k €135,8 k €
EBITDA50,2 k €22 k €2,8 k €59,3 k €61,2 k €90,3 k €19,9 k €-14,7 k €-34,7 k €-2,6 k €
Operating result16,4 k €-1,5 k €-19,4 k €39,1 k €34,9 k €31,3 k €-37,7 k €-72,2 k €-92,2 k €-50,6 k €
Net result7,5 k €-6,5 k €-21,1 k €45,1 k €31,7 k €29,6 k €-44,4 k €-75 k €-95,5 k €-54,3 k €
Balance sheet
Equity-153 k €-160,4 k €-154 k €-132,9 k €-177,9 k €-209,7 k €-239,2 k €-194,8 k €-119,8 k €-24,3 k €
Total assets407,8 k €272,1 k €179,7 k €154,7 k €146,6 k €183,4 k €244 k €285,5 k €385 k €391,8 k €
Cash135,9 k €63 k €68,7 k €31,2 k €7 k €27,5 k €26 k €21,5 k €54,8 k €38,3 k €
Debts560,8 k €432,3 k €333,7 k €287,6 k €322,5 k €393 k €483,2 k €480,3 k €504,9 k €416,1 k €
Other
Workforce3,8 ETP––––2,8 ETP––––
Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

Valérie CATINUS

Director

Active

Ended mandates

Valérie CATINUS

Mandate

Ended
At this address

Other companies at this address

CompanyCBE no.
Le Ruisseau● Active
1002.406.413
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelMicro modelMicro modelMicro modelMicro modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date28/08/202629/08/202529/08/202423/08/202321/07/202225/08/2021
General meeting30/06/202630/06/202506/06/202408/06/202302/06/202203/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

10 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202628/08/2026FrenchPDF
Micro model31/12/202430/06/202529/08/2025FrenchPDF
Micro model31/12/202306/06/202429/08/2024FrenchPDF
Micro model31/12/202208/06/202323/08/2023FrenchPDF
Micro model31/12/202102/06/202221/07/2022FrenchPDF
Abridged model31/12/202003/06/202125/08/2021FrenchPDF
Abridged model31/12/201908/10/202006/11/2020FrenchPDF
Abridged model31/12/201806/06/201926/08/2019FrenchPDF
Abridged model31/12/201707/06/201830/08/2018FrenchPDF
Abridged model31/12/201601/06/201723/09/2017FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

Valérie CATINUS

Director

Active

Ended mandates

Valérie CATINUS

Mandate

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Registered office30/05/2025
    SIEGE SOCIAL
    PDF
  • Mandates09/10/2023
    MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Registered office03/04/2018
    SIEGE SOCIAL
    PDF
  • Other28/12/2015
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20257,5 k €↑
  2. 2024
    Annual accounts 2024-6,5 k €↑
  3. 2023
    Annual accounts 2023-21,1 k €↓
  4. 2022
    Annual accounts 202245,1 k €↑
  5. 2021
    Annual accounts 202131,7 k €↑
  6. 2020
    Annual accounts 202029,6 k €↑
  7. 2019
    Annual accounts 2019-44,4 k €↑
  8. 2018
    Annual accounts 2018-75 k €↑
  9. 2017
    Annual accounts 2017-95,5 k €↓
  10. 2016
    Annual accounts 2016-54,3 k €
  11. 23/12/2015
    IncorporationPrivate limited company