ACTIVE

FITRAMA VERZEKERINGEN

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Financial year 2025 · closed on 31/12/2025
Net result
38,2 k €
+1533.1% YoY
Gross margin
624,5 k €
+26.6% YoY
Equity
123,9 k €
+1.6% YoY
Workforce
4,8 ETP
+20.0% YoY

What does FITRAMA VERZEKERINGEN do?

FITRAMA VERZEKERINGEN is a Public limited company incorporated in 2018. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Sint-Niklaas. It employs on average 4,8 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0713.867.540
Incorporation
26/11/2018
Legal form
Public limited company
Registered office
Knaptandstraat 77
9100 Sint-Niklaas · FlandreSee on map
Contributed capital
120 000,00 €
Latest accounts
31/12/2025
Average workforce
4,8 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers82300Organisation of conventions and trade shows82300Organisation of conventions and trade shows
Joint committees (1)
  • 307
Contacts
2 public details availableLog in to view
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 7 financial years

2025202420232022202120202019
Income statement
Gross margin624,5 k €493,1 k €496,3 k €442,1 k €454,3 k €512,5 k €402,9 k €
EBITDA239,1 k €185,7 k €205,4 k €202,4 k €214,8 k €254,9 k €93,5 k €
Operating result74,5 k €20,8 k €31,6 k €28,2 k €45,3 k €91,1 k €-74,5 k €
Net result38,2 k €2,3 k €16 k €10,5 k €22,9 k €74,4 k €-89,5 k €
Balance sheet
Equity123,9 k €122 k €121,7 k €240,7 k €240,2 k €224,8 k €150,5 k €
Total assets790,5 k €892,7 k €1,2 M €1,3 M €1,4 M €1,4 M €1,5 M €
Cash127,5 k €61,2 k €147,2 k €234,4 k €186 k €119,3 k €53,1 k €
Debts651,1 k €735,9 k €999,2 k €1 M €1,1 M €1,2 M €1,3 M €
Other
Workforce4,8 ETP4,0 ETP3,8 ETP3,5 ETP3,7 ETP5,2 ETP5,4 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 8 active · 16 ended

Active mandates

Christiaan Govaerts

Managing director · since 01 avril 2026

Active
Filip Frans

Director · since 01 avril 2026

Active
Tim Verlinden

Director · since 01 avril 2026

Active
Nexfin

Director · since 01 avril 2023 · until 31 mars 2026 · 0720.873.415

Represented by Sven Van Hove

Active
Danny Deyaert

Director · since 09 novembre 2020 · until 16 décembre 2025

Active
Gerrit Van Daele

Director · since 22 novembre 2018

Active
TOM LENTACKER

Director · since 22 novembre 2018 · until 31 mars 2026 · 0632.835.126

Represented by Tom Lentacker

Active
WESLEY VAN EYNDE

Managing director · since 22 novembre 2018 · 0713.689.475

Represented by Wesley Van Eynde

Active

Ended mandates

Nexfin

Director · since 01 avril 2023 · 0720.873.415

Represented by Sven VAN HOVE

Ended
BROFIN

Director · since 09 novembre 2020 · until 22 novembre 2024 · 0684.962.332

Represented by Sven VAN HOVE

Ended
Danny Deyaert

Director · since 09 novembre 2020

Ended
BROFIN

Director · since 01 octobre 2020 · 0684.962.332

Represented by Sven Van Hove

Ended
At this address

Other companies at this address

CompanyCBE no.
Soprima● Active
0802.717.164
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date20/07/202618/07/202505/07/202425/05/202309/07/202223/07/2021
General meeting23/06/202623/06/202506/06/202428/04/202316/06/202224/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

7 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202523/06/202620/07/2026DutchPDF
Abridged model31/12/202423/06/202518/07/2025DutchPDF
Abridged model31/12/202306/06/202405/07/2024DutchPDF
Abridged model31/12/202228/04/202325/05/2023DutchPDF
Abridged model31/12/202116/06/202209/07/2022DutchPDF
Abridged model31/12/202024/06/202123/07/2021DutchPDF
Abridged model31/12/201903/09/202029/09/2020DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 8 active · 16 ended

Active mandates

Christiaan Govaerts

Managing director · since 01 avril 2026

Active
Filip Frans

Director · since 01 avril 2026

Active
Tim Verlinden

Director · since 01 avril 2026

Active
Nexfin

Director · since 01 avril 2023 · until 31 mars 2026 · 0720.873.415

Represented by Sven Van Hove

Active
Danny Deyaert

Director · since 09 novembre 2020 · until 16 décembre 2025

Active
Gerrit Van Daele

Director · since 22 novembre 2018

Active
TOM LENTACKER

Director · since 22 novembre 2018 · until 31 mars 2026 · 0632.835.126

Represented by Tom Lentacker

Active
WESLEY VAN EYNDE

Managing director · since 22 novembre 2018 · 0713.689.475

Represented by Wesley Van Eynde

Active

Ended mandates

Nexfin

Director · since 01 avril 2023 · 0720.873.415

Represented by Sven VAN HOVE

Ended
BROFIN

Director · since 09 novembre 2020 · until 22 novembre 2024 · 0684.962.332

Represented by Sven VAN HOVE

Ended
Danny Deyaert

Director · since 09 novembre 2020

Ended
BROFIN

Director · since 01 octobre 2020 · 0684.962.332

Represented by Sven Van Hove

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates19/06/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates08/04/2025
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other28/12/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Mandates22/06/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates22/12/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates05/03/2020
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other28/11/2018
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202538,2 k €↑
  2. 2024
    Annual accounts 20242,3 k €↓
  3. 2023
    Annual accounts 202316 k €↑
  4. 2022
    Annual accounts 202210,5 k €↓
  5. 2021
    Annual accounts 202122,9 k €↓
  6. 2020
    Annual accounts 202074,4 k €↑
  7. 2019
    Annual accounts 2019-89,5 k €
  8. 26/11/2018
    IncorporationPublic limited company