ACTIVE

BCD INSURANCE

Financial year 2025 · closed on 31/12/2025
Net result
212,7 k €
-4.1% YoY
Gross margin
1 M €
+6.8% YoY
Equity
936,4 k €
+29.4% YoY
Workforce
6,5 ETP
+6.6% YoY

What does BCD INSURANCE do?

BCD INSURANCE is a Private limited company incorporated in 2019. Its main activity is: Life insurance. Its registered office is in Gistel. It employs on average 6,5 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0733.861.913
Incorporation
10/09/2019
Legal form
Private limited company
Registered office
Oostendse Baan 8
8470 Gistel · FlandreSee on map
Contributed capital
30 000,00 €
Latest accounts
31/12/2025
Average workforce
6,5 ETP
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 6 financial years

202520242023202220212020
Income statement
Gross margin1 M €973,3 k €908,6 k €869,3 k €629,1 k €478,1 k €
EBITDA633,1 k €606,3 k €591,4 k €534,8 k €398 k €287,2 k €
Operating result320,5 k €314,3 k €303,3 k €249,4 k €165,7 k €118,6 k €
Net result212,7 k €221,9 k €197,1 k €143,6 k €78,1 k €53,1 k €
Balance sheet
Equity936,4 k €723,7 k €501,8 k €304,7 k €161,1 k €83,1 k €
Total assets2,5 M €2,3 M €2,5 M €2,5 M €2,6 M €2,7 M €
Cash171,8 k €186,3 k €177,4 k €57,8 k €424,9 k €461,7 k €
Debts1,6 M €1,6 M €1,9 M €2,2 M €2,4 M €2,6 M €
Other
Workforce6,5 ETP6,1 ETP6,0 ETP6,1 ETP230 803,5 ETP189 634,3 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 5 ended

Active mandates

KANT. VANBAVINCKHOVE

Director · since 01 janvier 2022 · 0465.841.807

Represented by Valerie Marchand

Active
BCD & PARTNERS

Director · since 10 septembre 2019 · 0731.819.864

Active
BONNE

Director · since 10 septembre 2019 · 0477.884.455

Represented by Johan Bonne

Active
CARREWYN & PARTNERS

Director · since 10 septembre 2019 · 0423.648.389

Represented by Peter Carrewyn

Active
FINDEV

Director · since 10 septembre 2019 · 0839.695.544

Represented by Vincent Defreyne

Active

Ended mandates

KANTOOR DEFREYNE

Director · since 13 septembre 2019 · until 26 juillet 2022 · 0463.497.969

Represented by Vincent Defreyne

Ended
BONNE

Director · 0477.884.455

Represented by Johan Bonne

Ended
CARREWYN & PARTNERS

Director · 0423.648.389

Represented by Peter Carrewyn

Ended
KANT. VANBAVINCKHOVE

Director · 0465.841.807

Represented by Valerie Marchand

Ended
At this address

Other companies at this address

CompanyCBE no.
BCD FINANCEActive
0733.862.408
BCD & PARTNERSActive
0731.819.864
FINDEVActive
0839.695.544
Zeker en VastActive
0736.844.464
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202110/09/2019
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months16 months
Filing date29/06/202610/07/202525/06/202428/07/202329/07/202230/07/2021
General meeting30/05/202631/05/202525/05/202427/05/202328/05/202229/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

6 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/05/202629/06/2026DutchPDF
Abridged model31/12/202431/05/202510/07/2025DutchPDF
Abridged model31/12/202325/05/202425/06/2024DutchPDF
Abridged model31/12/202227/05/202328/07/2023DutchPDF
Abridged model31/12/202128/05/202229/07/2022DutchPDF
Abridged model31/12/202029/05/202130/07/2021DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 5 active · 5 ended

Active mandates

KANT. VANBAVINCKHOVE

Director · since 01 janvier 2022 · 0465.841.807

Represented by Valerie Marchand

Active
BCD & PARTNERS

Director · since 10 septembre 2019 · 0731.819.864

Active
BONNE

Director · since 10 septembre 2019 · 0477.884.455

Represented by Johan Bonne

Active
CARREWYN & PARTNERS

Director · since 10 septembre 2019 · 0423.648.389

Represented by Peter Carrewyn

Active
FINDEV

Director · since 10 septembre 2019 · 0839.695.544

Represented by Vincent Defreyne

Active

Ended mandates

KANTOOR DEFREYNE

Director · since 13 septembre 2019 · until 26 juillet 2022 · 0463.497.969

Represented by Vincent Defreyne

Ended
BONNE

Director · 0477.884.455

Represented by Johan Bonne

Ended
CARREWYN & PARTNERS

Director · 0423.648.389

Represented by Peter Carrewyn

Ended
KANT. VANBAVINCKHOVE

Director · 0465.841.807

Represented by Valerie Marchand

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates26/09/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates13/01/2022
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Registered office07/07/2020
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates03/10/2019
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other12/09/2019
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025212,7 k €
  2. 2024
    Annual accounts 2024221,9 k €
  3. 2023
    Annual accounts 2023197,1 k €
  4. 2022
    Annual accounts 2022143,6 k €
  5. 2021
    Annual accounts 202178,1 k €
  6. 2020
    Annual accounts 202053,1 k €
  7. 10/09/2019
    IncorporationPrivate limited company