ACTIVE

VBM VERZEKERINGEN

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Financial year 2025 · closed on 31/12/2025
Net result
474,2 k €
+2.2% YoY
Gross margin
1,6 M €
+0.5% YoY
Equity
525,2 k €
+4.8% YoY
Workforce
11,7 ETP
+1.7% YoY

What does VBM VERZEKERINGEN do?

VBM VERZEKERINGEN is a Private limited company incorporated in 2017. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tremelo. It employs on average 11,7 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0683.606.906
Incorporation
23/10/2017
Legal form
Private limited company
Registered office
Baalsebaan 181
3128 Tremelo · FlandreSee on map
Contributed capital
106 069,61 €
Latest accounts
31/12/2025
Average workforce
11,7 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers66191Other activities auxiliary to financial services, except insurance and pension funding66191Other activities auxiliary to financial services, except insurance and pension funding
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 8 financial years

20252024202320222021202020192018
Income statement
Gross margin1,6 M €1,6 M €1,4 M €1,1 M €1 M €1 M €974,3 k €660,2 k €
EBITDA726,4 k €823,9 k €810,8 k €577 k €500,6 k €544,3 k €589 k €352,6 k €
Operating result663,4 k €656,2 k €609,8 k €400,2 k €330,9 k €380,7 k €429 k €162,4 k €
Net result474,2 k €464 k €433,5 k €285,2 k €237,3 k €274 k €296,4 k €97,8 k €
Balance sheet
Equity525,2 k €501,3 k €487,3 k €403,9 k €338,6 k €281,3 k €207,3 k €111 k €
Total assets1,5 M €1,5 M €1,5 M €1,4 M €1,2 M €1,3 M €1,3 M €1,2 M €
Cash850,2 k €945,8 k €804,7 k €485,6 k €384,1 k €473,3 k €364,3 k €258,6 k €
Debts936,5 k €1 M €1 M €975,1 k €837,4 k €1,1 M €1,1 M €1,1 M €
Other
Workforce11,7 ETP11,5 ETP8,7 ETP8,1 ETP9,3 ETP7,7 ETP7,4 ETP5,9 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 11 ended

Active mandates

GEERT VAN BAEL

Director · 0552.677.987

Represented by Geert Van Bael

Active
GOOVA CONSULT

Director · 0742.620.419

Represented by Kevin Goovaerts

Active
Lie Jennen

Director · 0782.670.432

Represented by Kelly Jennen

Active

Ended mandates

GOOVA CONSULT

Director · since 01 février 2020 · 0742.620.419

Represented by KEVIN GOOVAERTS

Ended
KEVIN GOOVAERTS

Manager · since 23 février 2018

Ended
GEERT VAN BAEL

Manager · since 23 octobre 2017 · 0552.677.987

Represented by GEERT VAN BAEL

Ended
MERTENS CONSULTING & MANAGEMENT

Manager · since 23 octobre 2017 · 0435.066.774

Represented by DIRK MERTENS

Ended
At this address

Other companies at this address

CompanyCBE no.
Groep VBM verzekeringen● Active
0701.766.591
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date29/05/202604/06/202517/06/202426/05/202327/06/202207/07/2021
General meeting29/05/202630/05/202530/05/202426/05/202327/05/202228/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

8 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202529/05/202629/05/2026DutchPDF
Abridged model31/12/202430/05/202504/06/2025DutchPDF
Abridged model31/12/202330/05/202417/06/2024DutchPDF
Abridged model31/12/202226/05/202326/05/2023DutchPDF
Abridged model31/12/202127/05/202227/06/2022DutchPDF
Abridged model31/12/202028/05/202107/07/2021DutchPDF
Abridged model31/12/201929/05/202028/07/2020DutchPDF
Abridged model31/12/201817/05/201929/07/2019DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 3 active · 11 ended

Active mandates

GEERT VAN BAEL

Director · 0552.677.987

Represented by Geert Van Bael

Active
GOOVA CONSULT

Director · 0742.620.419

Represented by Kevin Goovaerts

Active
Lie Jennen

Director · 0782.670.432

Represented by Kelly Jennen

Active

Ended mandates

GOOVA CONSULT

Director · since 01 février 2020 · 0742.620.419

Represented by KEVIN GOOVAERTS

Ended
KEVIN GOOVAERTS

Manager · since 23 février 2018

Ended
GEERT VAN BAEL

Manager · since 23 octobre 2017 · 0552.677.987

Represented by GEERT VAN BAEL

Ended
MERTENS CONSULTING & MANAGEMENT

Manager · since 23 octobre 2017 · 0435.066.774

Represented by DIRK MERTENS

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates10/01/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates18/08/2022
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates22/04/2020
    ONTSLAGEN - BENOEMINGEN - WIJZIGING RECHTSVORM
    PDF
  • Mandates17/08/2018
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring14/03/2018
    KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring22/01/2018
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Other03/11/2017
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025474,2 k €↑
  2. 2024
    Annual accounts 2024464 k €↑
  3. 2023
    Annual accounts 2023433,5 k €↑
  4. 2022
    Annual accounts 2022285,2 k €↑
  5. 2021
    Annual accounts 2021237,3 k €↓
  6. 2020
    Annual accounts 2020274 k €↓
  7. 2019
    Annual accounts 2019296,4 k €↑
  8. 2018
    Annual accounts 201897,8 k €
  9. 23/10/2017
    IncorporationPrivate limited company